Commercial Analyst Jobs in Pennsylvania
Commercial Analyst jobs in Pennsylvania are in steady demand, with the strongest concentration in financial services, energy, healthcare systems, and manufacturing sectors that anchor the state's economy, and openings at every level from entry-level analyst through senior commercial roles. Philadelphia and Pittsburgh lead hiring volume, with Harrisburg and the Lehigh Valley adding consistent opportunities, and well-established employers such as Comcast, PNC Financial Services, and Independence Blue Cross regularly recruiting commercial analysts. Pricing strategy, contract analysis, and revenue optimization are the most in-demand specializations across Pennsylvania's market. Find a role that fits below and apply directly.
Find Commercial Analyst JobsOverview
Open roles17
Top employerPNC Financial Services
Top cityPittsburgh, PA
Cities hiring9
Work type44% On-site
Top industryScience
Showing 5 of 17+ Commercial Analyst jobs
Senior Commercial Credit Analyst
We won't show you this job again
New 23h ago
Fulton Bank
Senior Commercial Credit Analyst
Lancaster, Pennsylvania
New 23h ago
Financial Analyst III – Commercial Finance (LPG)
We won't show you this job again
Added 2d ago
Thermo Fisher Scientific
Financial Analyst III – Commercial Finance (LPG)
Pittsburgh, Pennsylvania
Added 2d ago
Commercial Credit Analyst
We won't show you this job again
Added 1w ago
M&T Bank
Commercial Credit Analyst
Radnor, Pennsylvania
Added 1w ago
Analyst I - Commercial Finance
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Added 1w ago
First Quality
Analyst I - Commercial Finance
McElhattan, Pennsylvania
Added 1w ago
Production Quality Analyst (Commercial Lending)
We won't show you this job again
Added 1w ago
PNC Financial Services Group
Production Quality Analyst (Commercial Lending)
Pittsburgh, Pennsylvania
Added 1w ago
New 23h ago
Senior Commercial Credit Analyst
Fulton Bank·Lancaster, Pennsylvania
Job functions:
$91k - $152k/yr
Bachelor's degree in finance
1,001-5,000 employees
Job Description
Value Proposition:
The primary responsibility of this role is to develop and analyze pertinent credit and financial information on all types of loans, focusing primarily on those credits that are the most complex and multi-faceted. Complex and thorough proforma and sensitivity analysis necessary. Incumbents in this role will work on credits of industries that demand an advanced level of understanding of complex issues and are expected to maintain competency in specialized areas including staying well informed on industry trends.
Responsibilities:
5 or more years working knowledge of bank products and types of loan structuring. (Required)
Other Duties as Assigned by Manager:
The salary range for this position is $91,000.00 - $151,600.00 annually.
Additional Compensation Components
This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits:
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview:
This is a full-time career opportunity that can be hybrid within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA. This role will be supporting our Commercial Banking and Middle Market Banking teams.
The primary responsibility of this role is to develop and analyze pertinent credit and financial information on all types of loans, focusing primarily on those credits that are the most complex and multi-faceted. Complex and thorough proforma and sensitivity analysis necessary. Incumbents in this role will work on credits of industries that demand an advanced level of understanding of complex issues and are expected to maintain competency in specialized areas including staying well informed on industry trends.
- Gather and review all pertinent credit and financial information of the borrower, assess risk of complete credit relationship including borrower, related entities, guarantors, and contingent liabilities, and offer insights and detailed reporting of the findings concerning credit worthiness to loan officer and/or loan committee.
- Prepare deposit and loan summaries on customer relationships and cash flow projections on each borrower, guarantor, and contingent liability.
- Review loan documentation to assess compliance with loan covenants and loan agreements, as well as to confirm compliance with bank regulation (e.g. Regulation B, Regulation O, etc.) and the bank’s commercial lending policies.
- Prepare advanced sensitivity analyses with stressing of a multitude of variables that drive revenue and cash flow projections.
- Gather appropriate information to prepare loan presentations to be presented to loan officer and or Regional Loan Committees.
- Along with Relationship Managers, Portfolio Managers and Credit Officers, be an active participant in deal screening meetings to aid in fully vetting the credit.
- Prepare projected cash flows based on historical results and generate and evaluate financial ratios to foresee future credit risks.
- Develop global cash flow projections that comprehensively address all sources and uses of cash available to service debt.
- Analyze financial statements and related material including the preparation of comparisons with similar companies within the bank’s portfolio to develop industry matrices.
- Assist in gathering information required by bank examiners and internal audit and ensure that all operating policies and procedures are followed.
- Research and stay current on industry trends to maintain understanding of best practices in credit analysis.
- Develop expertise in specific industries and provide guidance and training to other analysts and loan officers within those industries.
- Serve as a resource for other analysts working on similar credit presentations in an area where a specialization has been developed.
