Financial Representative Jobs in Kentucky
Financial representative jobs in Kentucky are concentrated in Louisville, Lexington, and Bowling Green, where demand runs from entry-level sales associates to senior wealth management advisors. Major employers with an established Kentucky presence include Humana, Ashland, and BB&T (now Truist), each maintaining sizable financial services teams across the state. The most in-demand specialties are insurance-focused financial advising, retirement planning, and small-business financial consulting. Find a role that fits below and apply directly.
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The Financial Services Representative (FSR) is responsible for driving loan sales, managing past-due accounts, preparing tax returns, and working directly with customers to meet financial needs. This role requires daily outbound calling, including high-volume collection activity, meeting with customers in person, and closing loans. The FSR is accountable for keeping accounts current while consistently generating new business. Success in this role requires the ability to manage a fast-paced workload, handle challenging conversations, and meet performance goals across sales, collections, tax services, and branch operations, with opportunities for performance-based earnings and advancement.
Hourly Pay: $16 - $17
What You’ll Do:
- Drive and close loan sales by taking applications, explaining terms, and asking for the business
- Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment
- Manage delinquent accounts by securing payments and setting payment arrangements
- Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services
- Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations
- Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution
- Process payments, account updates, tax-related documentation, and document all activity in company systems
- Maintain accurate and compliant records, including timely credit denial letters and required tax documentation
- Handle and balance cash, and complete required bank runs to deliver deposits
- Follow company policies, procedures, and regulatory requirements
- Complete required training and meet performance expectations for sales, collections, tax preparation, and account management
Experience That Will WOW Us!
- Demonstrated self-confidence, organization, and adaptability.
- A history of kindness, compassion, and helping others succeed.
- A mindset focused on quality, problem-solving, and openness to new ideas.
- Team-oriented approach – willing to pitch in, learn, and lead by example.
- Basic computer proficiency and comfort learning new systems.
- Valid driver’s license and access to a dependable vehicle.
Why World?
- Growth-minded culture: 80% of our Financial Services Representatives are promoted to management.
- Proven career paths: 75% of our Operations Executives began in similar roles.
- Community connection: Paid volunteer hours each year to give back.
- Comprehensive benefits: Health, dental, vision, and life insurance available to full-time team members beginning the 1st of the month following 30 days.
- Work-life balance: Paid holidays, vacation time, and 401(k) with company match.
- Belonging & purpose: Join a team built on respect, collaboration, and genuine care.
- Be home for dinner: Your life outside of work is a priority.
- Make an impact: Help customers build stronger financial futures every day.
Who Is World?
Since 1962, World Finance has helped millions of people unlock their financial good. We champion financial wellness and celebrate the hundreds of thousands of customers achieving better credit each year. Based in Greenville, SC, World serves over one million customers annually through personal loans and tax preparation services. With 1,200+ branches across 16 states, we’re proud to be the financial partner with heart — offering customer-focused service rooted in teamwork, community, and care.
Physical Demands and Working Conditions:
- Frequently stationary with regular movement throughout office environments.
- Occasional climbing, kneeling, bending, twisting, and reaching.
- Occasionally lifts up to 5 lbs. and may exert up to 30 lbs. of force.
- Requires regular use of vision, hearing, fine motor skills, and verbal/written communication.
- Fast-paced, high-demand environment requiring professionalism and adaptability.
- Frequent travel to branch locations; may include extended hours, evenings, or weekends.
- Standard indoor office settings with typical noise, lighting, and temperature.
- Frequent customer and coworker interaction; must communicate clearly and professionally.
- Regular, reliable attendance and punctuality are essential.
It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.
See All 21 Financial Representative Jobs in Kentucky
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Find Financial Representative JobsFinancial Representative Jobs by City in Kentucky
Where Kentucky roles are concentrated, by current openings.
Financial Representative Job Market in Kentucky
A snapshot from current Kentucky openings, updated as new roles post.
Who's Hiring
- World Finance13

- State Farm4

- Ohio County Healthcare1

- University of Kentucky1

- Commonwealth Credit Union1

Top Industries Hiring
- Education
- Insurance
What Kentucky Employers Look For
The qualifications that appear most often in financial representative jobs across Kentucky.
- Active Kentucky insurance producer license issued by the Kentucky Department of Insurance
- FINRA Series 6 or Series 63 registration or willingness to obtain before start date
- Bachelor's degree in finance, business, economics, or a closely related field
- Proven ability to build and maintain a client book through referrals and outreach
- Proficiency with CRM platforms and standard financial planning software
- Strong verbal communication skills for client presentations and discovery meetings
Financial Representative Jobs in Kentucky: Frequently Asked Questions
How do you become a financial representative in Kentucky?
To become a financial representative in Kentucky, you need a Kentucky insurance producer license through the Kentucky Department of Insurance, which requires completing pre-licensing education and passing the state licensing exam. Most roles also require FINRA registrations such as the Series 6 or Series 63, sponsored by your employer. A bachelor's degree in finance, business, or economics is standard, though some employers will hire candidates who are willing to complete licensing before their start date.
Which companies hire financial representatives in Kentucky?
Companies currently hiring financial representatives in Kentucky include World Finance, State Farm, and Ohio County Healthcare, per current listings on Migrate Mate as of November 2026. Kentucky's mix of large insurers, regional banks, and credit unions means openings appear consistently across both the Louisville metro and smaller markets like Bowling Green and Owensboro.
Which Kentucky cities have the most financial representative jobs?
Murray, Ashland, and Lebanon lead Kentucky in financial representative openings. Louisville drives the largest share of listings given its concentration of insurance headquarters, regional bank operations, and wealth management firms, while Lexington's growing professional services sector and Bowling Green's expanding commercial base account for a meaningful share of openings outside the state's largest metro.
Are there remote financial representative jobs in Kentucky?
Yes, but they are less common than in purely analytical fields because financial representative work often involves in-person client meetings and relationship building. About 33% of financial representative openings tied to Kentucky are remote or hybrid as of November 2026, with the remote roles concentrated in inside sales, phone-based financial advising, and customer service-adjacent positions rather than full wealth management or insurance advisory roles.
How can I get hired as a financial representative in Kentucky with little or no experience?
The most realistic entry path is through a licensing-supported training program at a large Kentucky insurer or bank, where the employer sponsors your Kentucky insurance producer license and FINRA registration while you earn. Humana and regional credit unions across Louisville and Lexington regularly bring on financial service associates and client support representatives as stepping stones into advising roles. Candidates who complete pre-licensing coursework before applying and who have experience in retail banking, customer service, or sales will stand out immediately in Kentucky hiring processes.
Where can I find and apply to financial representative jobs in Kentucky?
You can find and apply to financial representative jobs in Kentucky on Migrate Mate, which lists current Kentucky openings updated regularly. Search the listings, find roles that match your experience and location, and apply directly to the employers posting them.
See All 21 Financial Representative Jobs in Kentucky
Find roles in Kentucky that match your experience and apply in just a few clicks.
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