Insurance Sales Representative Jobs in USA with Visa Sponsorship
Insurance Sales Representatives can find visa sponsorship, but it's less common than in tech or finance. Most sponsors are large insurers or brokerages filing H-1B or E-3 petitions for roles requiring a bachelor's degree in business, finance, or a related field. For detailed occupation requirements, see the O*NET profile.
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Inbound licensed insurance sales role with $91.5K+ OTE, uncapped earnings, and company-provided warm leads. Focus on closing — not prospecting — while helping homeowners protect what matters.
Who We Are
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including
Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
Forbes' America's Best Startup Employers (2021-2024)
Inc. 5000 Fastest-Growing Private Companies
Forbes’ Fintech 50 (2025-2026)
* Great Places to Work Certified (2024-2026)
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings.
The opportunity
We’re looking for licensed Insurance Sales Agents to help homeowners confidently navigate home insurance and related products during key moments in their lives. As a critical part of Kin’s growth strategy, this role exists to convert high-intent homeowners into long-term customers through expert guidance, trust-building, and consultative sales. With qualified leads provided by our Marketing team, you’ll focus on what you do best — connecting with customers, closing sales, and delivering an exceptional experience from first contact to bind. This is a high-impact, high-earning role at a moment of strong company growth, where top performers consistently reach six figures and beyond through uncapped commissions and performance incentives.
Shift & Training Requirements
Must be available Monday–Friday for one of the following shifts (assigned based on business needs):
+ 9:00 AM – 6:00 PM CST
+ 11:00 AM – 8:00 PM CST
Rotating Saturday shift required every 4–6 weeks
* Mandatory paid training period of 8+ weeks
We are currently hiring for our May 4, 2026 training class.
Your Responsibilities
Connect with potential customers by handling inbound inquiries via phone, email, and text to understand their needs and recommend tailored insurance solutions
Consistently meet or exceed sales targets by building strong customer relationships and applying effective, consultative sales techniques
Clearly communicate the value and benefits of Kin’s insurance products while addressing customer questions with confidence
Leverage company-provided qualified leads and execute consistent follow-up to move customers through the sales funnel to close
Partner cross-functionally with underwriters and customer service representatives to ensure a smooth experience from initial inquiry through policy issuance
Simplify complex insurance concepts and guide customers toward coverage that best protects their most important assets
What You’ll Bring
At least 6 months of P&C insurance experience in a fast-paced sales environment (homeowners, auto, and/or call center experience a plus)
Active P&C license in your current state of residence
Proven track record of closing sales and exceeding targets
Ability to build trust quickly through clear, confident communication
Comfort adhering to performance metrics, schedules, and training requirements
Proficiency with CRM systems and telephone software, including managing multiple platforms simultaneously
* Self-motivated, results-driven mindset with a passion for hitting goals
Bonus Qualifications
Licensed in California
Surplus Lines License
We’ll also consider candidates who have prior insurance sales experience (even if not recent) with an active license and CE, or strong sales experience from other industries.
How We Hire
We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position on an ongoing basis. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
Role
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
Prompt updates and feedback following interviews
Interviews with recruiters, hiring managers, and members of teams
Skills assessment relevant to the position
Genuine, thoughtful human interaction at every step
How We Support You
Hear more from our Bilingual Sales Manager, Jose Paragallo:
Compensation At a Glance
On-target earnings (OTE) starting at $91,500, with uncapped commissions
$43,500 base salary
$4,000 annual bonus tied to policy attainment goals
Guaranteed minimum of $1,500/month for the first three months post-training
* Ongoing monthly bonus eligibility through the Kin Sales Incentive Program
This role is eligible to earn additional monthly incentive compensation through the Kin Sales Incentive Program.
Incentives & recognition
Terry Berry Perks Program
President’s Club (Top 15 agents)
Milestone Program for premium achievements
Monthly agent and team recognition awards
Total Rewards & Benefits
Medical, Dental, Vision, Life, Short- and Long-Term Disability
Employee Assistance Program
Voluntary benefits including accident, hospital indemnity, critical illness, legal assistance, and pet insurance
Benefits eligibility beginning the first of the month following start date
Company equity via Restricted Stock Units (RSUs), based on role and level
401(k) with up to 4% company match
11 days accrued PTO, 7 paid sick days, and 8 paid company holidays
Paid Parental Leave
14 weeks (birthing parents)
8 weeks (non-birthing parents)
Professional development and career mobility opportunities
Referral bonuses
How We Work
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together
Our industry is stuck in the status quo. But Kin is different. We are challengers. Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. We roll up our sleeves, take action, and get “impossible” things done every day with grit and teamwork.