Additional Responsibilities
- May serve as a resource for Financial Center Managers by providing guidance on loan policies and loan structuring.
- May work directly with Relationship Managers, Portfolio Managers and Credit Officers to accept, prioritize, and log work requests to assist in the preparation of department management reports.
- May serve as direct point-of-contact for customers in areas involving specialization.
- May act as secretary for Loan Committee meetings.
- May assist in updating and maintaining customer commitment reports, completing file work and submitting risk rating changes.
- May assist in training in a higher and more formal capacity such as by instructing financial and/or lending courses for the benefit of analysts or other departments.
- May analyze relationship profitability reports to help determine appropriate pricing for prospective loans.
Education
Bachelor's Degree or the equivalent experience. Specialty: Accounting, Business Administration, or Finance. (Required)
Experience
8 or more years high level credit analysis experience. (Required)
5 or more years working knowledge of bank products and types of loan structuring. (Required)
Knowledge, Skills, and Abilities
- Strong understanding of financial statements and credit evaluation principles (Required)
- Excellent analytical and problem-solving skills (Required)
- Strong attention to detail and accuracy (Required)
- Effective verbal and written communication skills (Required)
- Knowledge of and ability to incorporate credit assessment techniques gained in fundamental credit training(s) (Preferred)
Other Duties as Assigned by Manager:
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency:
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $91,000.00 - $151,600.00 annually.
Additional Compensation Components
This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement: Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement:
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
Fulton Bank
Senior Commercial Credit Analyst
Lancaster, Pennsylvania
New 23h ago1,001-5,000 employees
Job functions:
$91k - $152k/yr
Bachelor's degree in finance
Job Description
Value Proposition:
The primary responsibility of this role is to develop and analyze pertinent credit and financial information on all types of loans, focusing primarily on those credits that are the most complex and multi-faceted. Complex and thorough proforma and sensitivity analysis necessary. Incumbents in this role will work on credits of industries that demand an advanced level of understanding of complex issues and are expected to maintain competency in specialized areas including staying well informed on industry trends.
Responsibilities:
5 or more years working knowledge of bank products and types of loan structuring. (Required)
Other Duties as Assigned by Manager:
The salary range for this position is $91,000.00 - $151,600.00 annually.
Additional Compensation Components
This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits:
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview:
This is a full-time career opportunity that can be hybrid within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA. This role will be supporting our Commercial Banking and Middle Market Banking teams.
The primary responsibility of this role is to develop and analyze pertinent credit and financial information on all types of loans, focusing primarily on those credits that are the most complex and multi-faceted. Complex and thorough proforma and sensitivity analysis necessary. Incumbents in this role will work on credits of industries that demand an advanced level of understanding of complex issues and are expected to maintain competency in specialized areas including staying well informed on industry trends.
- Gather and review all pertinent credit and financial information of the borrower, assess risk of complete credit relationship including borrower, related entities, guarantors, and contingent liabilities, and offer insights and detailed reporting of the findings concerning credit worthiness to loan officer and/or loan committee.
- Prepare deposit and loan summaries on customer relationships and cash flow projections on each borrower, guarantor, and contingent liability.
- Review loan documentation to assess compliance with loan covenants and loan agreements, as well as to confirm compliance with bank regulation (e.g. Regulation B, Regulation O, etc.) and the bank’s commercial lending policies.
- Prepare advanced sensitivity analyses with stressing of a multitude of variables that drive revenue and cash flow projections.
- Gather appropriate information to prepare loan presentations to be presented to loan officer and or Regional Loan Committees.
- Along with Relationship Managers, Portfolio Managers and Credit Officers, be an active participant in deal screening meetings to aid in fully vetting the credit.
- Prepare projected cash flows based on historical results and generate and evaluate financial ratios to foresee future credit risks.
- Develop global cash flow projections that comprehensively address all sources and uses of cash available to service debt.
- Analyze financial statements and related material including the preparation of comparisons with similar companies within the bank’s portfolio to develop industry matrices.
- Assist in gathering information required by bank examiners and internal audit and ensure that all operating policies and procedures are followed.
- Research and stay current on industry trends to maintain understanding of best practices in credit analysis.
- Develop expertise in specific industries and provide guidance and training to other analysts and loan officers within those industries.
- Serve as a resource for other analysts working on similar credit presentations in an area where a specialization has been developed.
Additional Responsibilities
- May serve as a resource for Financial Center Managers by providing guidance on loan policies and loan structuring.
- May work directly with Relationship Managers, Portfolio Managers and Credit Officers to accept, prioritize, and log work requests to assist in the preparation of department management reports.
- May serve as direct point-of-contact for customers in areas involving specialization.
- May act as secretary for Loan Committee meetings.
- May assist in updating and maintaining customer commitment reports, completing file work and submitting risk rating changes.
- May assist in training in a higher and more formal capacity such as by instructing financial and/or lending courses for the benefit of analysts or other departments.
