Property and Casualty Insurance Agent Jobs
Property and Casualty Insurance Agent jobs are open across independent agencies, national carriers, and direct-to-consumer insurers, with specializations in personal lines, commercial lines, and claims support, at every level from entry-level licensed agent to senior account manager. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 166+ Property and Casualty Insurance Agent jobs
Position Summary
Account Managers are responsible for managing and servicing a book of business outside of the premier revenue threshold while supporting Sales Executives in the development of client and prospect insurance programs. This role ensures exceptional client service, provides risk management expertise, and identifies opportunities for account growth and retention.
Key Responsibilities
- Manage a book of business outside of premier revenue threshold, ensuring retention and growth.
- Accompany Account Executives on prospect and renewal presentations and service plans.
- Provide support to the sales team by answering questions and guiding prospective clients.
- Implement and monitor clients’ service plans and manage the full life cycle of an account by distributing renewal questionnaires, creating tailored marketing plans, preparing proposals, implementing coverage, and conducting mid-year policy reviews 180 days into the policy.
- Communicate with clients via phone and email to provide information about insurance policies, coverage options or discrepancies, and billing questions, while addressing and resolving customer inquiries and complaints promptly and professionally.
- Evaluate and analyze risk management programs to ensure clients have appropriate coverage, educate clients on various insurance plans to guide informed decisions, and provide advice on risk reduction strategies.
- Identify cross-selling and up-selling opportunities for additional insurance products or policy enhancements.
- Process change requests, including estimating additional premiums, collecting down payments, and creating finance agreements when necessary.
- Handle policy, endorsement, audit, and dividend checks.
- Review aged receivables to ensure timely premium collection from clients.
- Handle policy cancellations and explain related procedures.
- Perform analysis of claims and provide related support to clients.
- Develop relationships with underwriters to negotiate premiums, terms, and conditions on behalf of clients.
- Collaborate with internal departments to ensure client satisfaction and timely resolution of issues.
- Maintain accurate records of client interactions, policy details, and transaction history, and update client accounts with all relevant information.
- Ensure all data and communications comply with company standards, regulatory requirements, and state and federal laws related to insurance.
- Collaborate effectively with diverse, high-performing team members, demonstrating strong interpersonal skills and the ability to navigate varying communication styles and personalities.
- Adapt quickly to shifting priorities in a fast-paced environment, maintaining focus and productivity amid changing tasks and competing deadlines.
- Work toward professional insurance designations such as CISR and/or CIC.
- Build and maintain relationships with clients while providing high-quality customer service.
- Demonstrate strong organizational and time management skills.
- Assist the P&C Department with various projects and provide support as needed.
- Gain knowledge of the industry through training and development opportunities, including attending webinars and training sessions to stay current with industry changes.
- Perform other duties as assigned.
Attendance and Reliability:
- Regular and reliable attendance, punctuality, and consistent availability during established work hours are essential to this position. Employees are expected to report to work as scheduled, be prepared to begin work at their scheduled start time, and maintain dependable attendance to support clients, coworkers, and business operations. Reasonable accommodations will be considered in accordance with applicable law.
Skills/Qualifications
- BA or BS degree or applicable job experience.
- 1–3 years of experience in Property & Casualty or a related field.
- Must hold a current resident P&C license within 30 days of being hired (pre-licensing course provided). Employees have a maximum of two attempts to pass the exam.
- Must maintain continuing education credits as required.
- Strong Microsoft Outlook, Word, and Excel skills.
- Excellent verbal and written communication skills.
- Proven ability to work in a fast-paced environment while adapting to changing deadlines and priorities.
- Strong organizational and time management skills.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
The employee must occasionally exert up to 25 pounds of force occasionally and/or a negligible amount of force frequently to lift, carry, push, pull or otherwise move objects. This position involves sitting most of the time, but may involve walking or standing for brief periods of time.
Position Summary
Account Managers are responsible for managing and servicing a book of business outside of the premier revenue threshold while supporting Sales Executives in the development of client and prospect insurance programs. This role ensures exceptional client service, provides risk management expertise, and identifies opportunities for account growth and retention.
Key Responsibilities
- Manage a book of business outside of premier revenue threshold, ensuring retention and growth.
- Accompany Account Executives on prospect and renewal presentations and service plans.
- Provide support to the sales team by answering questions and guiding prospective clients.
- Implement and monitor clients’ service plans and manage the full life cycle of an account by distributing renewal questionnaires, creating tailored marketing plans, preparing proposals, implementing coverage, and conducting mid-year policy reviews 180 days into the policy.
- Communicate with clients via phone and email to provide information about insurance policies, coverage options or discrepancies, and billing questions, while addressing and resolving customer inquiries and complaints promptly and professionally.
- Evaluate and analyze risk management programs to ensure clients have appropriate coverage, educate clients on various insurance plans to guide informed decisions, and provide advice on risk reduction strategies.
- Identify cross-selling and up-selling opportunities for additional insurance products or policy enhancements.
- Process change requests, including estimating additional premiums, collecting down payments, and creating finance agreements when necessary.
- Handle policy, endorsement, audit, and dividend checks.
- Review aged receivables to ensure timely premium collection from clients.
- Handle policy cancellations and explain related procedures.
- Perform analysis of claims and provide related support to clients.
- Develop relationships with underwriters to negotiate premiums, terms, and conditions on behalf of clients.
- Collaborate with internal departments to ensure client satisfaction and timely resolution of issues.
- Maintain accurate records of client interactions, policy details, and transaction history, and update client accounts with all relevant information.
- Ensure all data and communications comply with company standards, regulatory requirements, and state and federal laws related to insurance.