Raise the bar. Drop the ego
Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner
We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, take ownership. Do the right thing, even when it’s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more
We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation – it's our competitive advantage.
Keep asking ‘What if?’
We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
Where we work
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI. For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift.
EEOC statement
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
Quick Summary
Inbound licensed insurance sales role with $91.5K+ OTE, uncapped earnings, and company-provided warm leads. Focus on closing — not prospecting — while helping homeowners protect what matters.
Who We Are
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including
Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
Forbes' America's Best Startup Employers (2021-2024)
Inc. 5000 Fastest-Growing Private Companies
Forbes’ Fintech 50 (2025-2026)
* Great Places to Work Certified (2024-2026)
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings.
The opportunity
We’re looking for licensed Insurance Sales Agents to help homeowners confidently navigate home insurance and related products during key moments in their lives. As a critical part of Kin’s growth strategy, this role exists to convert high-intent homeowners into long-term customers through expert guidance, trust-building, and consultative sales. With qualified leads provided by our Marketing team, you’ll focus on what you do best — connecting with customers, closing sales, and delivering an exceptional experience from first contact to bind. This is a high-impact, high-earning role at a moment of strong company growth, where top performers consistently reach six figures and beyond through uncapped commissions and performance incentives.
Shift & Training Requirements
Must be available Monday–Friday for one of the following shifts (assigned based on business needs):
+ 9:00 AM – 6:00 PM CST
+ 11:00 AM – 8:00 PM CST
Rotating Saturday shift required every 4–6 weeks
* Mandatory paid training period of 8+ weeks
We are currently hiring for our May 4, 2026 training class.
Your Responsibilities
Connect with potential customers by handling inbound inquiries via phone, email, and text to understand their needs and recommend tailored insurance solutions
Consistently meet or exceed sales targets by building strong customer relationships and applying effective, consultative sales techniques
Clearly communicate the value and benefits of Kin’s insurance products while addressing customer questions with confidence
Leverage company-provided qualified leads and execute consistent follow-up to move customers through the sales funnel to close
Partner cross-functionally with underwriters and customer service representatives to ensure a smooth experience from initial inquiry through policy issuance
Simplify complex insurance concepts and guide customers toward coverage that best protects their most important assets
What You’ll Bring
At least 6 months of P&C insurance experience in a fast-paced sales environment (homeowners, auto, and/or call center experience a plus)
Active P&C license in your current state of residence
Proven track record of closing sales and exceeding targets
Ability to build trust quickly through clear, confident communication
Comfort adhering to performance metrics, schedules, and training requirements
Proficiency with CRM systems and telephone software, including managing multiple platforms simultaneously
* Self-motivated, results-driven mindset with a passion for hitting goals
Bonus Qualifications
Licensed in California
Surplus Lines License
We’ll also consider candidates who have prior insurance sales experience (even if not recent) with an active license and CE, or strong sales experience from other industries.
How We Hire
We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position on an ongoing basis. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
Role
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
Prompt updates and feedback following interviews
Interviews with recruiters, hiring managers, and members of teams
Skills assessment relevant to the position
Genuine, thoughtful human interaction at every step
How We Support You
Hear more from our Bilingual Sales Manager, Jose Paragallo:
Compensation At a Glance
On-target earnings (OTE) starting at $91,500, with uncapped commissions
$43,500 base salary
$4,000 annual bonus tied to policy attainment goals
Guaranteed minimum of $1,500/month for the first three months post-training
* Ongoing monthly bonus eligibility through the Kin Sales Incentive Program
This role is eligible to earn additional monthly incentive compensation through the Kin Sales Incentive Program.
