E-3 Visa Relationship Manager Jobs
Relationship Manager roles in U.S. banking, wealth management, and commercial lending qualify as E-3 specialty occupations when the position requires a relevant bachelor's degree. Australian professionals can secure E-3 visa sponsorship without entering a lottery, making the path to U.S. client-facing finance roles significantly more direct than for most other nationalities.
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Get Access To All JobsWork Location:
Mount Pleasant, South Carolina, United States of America
Hours:
40
Pay Details:
$91,000 - $136,240 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
Oversee a portfolio of small business clients while actively expanding the loans, deposits, and treasury management services across the Hilton Head and Charleston markets in South Carolina.
Depth & Scope:
- Requires deep/specialized expertise in a customer segment or product/service line
- Originates and monitors loans of moderate size and complexity and/or supports a growing Region Accountable for sales and / or delivery of solutions across business lines and segments
- Applies business and financial principles to improve delivery of the products and services provided
- Possesses a deep understanding of the business, the competitive landscape, and the economic and legal/regulatory environment affecting the industry and customer segment
- Provides customer relationship management of an assigned customer portfolio within an assigned territory / account base; serves as a segment or product expert
- Leads the identification, pursuit and management of accounts across a product or customer segment
- Solves complex problems and recommends new product and service solutions
- Sets standards for planning and executing complex sales or account management processes; focuses on “consultative” advice and integrated solutions
- Impacts a range of sales achievement (P&L) for a product line
- Builds stakeholder alignment in providing solutions; conveys deep product or segment context in providing advice to customers and stakeholders
- Works independently within area of expertise
Education & Experience:
- 4+ year degree or equivalent experience
- Understanding of commercial business development techniques and credit decisions
- Business development and sales ability
- Developing network of outside referral sources for new business
- Strong credit and financial analysis skills
- Negotiation skills
- Excellent communication skills, both verbal and written
- Good PC skills
Customer Accountabilities:
- Responsible for growth goals (loans, deposits, fees), both individually and within the team, through development of new business Customers and cross selling existing Customers as well as an established network of resources
- Makes sales calls and may coordinate sales calling efforts, gather related financial and general business information as directed, coordinate financial analyses needed to make credit decisions
- Contributes and/or provides recommendation to loan decision process based on evaluation of credit risk and other key factors from Credit Management
- Negotiates specific terms and conditions and communicate credit decisions to prospects and Customers as directed by policy and/or credit approval
- Leads all aspects of relationship management for an assigned portfolio /segment and/or geography
- Delivers exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Acts as a trusted advisor expected to meet the needs of customers by providing creative products / solutions
- Actively uses sales platforms to build a robust understanding of customer / target needs, industries, and markets
- Understands customer's operating environment, structure unique financing, cash management and overall business needs to add value to the customer
- Actively generates referrals to all business partners in the Bank to help meet the comprehensive financial needs of TD customers
- Develops a clear retention plan for assigned portfolio deposits and loans within the specified territory
- Possesses and constantly enhances expert knowledge of the market, customers, and broader economic factors
- Identifies and responds to changes in the business environment and establishing action plans to address customer issues and priorities
- Identifies customer / prospect referral opportunities to internal Bank partners that meet customer needs
- Develops community relationships and membership in civic and professional organizations, including active participation in networking events
Shareholder Accountabilities:
- Develops/implements sales strategies to proactively attract, acquire and retain customers / sales opportunities and referrals, to increase profitability and enable business growth
- Plans and executes business development activities, review and communicate results, and adjust tactics accordingly
- Promotes and offers full suite of products, sales, services and banking capabilities
- Assesses credit requests to determine risk and make appropriate recommendations for structuring credit deals
- Contributes to credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
- Contributes to business objectives for Operational Excellence
- Supports the timely and accurate completion of business processes and procedures
- Protects the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
- Ensures documentation that is prepared / completed is accurate and properly reflects client / business intentions and is consistent with relevant rules / regulations
- Identifies, suggests and actively participates in process improvement opportunities
- Actively manages relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
- Participates in cross-functional / enterprise initiatives as a subject matter expert helping to provide guidance for complex situations
- Ensures necessary due diligence to support the accuracy of all customer transactions / activities
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
- Assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
Employee/Team Accountabilities:
- Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
- Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
- Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
- Participates in personal performance management and development activities, including cross training within own team
- Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
- Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
- Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships.
