Loan Officer Jobs in Missouri
Loan officer jobs in Missouri are concentrated in Kansas City, St. Louis, and Springfield, where regional banks, credit unions, and mortgage companies keep steady demand for residential, commercial, and consumer lending specialists across all experience levels. Major employers with an established presence in the state include Commerce Bank, Central Bankers, and Regions Bank, all of which hire across multiple Missouri markets. Mortgage loan origination and home equity lending are among the most active specialties right now. Find a role that fits below and apply directly.
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POSITION SUMMARY:
**Actual Annual Salary is dependant upon experience**
A Loan Officer will establish and maintain good customer relations and prospect for potential loan customers through daily interactions with current customers and various community members at large. They will gather pertinent information and data that will be used to evaluate and recommend approval or denial of consumer, commercial and real estate loans.
PRIMARY DUTIES AND RESPONSIBILITIES:
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Obtain and analyze loan applicants' credit histories, corporate financial statements, and other financial information to determine applicant’s credit worthiness.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Rejects loans by explaining deficiencies to applicants.
- Completes loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees.
- Maintain customer confidence by keeping loan information confidential.
- Cross-sells bank products by informing customers of new services and product promotions.
- Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
- Exemplify the highest levels of professional integrity and ethical standards and represent the bank in a positive manner at all times, inside and outside of the workplace.
- Position requires active community involvement and may require occasional travel for training or to provide coverage at other locations.
- Perform other duties as requested.
Loan Officer Skills and Qualifications:
Customer Service, Attention to Detail, Time Management and Activity Tracking, General Math and Finance Skills, Verbal and Written Communication Skills, Integrity, Banking/Loan Administration Software, Adhere to Lending Policies, Staying current on Financial Markets and Banking Trends
Peoples Community Bank is an equal opportunity employer. Member FDIC, equal housing lender.
Job Type: Full-time
Pay: From $75,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Education:
- High school or equivalent (Preferred)
Experience:
- Banking: 1 year (Preferred)
- Loan officer : 1 year (Preferred)
Ability to Relocate:
- Cabool, MO 65689: Relocate before starting work (Required)
Work Location: In person
See All 41 Loan Officer Jobs in Missouri
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Find Loan Officer JobsLoan Officer Jobs by City in Missouri
Where Missouri roles are concentrated, by current openings.
Loan Officer Job Market in Missouri
A snapshot from current Missouri openings, updated as new roles post.
Who's Hiring
- Primary Residential Mortgage16
- Mutual of Omaha Mortgage3
- Kind Lending2
- HomeKey Mortgage2H
- Peoples Community Bank2P
Top Industries Hiring
- Banking & Financial Services
What Missouri Employers Look For
The qualifications that appear most often in loan officer jobs across Missouri.
- Active Missouri mortgage loan originator license issued through the NMLS required
- Experience originating residential, commercial, or consumer loans in a regulated environment
- Proven ability to analyze credit applications, financial statements, and borrower documentation
- Strong knowledge of federal lending regulations including RESPA, TILA, and HMDA
- Bachelor's degree in finance, business, or a related field preferred by most Missouri employers
- Proficiency with loan origination software such as Encompass or Byte
Loan Officer Jobs in Missouri: Frequently Asked Questions
How do you become a loan officer in Missouri?
Mortgage loan officers in Missouri must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, administered in Missouri by the Division of Finance. Candidates complete pre-licensure education, pass the SAFE Mortgage Loan Originator Test, submit to a background check, and register with an approved employer. Commercial and consumer loan officers at banks are not always required to hold this license, but most Missouri employers expect a degree in finance or business and relevant lending experience.
How much do loan officers make in Missouri?
Loan officers in Missouri earn a median of about $73,660 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $38,910 for the lowest 10% to over $136,130 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Missouri?
Missouri loan officer roles are posted by Primary Residential Mortgage, Mutual of Omaha Mortgage, and Kind Lending and others right now, based on current listings on Migrate Mate as of November 2026. Missouri's mix of regional banks, credit unions, and independent mortgage companies means openings appear across both large metro headquarters and community branches statewide.
Which Missouri cities have the most loan officer jobs?
St. Louis, Kansas City, and Columbia consistently post the most loan officer openings in Missouri. Kansas City and St. Louis drive the largest share of demand as headquarters for major regional banks and mortgage lenders, while Springfield supports a strong community banking market tied to the Ozarks region's growing residential sector.
Are there remote loan officer jobs in Missouri?
Yes, and more than many financial roles, since a significant part of the work involves digital application review and client communication. About 20% of loan officer openings tied to Missouri are remote or hybrid as of November 2026, reflecting the industry's broad adoption of digital mortgage platforms. Roles focused on processing, underwriting support, and phone-based origination are the most consistently offered in remote or hybrid formats.
How can I get hired as a loan officer in Missouri with little or no experience?
The most realistic entry path is a loan officer trainee or loan processor role at a Missouri community bank or credit union, where on-the-job training leads directly to origination responsibilities. Commerce Bank and regional credit unions across Kansas City and St. Louis regularly hire processors and junior lending associates who move into officer roles after completing NMLS pre-licensure education. Candidates who pass the SAFE exam before applying stand out immediately, and experience in customer service or banking operations is a recognized stepping stone.
Where can I find and apply to loan officer jobs in Missouri?
You can find and apply to loan officer jobs in Missouri on Migrate Mate, which lists current Missouri openings across residential, commercial, and consumer lending. Find roles that fit your experience and specialty, then apply directly to the employer through the listing.
See All 41 Loan Officer Jobs in Missouri
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