Personal Lines Underwriter Jobs in USA with Visa Sponsorship
Personal Lines Underwriter roles qualify as specialty occupations under H-1B visa, requiring a bachelor's degree in finance, mathematics, actuarial science, or a related field. Employers in property and casualty insurance actively file LCAs through DOL, making this one of the more sponsorship-accessible paths in the financial services sector.
Find Personal Lines Underwriter JobsOverview
Showing 5 of 446+ Personal Lines Underwriter jobs
See all 446+ Personal Lines Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Personal Lines Underwriter roles.
Get Access To All JobsDescription
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.
The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
- determine individual risk acceptability, pricing, coverage, terms and conditions
- develop, analyze and evaluate information and exposures for complex risks
- achieve production and loss ratio goals within assigned regional territory
- determine need for and secure appropriate reinsurance on individual accounts
- develop successful business relationships with producers and reinsurers
Be equipped with:
- proficient use of Microsoft® Word, Excel and Outlook a plus
- strong interpersonal skills
- organizational and time management skills
- analytical and negotiating abilities
- work independently with a high level of authority and judgment
- ability to travel within assigned territory which may include some overnight stays
- ability to think outside the box and be flexible
Bring experience or education from:
- a bachelor’s degree or equivalent work experience
- a minimum of two years underwriting experience
- a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
- experience in or knowledge of wildfire prone states (preferred)
- an ASLI or CPCU designations (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.
The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
- determine individual risk acceptability, pricing, coverage, terms and conditions
- develop, analyze and evaluate information and exposures for complex risks
- achieve production and loss ratio goals within assigned regional territory
- determine need for and secure appropriate reinsurance on individual accounts
- develop successful business relationships with producers and reinsurers
Be equipped with:
- proficient use of Microsoft® Word, Excel and Outlook a plus
- strong interpersonal skills
- organizational and time management skills
- analytical and negotiating abilities
- work independently with a high level of authority and judgment
- ability to travel within assigned territory which may include some overnight stays
- ability to think outside the box and be flexible
Bring experience or education from:
- a bachelor’s degree or equivalent work experience
- a minimum of two years underwriting experience
- a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
- experience in or knowledge of wildfire prone states (preferred)
- an ASLI or CPCU designations (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
See all 446+ Personal Lines Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Personal Lines Underwriter roles.
Get Access To All JobsTips for Finding Personal Lines Underwriter Jobs
Align your degree to underwriting directly
USCIS scrutinizes whether your degree field directly relates to underwriting. A finance, actuarial science, or risk management degree strengthens your case. A general business degree may trigger an RFE, so gather coursework evidence showing insurance or quantitative focus.
Target regional carriers over direct writers
Regional property and casualty carriers and specialty lines insurers tend to have leaner legal teams but active LCA filing histories. Personal lines divisions at mid-size carriers often sponsor because qualified underwriters with actuarial or statistical backgrounds are genuinely hard to hire domestically.
Look up prevailing wages before negotiating offers
Use the OFLC Wage Search to find the certified prevailing wage for underwriter roles in your target metro before you receive an offer. Knowing the DOL wage level tiers means you can evaluate whether an employer's offer meets the LCA threshold and avoid surprises at filing.
Verify your O*NET classification supports specialty occupation
Personal Lines Underwriter maps to a Job Zone 4 occupation on O*NET, which signals bachelor's-level requirement. Print or screenshot this classification before interviews. If an employer's immigration counsel questions specialty occupation status, this profile supports the filing directly.
Search Migrate Mate for verified LCA-filing employers
Filter your search on Migrate Mate to surface personal lines and property casualty insurers with verified LCA filing histories. This cuts out employers who have never sponsored and focuses your applications on companies with an established DOL compliance track record.
Get the LCA filed before your OPT or grace period expires
USCIS must receive your H-1B petition while your current status is still valid. If you're on OPT, confirm your employer's immigration counsel has the certified LCA from DOL and your I-129 is submitted before your EAD expiration date, not after. The 60-day grace period cannot be used as filing buffer time.
Frequently Asked Questions
Does a Personal Lines Underwriter role qualify as a specialty occupation for H-1B purposes?
Yes, in most cases. USCIS treats underwriting as a specialty occupation when the employer requires a bachelor's degree in a directly related field such as finance, actuarial science, mathematics, or risk management. The key is that the employer's job description must specify degree requirements tied to the analytical and actuarial nature of the role, not just any business degree.
Which visa types are realistic for Personal Lines Underwriter candidates seeking sponsorship?
H-1B is the primary route for most nationalities, covering initial status of up to three years, extendable to six. Australian citizens can apply for the E-3 visa, which has a separate cap and no lottery. Chilean and Singaporean nationals may qualify for the H-1B1 visa. Canadian and Mexican nationals holding an underwriting-related degree can enter on a TN visa, since actuaries and some financial analysts appear on the USMCA profession list, though the specific job title matters.
How do I find Personal Lines Underwriter roles where employers are open to sponsorship?
Migrate Mate lists employers with verified LCA filing histories for underwriting and insurance roles, so you can focus your search on companies that have already navigated DOL and USCIS processes for this occupation. This avoids the common frustration of applying to carriers that haven't sponsored before and are unwilling to start.
Will a three-year Australian bachelor's degree satisfy the specialty occupation requirement?
Generally yes. USCIS accepts three-year Australian bachelor's degrees as equivalent to a U.S. four-year bachelor's degree for specialty occupation purposes, particularly in quantitative fields like actuarial science or finance. Having a credential evaluation from a recognized agency that formally documents equivalency strengthens the petition and reduces the chance of an RFE on educational qualifications.
Can a Personal Lines Underwriter role support a green card through PERM?
Yes. EB-2 requires an advanced degree or exceptional ability, while EB-3 covers positions requiring at least two years of experience with no strict degree minimum. Most underwriting roles qualify under EB-3 at minimum. The employer must complete PERM labor certification through DOL, advertising the position to demonstrate no qualified U.S. workers are available before USCIS will approve the immigrant petition.
What is the prevailing wage requirement for sponsored Personal Lines Underwriter jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.