- Contributes to a fair, positive and equitable environment that supports a diverse workforce
- Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Work Location:
Mount Pleasant, South Carolina, United States of America
Hours:
40
Pay Details:
$91,000 - $136,240 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
Oversee a portfolio of small business clients while actively expanding the loans, deposits, and treasury management services across the Hilton Head and Charleston markets in South Carolina.
Depth & Scope:
- Requires deep/specialized expertise in a customer segment or product/service line
- Originates and monitors loans of moderate size and complexity and/or supports a growing Region Accountable for sales and / or delivery of solutions across business lines and segments
- Applies business and financial principles to improve delivery of the products and services provided
- Possesses a deep understanding of the business, the competitive landscape, and the economic and legal/regulatory environment affecting the industry and customer segment
- Provides customer relationship management of an assigned customer portfolio within an assigned territory / account base; serves as a segment or product expert
- Leads the identification, pursuit and management of accounts across a product or customer segment
- Solves complex problems and recommends new product and service solutions
- Sets standards for planning and executing complex sales or account management processes; focuses on “consultative” advice and integrated solutions
- Impacts a range of sales achievement (P&L) for a product line
- Builds stakeholder alignment in providing solutions; conveys deep product or segment context in providing advice to customers and stakeholders
- Works independently within area of expertise
Education & Experience:
- 4+ year degree or equivalent experience
- Understanding of commercial business development techniques and credit decisions
- Business development and sales ability
- Developing network of outside referral sources for new business
- Strong credit and financial analysis skills
- Negotiation skills
- Excellent communication skills, both verbal and written
- Good PC skills
Customer Accountabilities:
- Responsible for growth goals (loans, deposits, fees), both individually and within the team, through development of new business Customers and cross selling existing Customers as well as an established network of resources
- Makes sales calls and may coordinate sales calling efforts, gather related financial and general business information as directed, coordinate financial analyses needed to make credit decisions
- Contributes and/or provides recommendation to loan decision process based on evaluation of credit risk and other key factors from Credit Management
- Negotiates specific terms and conditions and communicate credit decisions to prospects and Customers as directed by policy and/or credit approval
- Leads all aspects of relationship management for an assigned portfolio /segment and/or geography
- Delivers exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Acts as a trusted advisor expected to meet the needs of customers by providing creative products / solutions
- Actively uses sales platforms to build a robust understanding of customer / target needs, industries, and markets
- Understands customer's operating environment, structure unique financing, cash management and overall business needs to add value to the customer
- Actively generates referrals to all business partners in the Bank to help meet the comprehensive financial needs of TD customers
- Develops a clear retention plan for assigned portfolio deposits and loans within the specified territory
- Possesses and constantly enhances expert knowledge of the market, customers, and broader economic factors
- Identifies and responds to changes in the business environment and establishing action plans to address customer issues and priorities
- Identifies customer / prospect referral opportunities to internal Bank partners that meet customer needs
- Develops community relationships and membership in civic and professional organizations, including active participation in networking events
Shareholder Accountabilities:
- Develops/implements sales strategies to proactively attract, acquire and retain customers / sales opportunities and referrals, to increase profitability and enable business growth
- Plans and executes business development activities, review and communicate results, and adjust tactics accordingly
- Promotes and offers full suite of products, sales, services and banking capabilities
- Assesses credit requests to determine risk and make appropriate recommendations for structuring credit deals
- Contributes to credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
- Contributes to business objectives for Operational Excellence
- Supports the timely and accurate completion of business processes and procedures
- Protects the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
- Ensures documentation that is prepared / completed is accurate and properly reflects client / business intentions and is consistent with relevant rules / regulations
- Identifies, suggests and actively participates in process improvement opportunities
- Actively manages relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
- Participates in cross-functional / enterprise initiatives as a subject matter expert helping to provide guidance for complex situations
- Ensures necessary due diligence to support the accuracy of all customer transactions / activities
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
- Assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
Employee/Team Accountabilities:
- Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
- Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
- Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
- Participates in personal performance management and development activities, including cross training within own team
- Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
- Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
- Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships.