Incentives & recognition
Terry Berry Perks Program
President’s Club (Top 15 agents)
Milestone Program for premium achievements
Monthly agent and team recognition awards
Total Rewards & Benefits
Medical, Dental, Vision, Life, Short- and Long-Term Disability
Employee Assistance Program
Voluntary benefits including accident, hospital indemnity, critical illness, legal assistance, and pet insurance
Benefits eligibility beginning the first of the month following start date
Company equity via Restricted Stock Units (RSUs), based on role and level
401(k) with up to 4% company match
11 days accrued PTO, 7 paid sick days, and 8 paid company holidays
Paid Parental Leave
14 weeks (birthing parents)
8 weeks (non-birthing parents)
Professional development and career mobility opportunities
Referral bonuses
How We Work
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together
Our industry is stuck in the status quo. But Kin is different. We are challengers. Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. We roll up our sleeves, take action, and get “impossible” things done every day with grit and teamwork.
Raise the bar. Drop the ego
Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner
We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, take ownership. Do the right thing, even when it’s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more
We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation – it's our competitive advantage.
Keep asking ‘What if?’
We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
Where we work
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI. For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift.
EEOC statement
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
How to Get Visa Sponsorship in Insurance Sales Representative
Lead with your specialty, not your visa status
Employers respond to revenue potential first. Highlight your track record in life, commercial, or specialty lines before raising sponsorship. A candidate who opens with results is harder to screen out than one who leads with visa questions.
Get your state insurance license before applying
Most states require a license to sell insurance, and employers expect candidates to be licensable. Holding or actively pursuing your Series 6, Series 63, or relevant state license signals you're job-ready and removes a common objection to sponsoring international candidates.
Frame your degree as meeting specialty occupation requirements
H-1B eligibility requires a specialty occupation. A bachelor's degree in business, finance, economics, or risk management strengthens your case that the role requires theoretical knowledge, not just sales aptitude or general skills.
Prioritize roles in commercial or group benefits lines
Commercial insurance and group benefits roles are more likely to qualify as specialty occupations than personal lines sales. They typically require analytical and regulatory knowledge that supports the degree-requirement argument USCIS reviews.
Search Migrate Mate for verified sponsoring employers
Not every insurance employer is willing or able to sponsor. Migrate Mate filters for employers with active sponsorship history, saving you from applying to roles where sponsorship was never a real option from the start.
Insurance Sales Representative jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Can an Insurance Sales Representative get H-1B visa sponsorship?
Yes, but it depends on how the role is structured. USCIS requires the position to qualify as a specialty occupation, meaning a bachelor's degree in a specific field must be a genuine requirement. Commercial insurance, benefits consulting, and underwriting-adjacent sales roles have a stronger case than general personal lines positions, where a degree is often preferred but not required.
Does an Insurance Sales Representative role qualify as a specialty occupation for H-1B purposes?
It can, but USCIS scrutinizes these petitions closely. Roles focused on complex commercial lines, group benefits, or financial products tied to actuarial or regulatory knowledge are more defensible. Generic sales roles where any bachelor's degree satisfies the requirement regardless of field are harder to approve. Your employer's attorney will need to build a strong record of degree specificity in the job description.
Do I need a degree to get visa sponsorship as an Insurance Sales Representative?
For H-1B or E-3 sponsorship, yes. Both visa categories require the role to be a specialty occupation, which generally means a bachelor's degree or higher in a relevant field. A degree in finance, business administration, economics, or risk management is most relevant. Without a qualifying degree, sponsorship under these categories isn't available, though work experience substitution rules may apply in some H-1B cases.
Which insurance employers are most likely to sponsor visas?
Large national carriers and financial services firms with dedicated immigration support are your best starting point. Companies that regularly file H-1B petitions for actuarial, underwriting, or financial advisory roles often have the infrastructure to sponsor sales roles too, especially for commercial or institutional lines. Migrate Mate lists employers with verified sponsorship history, which is the most reliable way to identify real opportunities without wasting applications.
What visa options are available for Australian citizens working in insurance sales in the U.S.?
Australian citizens have access to the E-3 visa, which is exclusive to Australians and requires a specialty occupation and a relevant bachelor's degree, the same substantive standard as the H-1B. The E-3 has no lottery and allows unlimited two-year renewals, making it significantly more accessible. If your role qualifies as a specialty occupation, the E-3 is usually the faster and more predictable path compared to the H-1B lottery.
What is the prevailing wage requirement for sponsored Insurance Sales Representative jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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