Payments Specialist Jobs in USA with Visa Sponsorship
Payments Specialist roles qualify for H-1B visa and other specialty occupation visas when the position requires a bachelor's degree in finance, accounting, or a related field. Many fintech and banking employers file Labor Condition Applications regularly, making sponsored roles genuinely accessible for international candidates with the right credentials. For detailed occupation requirements, see the O*NET profile.
Find Payments Specialist JobsOverview
Showing 5 of 1,483+ Payments Specialist jobs
See all 1,483+ Payments Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Payments Specialist roles.
Get Access To All JobsMake banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION: Under general supervision, performs critical monitoring, processing and support functions for high risk payment applications with essential duties and responsibilities including processing of incoming and outgoing high dollar, time sensitive, wire transfer activity via the Fedwire and CHIPS networks; as well as real-time payments via The Clearing House’s Real-Time Payments network.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Processes international and domestic inbound/outbound wire payments via internal payment origination networks and/or incoming customer calls including customer authentication via security PIN #s and payment special instructions.
- Process domestic inbound/outbound real-time payments and troubleshoot exceptions and customer inquiries.
- Monitors inbound/outbound fraud related/anti-money laundering payment activity according to federal regulations and associated procedures accurately and in a timely manner; escalating to Bank Compliance/management as needed.
- Troubleshoot file/batch exceptions that result from customer driven electronic transmission failures via direct customer or internal sales relationship manager consult; execute systemic clearance or deletion activities based on research and follow up.
- Effectively route international USD wire payments as instructed by client to third party international clearing banks.
- Provides call support and service for commercial based clients in need of high value based wire payment transaction processing.
- Perform general analytics and execution of defined payment related credit risk exceptions by referencing multiple internal applications to assess associated bank driven risk tolerances (i.e. acct balance, established credit limits, bank exposure amount, past historical activity).
- Execute on governmental mandated payment remittances in accordance with specific federal regulations.
- Responsible for all facets of line of business compliance program to ensure full compliance with state and federal laws, rules and regulations (i.e. E, FFIEC, etc).
- Develop and maintain strong partnerships with internal sales and support teams and other internal and external customers.
- Initiates payment related research requests via centralized problem resolution tracking system.
- Handles any routine inquiries and confirmations for internal sales support and/or external direct support.
- Utilizes multiple servicing systems for research and processing (i.e. Mobius, MTS, CRM, ACE, SWIFT, EDI, FTD).
- Performs outbound funds transfer verification for fraud risk and/or customer special instructions.
- Assists with the planning, testing and implementation of new applications, enhancements, conversions and/or acquisitions.
- Processes all daily work according to department procedures and bank policies.
- Review operational procedures/methods, recommending changes for improvements with an emphasis on automation and efficiency.
- Escalates large dollar/high value customer specific system and servicing issues as appropriate.
- Demonstrate the ability to work efficiently with a low margin of error.
- Collaborates proactively/effectively with team to achieve shared goals.
Other duties as assigned.
SUPERVISORY RESPONSIBILITIES: None.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- HIGH RISK AREA. Requires annual background and credit check.
- High School diploma or its equivalent.
- Two (2) to three (3) years prior banking experience, preferably in Global Payments.
- PC skills including familiarity with Windows, Microsoft Word, and Excel.
- Excellent organizational skills.
- Ability to function in a fast paced environment.
- Must have very good mathematical skills.
- Ability to handle highly sensitive customer issues.
- Multi-task oriented.
- Commitment to teamwork.
- Proficiency with 10-key required.
- Ability to research, recognize and solve problems.
- Ability to handle fluctuating volumes.
- Strong written and verbal communication skills.
LI-EG1
Global Payments Specialist II Wire M-F 9am-6pm
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Cincinnati, Ohio 45227
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION: Under general supervision, performs critical monitoring, processing and support functions for high risk payment applications with essential duties and responsibilities including processing of incoming and outgoing high dollar, time sensitive, wire transfer activity via the Fedwire and CHIPS networks; as well as real-time payments via The Clearing House’s Real-Time Payments network.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Processes international and domestic inbound/outbound wire payments via internal payment origination networks and/or incoming customer calls including customer authentication via security PIN #s and payment special instructions.
- Process domestic inbound/outbound real-time payments and troubleshoot exceptions and customer inquiries.
- Monitors inbound/outbound fraud related/anti-money laundering payment activity according to federal regulations and associated procedures accurately and in a timely manner; escalating to Bank Compliance/management as needed.
- Troubleshoot file/batch exceptions that result from customer driven electronic transmission failures via direct customer or internal sales relationship manager consult; execute systemic clearance or deletion activities based on research and follow up.
- Effectively route international USD wire payments as instructed by client to third party international clearing banks.
- Provides call support and service for commercial based clients in need of high value based wire payment transaction processing.
- Perform general analytics and execution of defined payment related credit risk exceptions by referencing multiple internal applications to assess associated bank driven risk tolerances (i.e. acct balance, established credit limits, bank exposure amount, past historical activity).
- Execute on governmental mandated payment remittances in accordance with specific federal regulations.
- Responsible for all facets of line of business compliance program to ensure full compliance with state and federal laws, rules and regulations (i.e. E, FFIEC, etc).
- Develop and maintain strong partnerships with internal sales and support teams and other internal and external customers.