- Collaborate effectively with diverse, high-performing team members, demonstrating strong interpersonal skills and the ability to navigate varying communication styles and personalities.
- Adapt quickly to shifting priorities in a fast-paced environment, maintaining focus and productivity amid changing tasks and competing deadlines.
- Work toward professional insurance designations such as CISR and/or CIC.
- Build and maintain relationships with clients while providing high-quality customer service.
- Demonstrate strong organizational and time management skills.
- Assist the P&C Department with various projects and provide support as needed.
- Gain knowledge of the industry through training and development opportunities, including attending webinars and training sessions to stay current with industry changes.
- Perform other duties as assigned.
Attendance and Reliability:
- Regular and reliable attendance, punctuality, and consistent availability during established work hours are essential to this position. Employees are expected to report to work as scheduled, be prepared to begin work at their scheduled start time, and maintain dependable attendance to support clients, coworkers, and business operations. Reasonable accommodations will be considered in accordance with applicable law.
Skills/Qualifications
- BA or BS degree or applicable job experience.
- 1–3 years of experience in Property & Casualty or a related field.
- Must hold a current resident P&C license within 30 days of being hired (pre-licensing course provided). Employees have a maximum of two attempts to pass the exam.
- Must maintain continuing education credits as required.
- Strong Microsoft Outlook, Word, and Excel skills.
- Excellent verbal and written communication skills.
- Proven ability to work in a fast-paced environment while adapting to changing deadlines and priorities.
- Strong organizational and time management skills.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
The employee must occasionally exert up to 25 pounds of force occasionally and/or a negligible amount of force frequently to lift, carry, push, pull or otherwise move objects. This position involves sitting most of the time, but may involve walking or standing for brief periods of time.
Property and Casualty Insurance Agent Jobs by Experience Level
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Find JobsProperty and Casualty Insurance Agent Job Market
Who's Hiring
Top Industries Hiring
- Insurance11
- Manufacturing1
- Technology & Software1
- Consulting & Professional Services1
What Employers Look For
The qualifications that appear most often in property and casualty insurance agent jobs.
- Active state property and casualty insurance license required
- Experience selling personal lines or commercial lines policies
- Proficiency with agency management systems such as Applied Epic or AMS360
- Strong knowledge of coverage types including auto, homeowners, and general liability
- Demonstrated ability to meet new business and retention targets
- Bachelor's degree in business, finance, or a related field preferred
Tips for Your Property and Casualty Insurance Agent Job Search
List your active state licenses upfront
Hiring managers screen for licensure before anything else. Put every active property and casualty license, its issuing state, and its expiration date in a dedicated section at the top of your resume so recruiters don't have to dig for it.
Quantify your book of business clearly
Agents who show a dollar figure for their managed book, a retention rate, or new policies written per quarter stand out from candidates who only list duties. Pull those numbers from your most recent performance reviews and put them directly in your bullet points.
Filter openings by personal versus commercial lines
Personal lines and commercial lines roles use different carrier relationships, coverage knowledge, and sales cycles. Targeting job postings that match your strongest line saves time and helps you tailor your cover letter to the coverage types you've actually sold.
Apply early to roles that fit
Migrate Mate lists property and casualty insurance agent openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a mock sales or needs-analysis call
Many property and casualty agencies run a live role-play during interviews, asking you to walk through a client needs assessment or handle an objection on a quote. Practice explaining coverage gaps and cross-sell opportunities out loud before your interview, not just on paper.
Negotiate your split or base-plus-commission structure
Compensation at independent agencies often varies by whether you own your renewals and what percentage of new business you keep. Ask during the offer stage how the commission split changes after year one, and whether you retain your book if you leave.
Property and Casualty Insurance Agent Jobs: Frequently Asked Questions
Which companies are hiring the most property and casualty insurance agents?
The companies hiring the most property and casualty insurance agents right now include CBIZ, State Farm, and The Hilb, with the largest share of openings in Texas, Florida, and Georgia, based on current listings on Migrate Mate as of November 2026. Both national carriers and regional independent agencies are actively adding licensed agents across personal and commercial lines.
How many property and casualty insurance agent jobs are remote?
About 59% of property and casualty insurance agent openings are fully remote or hybrid as of November 2026, with the highest share in roles focused on personal lines renewals, inside sales, and policy servicing. Field-based commercial lines and new-business hunter roles are more likely to require an in-person or local presence.
How do you become a property and casualty insurance agent?
You need to pass your state's property and casualty licensing exam, which requires completing a pre-licensing course covering coverage types, state regulations, and ethics. After passing the exam, you apply for your license through your state's department of insurance. Most employers then provide product-specific training once you're on board, and some sponsor additional designations like the CPCU over time.
Can you get hired as a property and casualty insurance agent with no experience?
Yes, many carriers and independent agencies hire unlicensed candidates and sponsor them through the pre-licensing course and state exam before their start date. Entry-level roles in customer service or policy servicing are common on-ramps. Retail sales experience, strong phone skills, and a willingness to earn your license quickly are the factors that most often get candidates with no insurance background through the door.
What does the property and casualty insurance agent interview process look like?
Most employers start with a phone screen focused on your licensing status and sales background, followed by a panel or one-on-one interview with a sales manager. Expect at least one scenario-based question where you walk through how you'd assess a client's coverage needs or handle a price objection. Some agencies add a brief role-play exercise simulating a client call before making an offer.
Where can I find and apply to property and casualty insurance agent jobs?
You can find and apply to property and casualty insurance agent jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the listings, find the roles that match your license type and experience level, and apply directly to each one that fits.
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