Underwriter Jobs in Minnesota
Underwriter jobs in Minnesota are concentrated in Minneapolis and St. Paul, with a secondary market in Rochester, where major financial services firms and insurance carriers maintain deep operations. Employers like Securian Financial, Allianz Life, and Ameriprise Financial are among the most consistent Minnesota underwriter hirers, with openings across mortgage, commercial lines, and life and health specialties. Demand runs from junior underwriting analysts to senior and team-lead roles, making Minnesota one of the more active insurance and financial underwriting markets in the Midwest. Scan the live roles below and apply to whichever ones fit.
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We're a member company of W. R. Berkley Corporation, an A. M. Best A+ rated Fortune 500 holding company. Berkley is comprised of individual operating units that serve a defined insurance market segment. BTU A global insurance provider, offering property, casualty, professional and cyber insurance coverage for technology firms and businesses with technology exposure.
Responsibilities
- Manage an assigned book of renewal business and support profitable results through risk selection, pricing, coverage terms and premium retention.
- Review renewal applications, exposure information and loss history to determine risk acceptability and eligibility.
- Underwrite within individual authority level; refer accounts that exceed authority or require additional review.
- Generate renewal quote proposals, negotiate final terms and support binding and policy issuance.
- Ensure renewals, endorsements and account documentation are processed accurately and on time.
- Maintain clear underwriting files that document analysis, pricing rationale, terms, conditions and decisions.
- Partner with producers and internal teams to resolve renewal issues and deliver service commitments.
- Follow established underwriting guidelines, regulatory requirements and documentation standards.
- May perform other functions as assigned.
- 3+ years of commercial underwriting or commercial underwriting support experience.
- Knowledge of commercial lines underwriting standards and practices, rating and pricing methods, coverage forms and documentation requirements.
- Strong analytical, decision-making and negotiation skills.
- Strong customer service, interpersonal, written and verbal communication skills.
- Ability to work independently and collaboratively across underwriting, operations, claims and risk control.
- Proficiency with Microsoft Office and relevant underwriting systems.
- Valid driver’s license and ability to maintain required vehicle insurance coverage.
- Four-year college degree or equivalent experience.
See All 20 Underwriter Jobs in Minnesota
Find roles in Minnesota that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Minnesota
Where Minnesota roles are concentrated, by current openings.
Underwriter Job Market in Minnesota
A snapshot from current Minnesota openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
What Minnesota Employers Look For
The qualifications that appear most often in underwriter jobs across Minnesota.
- Active Minnesota surplus lines license or state property and casualty license where required
- Bachelor's degree in finance, business, economics, or a related field
- Two or more years of underwriting experience in commercial, mortgage, or specialty lines
- Proficiency with underwriting platforms and risk assessment software used in insurance or lending
- CPCU, AU, or equivalent professional designation preferred for mid-level and senior roles
- Strong analytical and written communication skills for risk evaluation and file documentation
Underwriter Jobs in Minnesota: Frequently Asked Questions
How do you become a underwriter in Minnesota?
Becoming an underwriter in Minnesota typically starts with a bachelor's degree in finance, business, or a related field, followed by an entry-level underwriting analyst or assistant role. Insurance underwriters who handle surplus lines business must obtain a Minnesota surplus lines license through the Minnesota Department of Commerce, which administers producer licensing and requires passing a state exam. Mortgage underwriters work toward DE or SAR approvals through lender sponsorship. Professional designations like the CPCU or AU strengthen long-term advancement in the state's market.
How much do underwriters make in Minnesota?
Underwriters in Minnesota earn a median of about $80,700 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $60,350 for the lowest 10% to over $138,710 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Minnesota?
Minnesota underwriter roles are posted by Federated Insurance, Liberty Mutual Insurance, and SCOR and others right now, based on current listings on Migrate Mate as of November 2026. Minnesota's dense concentration of Fortune 500 insurance and financial services headquarters means underwriting roles appear consistently across both large carriers and regional specialty firms throughout the Twin Cities metro.
Which Minnesota cities have the most underwriter jobs?
Minneapolis, Minnesota, and Eagan account for the largest share of underwriter openings in Minnesota. The Twin Cities dominate because Minneapolis and St. Paul are home to the headquarters and regional offices of major insurance carriers, banks, and financial services firms, while Rochester's market is driven by the healthcare and specialty insurance activity anchored by large medical institutions and their affiliated financial operations.
Are there remote underwriter jobs in Minnesota?
Yes, and more than most fields. Underwriting is a desk-based, document-driven role that lends itself well to remote work, and Minnesota employers have extended that flexibility broadly since the shift in financial services. About 83% of underwriter openings tied to Minnesota are remote or hybrid as of November 2026, reflecting how normalized distributed work has become in this sector. Mortgage and commercial underwriting positions tend to have the highest share of fully remote postings.
How can I get hired as a underwriter in Minnesota with little or no experience?
The most realistic entry path is an underwriting assistant or analyst role at one of the Twin Cities' large carriers or financial services firms, where structured training programs onboard candidates with no direct underwriting background. Securian Financial, Allianz Life, and regional banks with mortgage operations in the metro regularly post associate-level underwriting positions for candidates coming from related roles in claims, loan processing, or financial analysis. Completing a CPCU coursework module or earning an insurance producer license through the Minnesota Department of Commerce signals commitment and gives candidates a concrete credential edge when applying without experience.
Where can I find and apply to underwriter jobs in Minnesota?
You can find and apply to underwriter jobs in Minnesota on Migrate Mate, which lists current Minnesota openings updated regularly. Search the roles available, find the ones that match your experience and preferred specialty, and apply directly through each listing. No sign-up is required to view and apply to the positions shown.
See All 20 Underwriter Jobs in Minnesota
Find roles in Minnesota that match your experience and apply in just a few clicks.
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