Insurance Jobs in San Francisco, CA
Insurance jobs in San Francisco are concentrated in the Financial District, SoMa, and the Civic Center corridor, where carriers, brokers, and insurtech firms drive steady demand for underwriters, adjusters, and account managers. Employers hiring right now include WTW, Lyft, and Uber. Find a role that fits below and apply directly.
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San Francisco, CaliforniaDetails
Kemper is one of the nation’s leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.
Role: Life Insurance Sales Agent
Employment Type: Full-Time with Benefits
Work Arrangement: Field Role
Career and Opportunity:
Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.
For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you’ll collect monthly premiums. You’ll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky’s the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.
If you’re passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.
With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.
The compensation for the role is fully commission-based.
Benefits:
Kemper offers competitive benefits, including:
- Major Medical and Dental Insurance
- Group Life Insurance
- Short-Term & Long-Term Disability
- 401(k) with Company Match
- Paid Vacation
Responsibilities:
Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.
Day-to-Day Activities:
- Conducting sales presentations, recommending products, and closing new sales
- Prospecting for new sales opportunities
- Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
- Responding promptly to service requests such as beneficiary changes, claims, and loans
- Record keeping, accounting for money collected, and processing policy paperwork
Agent Expectations:
- Grow the assigned territory through new sales
- Build strong working relationships with customers
- Devote the time necessary to fulfill the responsibilities of the role
- Pursue continuous professional development in insurance products and sales effectiveness
Minimum Qualifications:
- Customer service experience
- Must be at least 18 years of age
- Valid driver’s license with required auto insurance coverage
- Dependable vehicle for daily travel
- Ability to pass a background check, motor vehicle report, and drug screening
- Authorization to work in the United States
Preparation:
- Licensing: We provide free access to study tools and professional guidance to help you prepare for licensing exams
- Training: New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
- On-the-Job Training: Earn a paycheck while learning your profession through hands-on experience
Opportunity is knocking. Don’t let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.
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Find Insurance JobsInsurance Job Market in San Francisco
Who's Hiring
- WTW32

- Lyft32

- Uber32

- Checkr32

- Intuit32

Top Industries Hiring
- Technology & Software
- Banking & Financial Services
Insurance Jobs in San Francisco: Frequently Asked Questions
How do I get a insurance job in San Francisco?
The strongest path into San Francisco insurance is targeting the Financial District's carrier and brokerage offices, which concentrate the most openings for underwriters, account executives, and claims professionals. SoMa's insurtech firms add demand for analytically inclined candidates. Holding a California P&C or life license before applying gives you a concrete edge, and familiarity with commercial lines is valued heavily by the city's large employer base.
Which companies hire insurances in San Francisco?
Employers hiring insurances in San Francisco right now include WTW, Lyft, and Uber, based on current listings on Migrate Mate as of September 2026. San Francisco's market draws a mix of national carriers with regional offices, independent brokerages, and venture-backed insurtech startups concentrated in SoMa and the Financial District.
Are there remote insurance jobs in San Francisco?
Yes, though availability depends heavily on the role. Desk-based positions like underwriting support, policy administration, and claims analysis are the most remote-friendly, while field adjusting and in-person account management typically require on-site presence. About 83% of insurance openings tied to San Francisco are remote or hybrid as of September 2026, with insurtech firms in SoMa most likely to offer flexible arrangements.
How can I get a insurance job in San Francisco with little or no experience?
The most realistic entry point is applying for customer service or policy support roles at San Francisco's regional carrier offices and large independent brokerages, which regularly hire unlicensed candidates and sponsor their P&C licensing. Insurtech startups in SoMa also hire operations and support associates who grow into underwriting or claims roles. A willingness to sit for the California producer exam quickly is the single biggest differentiator for entry-level candidates in this market.
Which industries hire the most insurances in San Francisco?
The sectors hiring the most insurances in San Francisco are Technology & Software and Banking & Financial Services, based on current listings on Migrate Mate as of September 2026. San Francisco's dense concentration of financial services firms, tech companies with large employee benefits programs, and healthcare organizations creates consistent cross-sector demand for licensed insurance professionals.
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