Senior Payment Operations Specialist Jobs in Texas
Senior Payment Operations Specialist jobs in Texas are among the most active in the country, concentrated in fintech, banking, and large corporate treasury functions with consistent demand at the senior and lead level. Houston, Dallas, and Austin anchor most of the hiring, with major employers like JPMorgan Chase, Bank of America, and Dell Technologies maintaining substantial Texas operations that regularly need this expertise. The most in-demand specializations are ACH and wire processing oversight, payment systems compliance, and reconciliation workflow management. Scan the live roles below and apply to whichever ones fit.
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Payments & Fraud Operations Manager – 6-Month Contract | Fort Worth, TX
Location: Fort Worth, TX
Work Arrangement: Fully Onsite
Employment Type: 6-Month Contract
Schedule: Monday–Friday | 8:00 AM–5:00 PM
Terra Talent Consulting is seeking an experienced Payments & Fraud Operations Manager in Fort Worth, TX for a 6-month contract opportunity supporting global digital payments, fraud prevention, payment operations, and revenue protection.
This position is fully onsite in Fort Worth, TX and is a contract opportunity, not a permanent direct-hire position.
The Payments & Fraud Operations Manager will report to the Head of Digital Payments and work closely with Data Analytics, Engineering, Customer Experience, Finance, Fraud, Product, payment service providers (PSPs), acquiring banks, and other global stakeholders.
While this Payments & Fraud Operations Manager position in Fort Worth, TX has global responsibilities across the Americas, EMEA, and APAC, the primary focus will be payment operations and fraud management within the Americas.
What You'll Do
As the Payments & Fraud Operations Manager in Fort Worth, TX, you will:
- Serve as a primary contact for payment-related issues and coordinate investigations across internal teams, PSPs, acquiring banks, and global partners.
- Manage and prioritize payment queries while ensuring timely resolution and clear stakeholder communication.
- Lead payment incident management, including root cause analysis, reporting, corrective actions, and preventative measures.
- Lead fraud investigations and identify opportunities to reduce fraud losses across the Americas and globally.
- Analyze fraud volumes, trends, and financial impact in partnership with the Payments Data Analyst.
- Manage card fraud issues and support global fraud-prevention strategies.
- Oversee chargeback operations, disputes, trends, and performance, with a primary focus on the Americas.
- Balance fraud prevention with customer experience and revenue retention by reducing unnecessary false declines.
- Optimize fraud tools and payment controls to improve genuine customer acceptance.
- Identify recurring operational issues and drive sustainable process improvements.
- Monitor payment performance metrics, including authorization rates, authentication success, declines, errors, and chargebacks.
- Partner with Data and Product teams to improve checkout conversion and reduce revenue leakage.
- Collaborate with PSPs and acquirers to optimize payment routing, configurations, and performance.
- Support payment contract management and commercial discussions when necessary.
- Lead operational reviews with internal stakeholders and external partners.
- Support payment operations across the Americas, EMEA, and APAC.
- Develop and maintain SOPs for payment operations, fraud management, and incident response.
- Support PCI DSS compliance, regulatory requirements, and internal controls.
- Monitor third-party payment and fraud providers against established KPIs and SLAs.
Must-Have Qualifications
To be considered for this Payments & Fraud Operations Manager contract position in Fort Worth, TX, candidates must have:
- 3+ years of experience in payments, fraud, or financial operations, including experience with PSPs, card schemes, acquiring, retail payments, or similar payment functions.
- Proven fraud management experience in the Americas.
- Hands-on experience managing payment issues, incidents, and operational processes.
- Strong understanding of the card payments lifecycle, including authorization, authentication, settlement, chargebacks, and fraud.
- Experience working with global, cross-regional teams.
- Experience managing cross-functional stakeholders across Finance, Engineering, Product, Fraud, Data, Customer Experience, or related functions.
- Strong communication skills with the ability to present payment issues, risks, and recommendations to technical and business stakeholders.
- Strong analytical, problem-solving, documentation, and process-management skills.
- Ability to work fully onsite in Fort Worth, TX, Monday through Friday.
Nice-to-Have Qualifications
Candidates for the Payments & Fraud Operations Manager in Fort Worth, TX may also have:
- Experience working with PSPs, acquirers, or fraud tools such as Cybersource, Worldpay, or SAP.
- Experience in e-commerce or multi-channel payment environments.
- Experience with Adobe Commerce.
- Experience with payments optimization and performance improvements.
- Understanding of PCI DSS and payment-related regulatory requirements.
- Experience optimizing fraud controls while maintaining strong authorization and customer acceptance rates.
- Experience with revenue-retention or payment-conversion initiatives.
What Success Looks Like
During this 6-month contract, the Payments & Fraud Operations Manager will help strengthen global payment operations while protecting revenue and improving the customer payment experience.
Success will include:
- Reducing payment failures and fraud losses.
- Improving payment authorization and checkout success rates.
- Identifying and resolving recurring payment issues.