- May analyze relationship profitability reports to help determine appropriate pricing for prospective loans.
Education
Bachelor's Degree or the equivalent experience. Specialty: Accounting, Business Administration, or Finance. (Required)
Experience
8 or more years high level credit analysis experience. (Required)
5 or more years working knowledge of bank products and types of loan structuring. (Required)
Knowledge, Skills, and Abilities
- Strong understanding of financial statements and credit evaluation principles (Required)
- Excellent analytical and problem-solving skills (Required)
- Strong attention to detail and accuracy (Required)
- Effective verbal and written communication skills (Required)
- Knowledge of and ability to incorporate credit assessment techniques gained in fundamental credit training(s) (Preferred)
Other Duties as Assigned by Manager:
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency:
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $91,000.00 - $151,600.00 annually.
Additional Compensation Components
This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement: Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement:
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
See All 17 Commercial Analyst Jobs in Pennsylvania
Find roles in Pennsylvania that match your experience and apply in just a few clicks.
Find Commercial Analyst JobsCommercial Analyst Jobs by City in Pennsylvania
Where Pennsylvania roles are concentrated, by current openings.
Pittsburgh
6 jobsMalvern
2 jobsRadnor
1 jobYardley
1 jobCarlisle
1 jobLancaster
1 jobMcElhattan
1 jobMoon Township
1 jobPlymouth Meeting
1 jobCommercial Analyst Job Market in Pennsylvania
A snapshot from current Pennsylvania openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Science & Research
What Pennsylvania Employers Look For
The qualifications that appear most often in commercial analyst jobs across Pennsylvania.
- Bachelor's degree in finance, economics, business, or a closely related field
- Proficiency in Excel, SQL, or data visualization tools such as Tableau or Power BI
- Experience with pricing analysis, contract review, or revenue modeling in a commercial environment
- Strong written and verbal communication skills for presenting findings to business stakeholders
- Familiarity with ERP or CRM platforms such as SAP, Oracle, or Salesforce
- Ability to manage multiple projects and meet deadlines in a fast-paced commercial environment
Commercial Analyst Jobs in Pennsylvania: Frequently Asked Questions
How do you become a commercial analyst in Pennsylvania?
Commercial analyst roles in Pennsylvania do not require a state-issued license, so the path runs through education and experience. Most employers expect a bachelor's degree in finance, economics, accounting, or business administration. Pennsylvania's dense concentration of financial institutions, insurance carriers, and energy companies means candidates who build skills in Excel, SQL, and financial modeling and target industries active in Philadelphia or Pittsburgh have the strongest hiring prospects. Professional credentials such as the CFA or CPA can accelerate advancement into senior roles.
Which companies hire commercial analysts in Pennsylvania?
Employers hiring commercial analysts in Pennsylvania right now include PNC Financial Services, Eaton, and Unisys, based on current listings on Migrate Mate as of August 2026. Pennsylvania's mix of large insurance carriers, utility companies, regional banks, and healthcare systems means hiring is distributed across both major metros and mid-sized markets like Harrisburg and Allentown.
Which Pennsylvania cities have the most commercial analyst jobs?
Pittsburgh, Pennsylvania, and Malvern have the most commercial analyst openings in Pennsylvania right now. Philadelphia's concentration of financial services firms, health systems, and corporate headquarters drives the largest share of postings, while Pittsburgh's energy sector, banking institutions, and growing technology presence fuel demand there, and smaller markets like Harrisburg and Allentown add openings tied to insurance carriers and regional manufacturers.
Are there remote commercial analyst jobs in Pennsylvania?
Yes, and more than most fields. About 56% of commercial analyst openings tied to Pennsylvania are remote or hybrid as of August 2026, reflecting how well the role translates to desk-based analytical work that doesn't require a physical presence. Pricing analysis, financial modeling, and contract review are the functions most commonly offered on a fully remote or hybrid basis.
How can I get hired as a commercial analyst in Pennsylvania with little or no experience?
The most realistic entry path is through a financial analyst, data analyst, or business analyst role that feeds into commercial work over time. Large Pennsylvania employers such as PNC Financial Services, Independence Blue Cross, and PPL Corporation regularly hire recent graduates into rotational or analyst development programs that include commercial functions. Candidates who can demonstrate proficiency in Excel and SQL, contribute a modeling sample or case study to their application, and target associate analyst postings in Philadelphia or Pittsburgh typically progress fastest into dedicated commercial analyst positions.
Where can I find and apply to commercial analyst jobs in Pennsylvania?
You can find and apply to commercial analyst jobs in Pennsylvania on Migrate Mate, which lists current Pennsylvania openings. Find roles that fit your experience and location and apply directly to each one.
See All 17 Commercial Analyst Jobs in Pennsylvania
Find roles in Pennsylvania that match your experience and apply in just a few clicks.
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