- Initiates payment related research requests via centralized problem resolution tracking system.
- Handles any routine inquiries and confirmations for internal sales support and/or external direct support.
- Utilizes multiple servicing systems for research and processing (i.e. Mobius, MTS, CRM, ACE, SWIFT, EDI, FTD).
- Performs outbound funds transfer verification for fraud risk and/or customer special instructions.
- Assists with the planning, testing and implementation of new applications, enhancements, conversions and/or acquisitions.
- Processes all daily work according to department procedures and bank policies.
- Review operational procedures/methods, recommending changes for improvements with an emphasis on automation and efficiency.
- Escalates large dollar/high value customer specific system and servicing issues as appropriate.
- Demonstrate the ability to work efficiently with a low margin of error.
- Collaborates proactively/effectively with team to achieve shared goals.
Other duties as assigned.
SUPERVISORY RESPONSIBILITIES: None.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- HIGH RISK AREA. Requires annual background and credit check.
- High School diploma or its equivalent.
- Two (2) to three (3) years prior banking experience, preferably in Global Payments.
- PC skills including familiarity with Windows, Microsoft Word, and Excel.
- Excellent organizational skills.
- Ability to function in a fast paced environment.
- Must have very good mathematical skills.
- Ability to handle highly sensitive customer issues.
- Multi-task oriented.
- Commitment to teamwork.
- Proficiency with 10-key required.
- Ability to research, recognize and solve problems.
- Ability to handle fluctuating volumes.
- Strong written and verbal communication skills.
LI-EG1
Global Payments Specialist II Wire M-F 9am-6pm
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Cincinnati, Ohio 45227
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
See all 1,483+ Payments Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Payments Specialist roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Payments Specialist
Align your degree to payment systems roles
H-1B and E-3 sponsorship require a specialty occupation match. A degree in finance, accounting, information systems, or computer science maps cleanly to Payments Specialist duties. If your degree is in a tangential field, gather documentation showing coursework overlap with payment processing, treasury, or financial operations.
Target fintech employers with LCA filing history
Payments roles at fintech companies, payment processors, and large banks generate more LCA filings than traditional mid-size employers. Search OFLC public disclosure data to verify which employers have certified LCAs for Payments Specialist or related titles before you apply.
Find verified sponsors through Migrate Mate
Migrate Mate lists U.S. employers with verified LCA sponsorship history for Payments Specialist roles, searchable by city and role type. Use it to focus your applications on employers already familiar with the sponsorship process rather than those encountering it for the first time.
Clarify ACH and payment network experience upfront
Employers sponsoring Payments Specialists often need to demonstrate specialty occupation to USCIS. Your resume and cover letter should highlight technical payment infrastructure skills, such as ACH, SWIFT, real-time payments, or card network operations, that reinforce why a degree-level qualification is required for the role.
Confirm prevailing wage before accepting an offer
Your employer must certify on the LCA that your pay meets the prevailing wage for your role and work location. Use the OFLC Wage Search to look up the wage level for Payments Specialist positions in your metro area before you accept an offer, so there are no surprises at the LCA stage.
Account for H-1B cap timing in your job search
H-1B is subject to an annual cap and selection process, and the rules have changed recently. If you're not already in H-1B status, start your search early enough to align an offer with the registration window. Working backwards from your authorization end date is essential to avoid gaps.
Frequently Asked Questions
Does a Payments Specialist role qualify as a specialty occupation for H-1B sponsorship?
Yes, in most cases. Payments Specialist positions at banks, fintechs, and payment processors typically require a bachelor's degree in finance, accounting, information systems, or a related field, which meets the specialty occupation threshold. The key is that the job description must demonstrate the degree is a minimum requirement for entry into the role, not just preferred. Employers document this in the LCA and I-129 petition filed with USCIS.
Which visa types are realistic for international Payments Specialists?
H-1B is the most common path for Payments Specialists already in the U.S. or transferring from another employer. Australian citizens can use the E-3 visa, which has no lottery and renews every two years. Singaporean and Chilean nationals may qualify for the H-1B1 visa. TN visa is not an option for Payments Specialists, as the role isn't on the USMCA profession list.
How do I find Payments Specialist jobs where employers will sponsor a visa?
Migrate Mate shows verified employer sponsorship history for Payments Specialist roles, so you can focus on companies that have already filed LCAs for similar positions. This matters because many employers are willing to sponsor but only where they've done it before. Searching by role type and city helps narrow your applications to realistic targets.
Can I transfer my H-1B to a new Payments Specialist employer mid-status?
Yes. If you're already in H-1B status, you can start working for a new employer as soon as the new I-129 petition is filed with USCIS. There's no requirement to wait for approval before you begin. The new employer files the petition and a new LCA for the Payments Specialist role, covering your work location and prevailing wage obligations.
What degree does an employer need to sponsor a Payments Specialist for H-1B?
USCIS looks at whether the role normally requires a specific bachelor's degree, not just any degree. For Payments Specialists, employers most commonly cite finance, accounting, economics, or information systems. If your employer's job posting says 'bachelor's preferred' rather than 'required,' the specialty occupation argument weakens. Employers should use O*NET to support their occupation classification when preparing the petition.
What is the prevailing wage requirement for sponsored Payments Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.