Commercial Analyst Jobs in Massachusetts
Commercial Analyst jobs in Massachusetts are in strong demand, with openings concentrated in financial services, life sciences, energy, and healthcare across a range from entry-level through senior and principal roles. Boston, Cambridge, and Worcester are the primary hiring centers, anchored by employers such as Liberty Mutual, Eversource Energy, and Biogen, which maintain large commercial and pricing functions in the state. The most sought-after specialties in Massachusetts are pricing strategy, contract performance analysis, and commercial operations within regulated industries. Find a role that fits below and apply directly.
Find Commercial Analyst JobsOverview
Showing 5 of 13+ Commercial Analyst jobs
Responsible for analyzing and monitoring the credit worthiness of the Bank's customers. Analyze financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Recommend credit facilities and structures within the established bank guidelines.
ESSENTIAL DUTIES & RESPONSIBILITIES
- Request and obtain financials and information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan relationship
- Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepare the preliminary analysis for the lender
- Review and prepare written analysis, spreadsheets, reports, summaries and opinions
- Review loan files to ensure the completeness of the file and that all collateral has been secured properly
- Review and assess collateral values ensuring adequate collateral coverage and compliance with the Bank's loan policy
- Support the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks. Provide recommendations for loan structuring
- Prepare or assist in the preparation of various written loan reports including loan presentations, modifications, annual reviews, credit file comments and classified asset reports as needed in accordance with the Bank's loan policy and procedures
- Prepare, monitor and maintain credit files for the Bank's commercial loan customers
- Assist commercial loan officers in addressing customer inquiries and servicing requests
- Assist the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers. This could include underwriting as well as annual reviews related to renewing credit facilities
- Perform additional duties as requested, needed or assigned
- Follow all applicable laws and regulations
Experience and Skills:
JOB REQUIREMENTS
- Extensive knowledge of financial institution policies and procedures
- Extensive knowledge of commercial lending practices and related areas
- Strong knowledge of department support structures, resources and personnel
- Excellent financial analytical skills with sound judgment and decision making abilities
- Strong time management skills
- Excellent project management skills
- Excellent knowledge of personal/business financial statements and tax returns
- Strong working knowledge of Microsoft office applications
- Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable, and highly self-motivated
- Superior customer service skills, exceed customers' expectations
- Excellent written and verbal English communication skills
- Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing)
EDUCATION & EXPERIENCE
- Bachelor's degree in Accounting/Finance or related area.
- At least 5 years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500,000 to $35 million.
- Formal Credit Training preferred.
- SBA underwriting experience preferred.
- Experience with Loan Vantage preferred.
WORKING CONDITIONS/PHYSICAL DEMANDS
- Normal business office environment
PAY RANGE: $75,247.15 - $105,346.01/year
The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply.
Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well.
At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles.
Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
From: Needham Bank
Responsible for analyzing and monitoring the credit worthiness of the Bank's customers. Analyze financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Recommend credit facilities and structures within the established bank guidelines.
ESSENTIAL DUTIES & RESPONSIBILITIES
- Request and obtain financials and information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan relationship
- Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepare the preliminary analysis for the lender
- Review and prepare written analysis, spreadsheets, reports, summaries and opinions
- Review loan files to ensure the completeness of the file and that all collateral has been secured properly
- Review and assess collateral values ensuring adequate collateral coverage and compliance with the Bank's loan policy
- Support the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks. Provide recommendations for loan structuring
- Prepare or assist in the preparation of various written loan reports including loan presentations, modifications, annual reviews, credit file comments and classified asset reports as needed in accordance with the Bank's loan policy and procedures
- Prepare, monitor and maintain credit files for the Bank's commercial loan customers
- Assist commercial loan officers in addressing customer inquiries and servicing requests
- Assist the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers. This could include underwriting as well as annual reviews related to renewing credit facilities
- Perform additional duties as requested, needed or assigned
- Follow all applicable laws and regulations
Experience and Skills:
JOB REQUIREMENTS
- Extensive knowledge of financial institution policies and procedures
- Extensive knowledge of commercial lending practices and related areas
- Strong knowledge of department support structures, resources and personnel
- Excellent financial analytical skills with sound judgment and decision making abilities
- Strong time management skills
- Excellent project management skills
- Excellent knowledge of personal/business financial statements and tax returns
- Strong working knowledge of Microsoft office applications
- Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable, and highly self-motivated
- Superior customer service skills, exceed customers' expectations
- Excellent written and verbal English communication skills
- Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing)
EDUCATION & EXPERIENCE
- Bachelor's degree in Accounting/Finance or related area.