- Contributes to a fair, positive and equitable environment that supports a diverse workforce
- Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
See all 267+ Relationship Manager jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Relationship Manager roles.
Get Access To All JobsTips for Finding E-3 Visa Sponsorship as a Relationship Manager
Frame your credentials for U.S. specialty occupation
Australian three-year bachelor's degrees in finance, economics, or business are accepted as equivalent to U.S. four-year degrees for E-3 purposes. Get a credential evaluation letter prepared before applying so employers don't stall on sponsorship over degree format questions.
Target banks with established LCA filing history
U.S. commercial banks, private wealth firms, and credit unions file Labor Condition Applications regularly for client-facing roles. Prioritize employers whose HR teams already understand the DOL certification process rather than those encountering E-3 for the first time.
Clarify the E-3 advantage during offer negotiations
When an employer raises visa sponsorship concerns, clarify that the E-3 has no annual cap and no lottery. Processing typically takes two to four weeks at a U.S. consulate in Australia, which removes the 12-month wait that makes H-1B sponsorship daunting for hiring managers.
Use Migrate Mate's E-3 filing service for the LCA step
The DOL's LCA certification is the step most likely to delay your start date if handled informally. Use Migrate Mate's E-3 filing service to manage the LCA filing and consulate paperwork so your employer can focus on the onboarding timeline, not immigration logistics.
Address nonimmigrant intent proactively at your interview
Consular officers scrutinize Relationship Manager applicants who are married to U.S. citizens or who mention long-term residency plans. Prepare a clear, documented statement of your intent to return to Australia or maintain ties abroad, even if you plan to renew the E-3 indefinitely.
Verify your role description meets DOL prevailing wage criteria
DOL requires your employer to certify your offered salary meets the prevailing wage for your specific Relationship Manager SOC code and metro area. Confirm the job description accurately reflects your actual duties before the LCA is filed to avoid a mismatch that triggers DOL review.
Relationship Manager jobs are hiring across the US. Find yours.
Find Relationship Manager JobsRelationship Manager E-3 Visa: Frequently Asked Questions
Where can I find Relationship Manager jobs with E-3 visa sponsorship?
Migrate Mate is built specifically for Australian professionals searching for U.S. roles with E-3 sponsorship. It filters Relationship Manager positions by employers who are open to E-3 sponsorship, so you're not cold-applying to companies unfamiliar with the visa. Standard job boards don't filter by visa type or nationality, which wastes significant time for E-3 applicants.
How much does it cost to get an E-3 visa?
Migrate Mate's E-3 filing service covers the entire process for $499, including the Labor Condition Application, visa document preparation, and consulate appointment guidance. Traditional immigration lawyers charge $2,000–$5,000+ for the same work. The E-3 has less paperwork than most work visas, so paying thousands for legal help is usually unnecessary.
Does a Relationship Manager role qualify as a specialty occupation for the E-3?
Yes, in most cases. The E-3 requires the role to normally require at least a bachelor's degree in a specific field. Relationship Manager positions at banks, wealth management firms, and commercial lenders typically require degrees in finance, economics, or business administration, which satisfies the specialty occupation standard. Roles where any degree field is accepted regardless of subject may face more scrutiny.
How does the E-3 visa compare to the H-1B for Relationship Manager roles?
The E-3 is available only to Australian citizens but has no lottery and no annual cap, so you can apply any time a role is offered. The H-1B has an 85,000-slot annual cap with a randomized lottery, meaning most applicants wait over a year for a chance at selection. For Relationship Manager roles, the E-3 is a far more predictable path to starting work in the U.S.
Can I change employers while on an E-3 as a Relationship Manager?
Yes, but you need a new LCA certified by DOL and a new E-3 visa stamp before starting with the new employer. Unlike H-1B portability, the E-3 doesn't have a formal transfer mechanism that lets you start work immediately on filing. Coordinate your resignation timing carefully to avoid a gap between the old visa's validity and your new consulate appointment.
See which Relationship Manager employers are hiring and sponsoring visas right now.
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