- Improving fraud detection while minimizing false declines.
- Protecting revenue and reducing revenue leakage.
- Strengthening incident-management and fraud-investigation processes.
- Improving collaboration between Finance, Technology, Product, Fraud, and payment partners.
- Helping transition payment operations from reactive issue management to proactive, data-driven performance management.
Contract, Schedule & Onsite Requirements
This Payments & Fraud Operations Manager opportunity in Fort Worth, TX is a 6-month contract position reporting directly to the Head of Digital Payments.
The schedule is Monday through Friday, 8:00 AM–5:00 PM, and the position is fully onsite in Fort Worth, TX.
This is not a remote or hybrid position. Candidates must be able to reliably commute to the Fort Worth worksite for the duration of the 6-month contract.
The position primarily supports the Americas while collaborating with teams and partners across EMEA and APAC.
Important Applicant Requirements
Applicants for the Payments & Fraud Operations Manager contract position in Fort Worth, TX must have at least 3 years of relevant payments, fraud, or financial operations experience AND proven fraud management experience within the Americas.
Candidates without direct experience in payment operations, card payments, fraud management, or closely related financial operations are unlikely to meet the requirements.
This is a 6-month contract position that requires full-time onsite work in Fort Worth, TX. Visa sponsorship and relocation assistance are not available.
Terra Talent Consulting LLC is recruiting for this contract opportunity on behalf of its client.
Pay: $30.00 per hour
Expected hours: 40.0 per week
Education:
- Bachelor's (Preferred)
Experience:
- Payments, Fraud, or Financial Operations: 3 years (Required)
Ability to Commute:
- Fort Worth, TX 76109 (Required)
Work Location: In person
See All 6 Senior Payment Operations Specialist Jobs in Texas
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Find JobsSenior Payment Operations Specialist Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Senior Payment Operations Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
What Texas Employers Look For
The qualifications that appear most often in senior payment operations specialist jobs across Texas.
- Bachelor's degree in finance, accounting, business, or a related field required
- Five or more years of payment operations or treasury operations experience required
- Deep knowledge of ACH, wire transfer, and card payment settlement processes required
- Experience with payment platforms such as FIS, Fiserv, or Jack Henry strongly preferred
- Strong background in payment reconciliation, exception handling, and dispute resolution required
- Familiarity with Nacha operating rules and relevant federal payment compliance frameworks required
Senior Payment Operations Specialist Jobs in Texas: Frequently Asked Questions
How do you become a senior payment operations specialist in Texas?
Most senior payment operations specialists in Texas reach the role through a combination of a bachelor's degree in finance, accounting, or business administration and several years in payment processing, treasury, or banking operations. Texas does not require a state-issued license for this role, but employers consistently favor candidates who have earned the Accredited ACH Professional credential through Nacha or the Certified Treasury Professional designation. Starting in an operations analyst or payment processing associate role at a Texas bank or fintech company is the most common path upward.
Which companies hire senior payment operations specialists in Texas?
Employers hiring senior payment operations specialists in Texas right now include Scotiabank, HEB, and Visa, based on current listings on Migrate Mate as of September 2026. Texas's dense concentration of regional banks, national financial institutions, and large corporate treasury departments in Dallas and Houston keeps demand for this role steady year-round.
Which Texas cities have the most senior payment operations specialist jobs?
The cities with the most senior payment operations specialist openings in Texas are Dallas, Austin, and Fort Worth. Dallas and Houston lead because they host the Texas headquarters of major banks, payment processors, and large corporate finance teams, while Austin's growing fintech sector adds a meaningful share of openings concentrated among technology-forward financial services companies.
Are there remote senior payment operations specialist jobs in Texas?
Yes, and more than most finance roles allow, since much of the work involves digital systems and data rather than physical presence. About 0% of senior payment operations specialist openings tied to Texas are remote or hybrid as of September 2026, reflecting the desk-based and analytical nature of the role. Reconciliation oversight, exception management, and compliance monitoring are the functions most commonly offered on a remote or hybrid basis.
How can I get hired as a senior payment operations specialist in Texas with little or no experience?
The most realistic entry path is a payment processing associate or operations analyst role at a Texas bank, credit union, or regional payments company, where you build hands-on knowledge of ACH, wire, and card settlement workflows. Large Texas financial institutions and corporate treasury departments at companies headquartered in Dallas and Houston often hire for these entry roles as a pipeline to senior positions. Earning the Nacha Accredited ACH Professional credential early signals commitment and helps candidates stand out against more experienced applicants. Lateral moves from accounts payable, general ledger reconciliation, or cash management roles are also well-established routes.
Where can I find and apply to senior payment operations specialist jobs in Texas?
You can find and apply to senior payment operations specialist jobs in Texas on Migrate Mate, which lists current Texas openings across fintech, banking, and corporate treasury. Search the roles available, find the ones that match your experience and location preference, and apply directly to the employers posting them.
See All 6 Senior Payment Operations Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
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