- At least 5 years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500,000 to $35 million.
- Formal Credit Training preferred.
- SBA underwriting experience preferred.
- Experience with Loan Vantage preferred.
WORKING CONDITIONS/PHYSICAL DEMANDS
- Normal business office environment
PAY RANGE: $75,247.15 - $105,346.01/year
The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply.
Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well.
At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles.
Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
From: Needham Bank
See All 13 Commercial Analyst Jobs in Massachusetts
Find roles in Massachusetts that match your experience and apply in just a few clicks.
Find Commercial Analyst JobsCommercial Analyst Jobs by City in Massachusetts
Where Massachusetts roles are concentrated, by current openings.
Commercial Analyst Job Market in Massachusetts
A snapshot from current Massachusetts openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Consulting & Professional Services
What Massachusetts Employers Look For
The qualifications that appear most often in commercial analyst jobs across Massachusetts.
- Bachelor's degree in business, finance, economics, or a closely related field
- Proficiency in Excel and data visualization tools such as Tableau or Power BI
- Experience with pricing models, contract analysis, or revenue performance reporting
- Strong written and verbal communication skills for cross-functional stakeholder work
- Familiarity with ERP or CRM platforms such as SAP, Salesforce, or Oracle
- Ability to translate complex data findings into clear recommendations for leadership
Commercial Analyst Jobs in Massachusetts: Frequently Asked Questions
How do you become a commercial analyst in Massachusetts?
The most direct path is a bachelor's degree in business, finance, economics, or a related field followed by a role in financial analysis, sales operations, or pricing. Massachusetts does not require a state-issued license for commercial analysts, but employers in regulated sectors such as insurance or energy may expect familiarity with industry-specific compliance frameworks. Building proficiency in data tools and earning a credential such as the CFA or a Microsoft data certification strengthens candidacy with Boston-area employers.
Which companies hire commercial analysts in Massachusetts?
Employers hiring commercial analysts in Massachusetts right now include KeyBank, Primark, and SharkNinja, based on current listings on Migrate Mate as of August 2026. Massachusetts's deep concentration of financial services firms, large health systems, and regulated energy utilities means consistent commercial analyst demand beyond the Boston core, including suburban campuses in the greater Route 128 corridor.
Which Massachusetts cities have the most commercial analyst jobs?
Boston, Woburn, and Chelsea account for the most commercial analyst openings in Massachusetts. Boston dominates because of its density of financial services headquarters, life sciences companies, and large hospital systems, while Cambridge draws demand from biotech and technology firms, and Worcester's growing healthcare and manufacturing base supports a steady share of commercial operations roles.
Are there remote commercial analyst jobs in Massachusetts?
Yes, and more than most fields. Commercial analyst work is largely desk-based and data-driven, making it well suited to remote and hybrid arrangements. About 67% of commercial analyst openings tied to Massachusetts are remote or hybrid as of August 2026, reflecting employer flexibility on the role's location requirements. Pricing strategy and contract performance analysis tend to be the sub-areas most frequently offered as fully remote positions.
How can I get hired as a commercial analyst in Massachusetts with little or no experience?
The most realistic entry point is a business or finance analyst role within a large Massachusetts employer's rotational or associate program, such as those run by Liberty Mutual, Eversource Energy, or major health systems like Mass General Brigham. Lateral moves from sales operations coordinator, financial analyst, or business intelligence associate roles are common. Building a portfolio of pricing or data analysis projects and earning a Microsoft Power BI or Excel certification gives candidates a concrete edge when applying to entry-level commercial analyst postings in the state.
Where can I find and apply to commercial analyst jobs in Massachusetts?
You can find and apply to commercial analyst jobs in Massachusetts on Migrate Mate, which lists current openings across the state. Search the listings for roles that match your experience level, preferred location, and industry, then apply directly to the ones that fit.
See All 13 Commercial Analyst Jobs in Massachusetts
Find roles in Massachusetts that match your experience and apply in just a few clicks.
Find Commercial Analyst Jobs