Commercial Analyst Jobs in New York
Commercial Analyst jobs in New York are among the most active in the country, concentrated in financial services, consumer goods, media, and healthcare, with openings from entry-level associates through senior managers. New York City, White Plains, and Stamford across the border draw the heaviest hiring, anchored by firms like JPMorgan Chase, Pfizer, and NBCUniversal. Pricing strategy, revenue analytics, and contract management are the specialties appearing most consistently in New York postings. Find a role that fits below and apply directly.
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Overview:
A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on going monitoring of a portfolio of credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients.
Primary Responsibilities:
- Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.
- Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
- Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
- Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
- Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case.
- As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest.
- Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits. Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
- Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.
- Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.
- Prepare summary, present facts, and offers opinions concerning credit-worthiness.
- Present analysis or address questions during credit request discussions or committee presentations.
- Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy and commenting on any risk associated with non-compliance.
- Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned.
Scope of Responsibilities:
Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.
The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals as well as other internal personnel on credit approvals.
Customer interaction is expected.
Works independently with limited supervision.
Supervisory/Managerial Responsibilities:
N/A
Education and Experience Required:
Bachelor's degree in Accounting, Finance, Economics or related field and 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. In lieu of a degree, a combined minimum 6 years' higher education and work experience to include 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics.
Strong verbal and written communication skills.
Critical thinking and problem-solving abilities.
Attention to detail with a high level of accuracy.
Strong organizational and time management skills.
Ability to work independently and as a part of a team.
Customer focused with strong interpersonal skills.
Proficiency with Microsoft Office.
Education and Experience Preferred:
Experience with Capital IQ, FactSet, and Bloomberg preferred.
Experience with nCino.
Experience with Not-for-Profit underwriting.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,600.00 - $119,300.00 (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Syracuse, New York, United States of AmericaOverview:
A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on going monitoring of a portfolio of credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients.
Primary Responsibilities:
- Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.
- Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
- Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
- Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
- Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case.
- As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest.
- Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits. Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
- Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.
- Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.
- Prepare summary, present facts, and offers opinions concerning credit-worthiness.
- Present analysis or address questions during credit request discussions or committee presentations.
- Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy and commenting on any risk associated with non-compliance.
- Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned.
Scope of Responsibilities:
Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.
The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals as well as other internal personnel on credit approvals.
Customer interaction is expected.
Works independently with limited supervision.
Supervisory/Managerial Responsibilities:
N/A
Education and Experience Required:
Bachelor's degree in Accounting, Finance, Economics or related field and 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. In lieu of a degree, a combined minimum 6 years' higher education and work experience to include 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics.
Strong verbal and written communication skills.
Critical thinking and problem-solving abilities.
Attention to detail with a high level of accuracy.
Strong organizational and time management skills.
Ability to work independently and as a part of a team.
Customer focused with strong interpersonal skills.
Proficiency with Microsoft Office.
Education and Experience Preferred:
Experience with Capital IQ, FactSet, and Bloomberg preferred.
Experience with nCino.
Experience with Not-for-Profit underwriting.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,600.00 - $119,300.00 (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Syracuse, New York, United States of AmericaSee All 42 Commercial Analyst Jobs in New York
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Find Commercial Analyst JobsCommercial Analyst Jobs by City in New York
Where New York roles are concentrated, by current openings.
Commercial Analyst Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Technology & Software
- Banking & Financial Services
- Hospitality & Tourism
What New York Employers Look For
The qualifications that appear most often in commercial analyst jobs across New York.
- Bachelor's degree in finance, economics, business, or a closely related field
- Proficiency in Excel and data analysis tools such as SQL, Tableau, or Power BI
- Experience building financial models, pricing analyses, or business performance reports
- Strong written and verbal communication skills for cross-functional stakeholder work
- Familiarity with CRM or ERP platforms such as Salesforce or SAP
- Prior internship or work experience in a commercial, finance, or strategy function
Commercial Analyst Jobs in New York: Frequently Asked Questions
How do you become a commercial analyst in New York?
Commercial analyst roles in New York do not require a state-issued license or registration. Most employers expect a bachelor's degree in finance, economics, business administration, or a quantitative field. New York's financial services and consumer goods sectors place particular weight on modeling skills and data fluency, so candidates who pair a relevant degree with demonstrated Excel, SQL, or Tableau proficiency are consistently competitive. An MBA or CFA candidacy strengthens applications for senior roles at New York's larger institutions.
Which companies hire commercial analysts in New York?
Employers hiring commercial analysts in New York right now include M&T Bank, JPMorganChase, and KeyBank, based on current listings on Migrate Mate as of October 2026. New York's concentration of global financial institutions, media companies, and consumer goods headquarters means demand is broad across industries and not limited to any single sector.
Which New York cities have the most commercial analyst jobs?
New York, Syracuse, and New York City have the most commercial analyst openings in New York. New York City dominates by volume given its density of financial services firms, media companies, and corporate headquarters, while White Plains and other Westchester County locations reflect the regional offices and consumer goods companies that cluster in the lower Hudson Valley corridor.
Are there remote commercial analyst jobs in New York?
Yes, and more than most fields. Commercial analyst work is desk-based and data-driven, which makes it well suited to remote and hybrid arrangements. About 83% of commercial analyst openings tied to New York are remote or hybrid as of October 2026, reflecting how widely New York employers have adopted flexible models for analytical roles. Pricing, revenue management, and contract analysis positions tend to have the highest share of remote postings.
How can I get hired as a commercial analyst in New York with little or no experience?
The most realistic entry path is applying directly to junior analyst or analyst associate roles at New York's major financial services firms, consumer goods companies, and healthcare organizations, many of which run structured new-graduate rotational programs. JPMorgan Chase, Pfizer, and NBCUniversal all operate analyst development programs that hire recent graduates. Adjacent roles such as financial analyst, sales operations coordinator, and business analyst also transition naturally into commercial analyst functions and require a similar skill set without prior title-specific experience.
Where can I find and apply to commercial analyst jobs in New York?
You can find and apply to commercial analyst jobs in New York on Migrate Mate, which lists current New York openings updated regularly. Find the roles that fit your background and apply directly from the listing.
See All 42 Commercial Analyst Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find Commercial Analyst Jobs