Director Of Risk Management Jobs in New York
Director Of Risk Management jobs in New York are among the most actively recruited senior-level openings in the country, concentrated in financial services, insurance, healthcare, and global corporate headquarters. The heaviest hiring is in New York City, with additional demand in Albany and White Plains, where major employers such as JPMorgan Chase, Chubb, and NYU Langone Health maintain substantial risk management functions. The most sought-after specialties include enterprise risk, operational risk, and financial risk governance. Find a role that fits below and apply directly.
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The Risk Management Principal for the Spending Account Card Program is responsible for designing, implementing, auditing, and governing the fraud risk management framework for Humana's Spending Account Card Program. You will identify and mitigate fraud, financial, operational, and compliance risks while providing independent oversight of delegated vendors.
The Risk Management Principal develops program strategy, policies, audit methodologies, and financial controls that strengthen program integrity and reduce loss exposure. This role balances long-term program development with tactical issue resolution, addressing immediate risks while implementing sustainable solutions to prevent recurrence. The Risk Management Principal establishes and maintains the counter fraud strategy, governance framework, and financial integrity oversight model for the Spending Account Card Program. You will develop fraud risk policies, procedures, controls, audit programs, and monitoring processes designed to prevent fraud, waste, abuse, and financial loss.
Serving as the primary fraud risk and financial audit resource for the program, you will perform complex financial reviews, vendor audits, control assessments, investigations, and root cause analyses. The Risk Management Principal evaluates financial transactions, cardholder activity, vendor controls, and program expenditures to ensure compliance with contractual, regulatory, and organizational requirements.
You will provide independent oversight of delegated vendors, validating the effectiveness of fraud controls, financial controls, operational processes, and corrective actions. This position identifies control weaknesses, drives remediation efforts, and implements sustainable control improvements.
The Risk Management Principal maintains an understanding of applicable regulatory requirements, industry standards, and contractual obligations affecting spending account card programs. You will research, interpret, and apply regulatory guidance to emerging business issues while providing sound risk-based recommendations and decision support to leadership and business partners.
While responsible for strategic program development, the Risk Management Principal must also address new fraud, operational, and financial risks. You will lead tactical issue management efforts, coordinate investigations and corrective actions while focusing on eliminating causes and preventing future occurrences.
Key Responsibilities
- Develop and maintain the counter fraud strategy and operating model for the Spending Account Card Program
- Design and implement fraud risk governance, policies, procedures, and controls
- Conduct fraud risk assessments and identify emerging threats, vulnerabilities, and control gaps
- Perform financial, operational, and fraud-focused audits of program activities and delegated vendors
- Validate financial accuracy, reconciliation processes, control effectiveness, and program expenditures
- Provide oversight and challenge of delegated vendors' fraud prevention, detection, investigation, and recovery activities
- Lead root cause analysis of fraud events, financial losses, process failures, and control breakdowns
- Drive corrective actions and sustainable control improvements that reduce future risk
- Monitor regulatory developments and conduct regulatory research to support risk-based business decisions
- Establish reporting, monitoring, key risk indicators, and performance metrics
- Partner with Compliance, Finance, Legal, Enterprise Risk, and Operational leaders to strengthen program integrity
- Present audit findings, fraud risks, and strategic recommendations to senior leadership
- Support regulatory examinations, audits, and enterprise risk management initiatives
- Serve as the primary subject matter expert for fraud risk management related to spending account card products.
Use your skills to make an impact
Required Qualifications
- Bachelor's Degree
- 10+ years of experience in fraud risk management, auditing, investigations, financial integrity, compliance, accounting, or enterprise risk management
- Certified Fraud Examiner (CFE)
- Experience conducting financial, operational, vendor, or fraud-focused audits
- Experience developing policies, controls, governance frameworks, and monitoring programs
- Experience overseeing third-party vendors and delegated service providers
- Strong knowledge of fraud risk management, financial controls, auditing principles, and root cause analysis
- Demonstrated ability to quickly research, interpret, and apply complex regulatory, contractual, and compliance requirements and make sound risk-based recommendations
- Proven ability to influence senior leaders and lead complex cross-functional initiatives
- Excellent written and verbal communication skills with prior experience presenting to senior leaders
Preferred Qualifications
- Certified Public Accountant (CPA)
- Master's Degree in Accounting, Finance, Business Administration, Risk Management, Criminal Justice, or related field
- Experience with healthcare payments, supplemental benefits, spending account cards, prepaid card programs, or financial services
- Experience supporting Medicare Advantage supplemental benefits and delegated vendor oversight
- Certified Internal Auditor (CIA), Certified Anti-Money Laundering Specialist (CAMS), or similar professional designation
- Experience leading large-scale remediation and control enhancement initiatives
- Experience supporting regulatory audits, examinations, or enterprise risk management programs
Work at Home Requirements: To ensure Home or Hybrid Home/Office employees’ ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria: At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is required; wireless, wired cable or DSL connection is suggested. In certain roles, the minimum recommended internet speed required by Humana may not be sufficient for business needs. Humana reserves the right to require associates to upgrade their internet service if necessary. Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information.
Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.
Scheduled Weekly Hours
40
Pay Range
The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.
$166,700 - $229,200 per year
This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.
Description of Benefits
Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.
About Us
About Humana: Humana Inc. (NYSE: HUM) is a leading U.S. healthcare company. Through our Humana insurance services and our CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare and Medicaid, families, individuals, military service personnel, and communities at large. Learn more about what we offer at Humana.com and at CenterWell.com.
Equal Opportunity Employer
It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.
Become a part of our caring community
The Risk Management Principal for the Spending Account Card Program is responsible for designing, implementing, auditing, and governing the fraud risk management framework for Humana's Spending Account Card Program. You will identify and mitigate fraud, financial, operational, and compliance risks while providing independent oversight of delegated vendors.
The Risk Management Principal develops program strategy, policies, audit methodologies, and financial controls that strengthen program integrity and reduce loss exposure. This role balances long-term program development with tactical issue resolution, addressing immediate risks while implementing sustainable solutions to prevent recurrence. The Risk Management Principal establishes and maintains the counter fraud strategy, governance framework, and financial integrity oversight model for the Spending Account Card Program. You will develop fraud risk policies, procedures, controls, audit programs, and monitoring processes designed to prevent fraud, waste, abuse, and financial loss.
Serving as the primary fraud risk and financial audit resource for the program, you will perform complex financial reviews, vendor audits, control assessments, investigations, and root cause analyses. The Risk Management Principal evaluates financial transactions, cardholder activity, vendor controls, and program expenditures to ensure compliance with contractual, regulatory, and organizational requirements.
You will provide independent oversight of delegated vendors, validating the effectiveness of fraud controls, financial controls, operational processes, and corrective actions. This position identifies control weaknesses, drives remediation efforts, and implements sustainable control improvements.
The Risk Management Principal maintains an understanding of applicable regulatory requirements, industry standards, and contractual obligations affecting spending account card programs. You will research, interpret, and apply regulatory guidance to emerging business issues while providing sound risk-based recommendations and decision support to leadership and business partners.
While responsible for strategic program development, the Risk Management Principal must also address new fraud, operational, and financial risks. You will lead tactical issue management efforts, coordinate investigations and corrective actions while focusing on eliminating causes and preventing future occurrences.
Key Responsibilities
- Develop and maintain the counter fraud strategy and operating model for the Spending Account Card Program
- Design and implement fraud risk governance, policies, procedures, and controls
- Conduct fraud risk assessments and identify emerging threats, vulnerabilities, and control gaps
- Perform financial, operational, and fraud-focused audits of program activities and delegated vendors
- Validate financial accuracy, reconciliation processes, control effectiveness, and program expenditures
- Provide oversight and challenge of delegated vendors' fraud prevention, detection, investigation, and recovery activities
- Lead root cause analysis of fraud events, financial losses, process failures, and control breakdowns
- Drive corrective actions and sustainable control improvements that reduce future risk
- Monitor regulatory developments and conduct regulatory research to support risk-based business decisions
- Establish reporting, monitoring, key risk indicators, and performance metrics
- Partner with Compliance, Finance, Legal, Enterprise Risk, and Operational leaders to strengthen program integrity
- Present audit findings, fraud risks, and strategic recommendations to senior leadership
- Support regulatory examinations, audits, and enterprise risk management initiatives
- Serve as the primary subject matter expert for fraud risk management related to spending account card products.
Use your skills to make an impact
Required Qualifications
- Bachelor's Degree
- 10+ years of experience in fraud risk management, auditing, investigations, financial integrity, compliance, accounting, or enterprise risk management
- Certified Fraud Examiner (CFE)
- Experience conducting financial, operational, vendor, or fraud-focused audits
- Experience developing policies, controls, governance frameworks, and monitoring programs
- Experience overseeing third-party vendors and delegated service providers
- Strong knowledge of fraud risk management, financial controls, auditing principles, and root cause analysis
- Demonstrated ability to quickly research, interpret, and apply complex regulatory, contractual, and compliance requirements and make sound risk-based recommendations
- Proven ability to influence senior leaders and lead complex cross-functional initiatives
- Excellent written and verbal communication skills with prior experience presenting to senior leaders
Preferred Qualifications
- Certified Public Accountant (CPA)
- Master's Degree in Accounting, Finance, Business Administration, Risk Management, Criminal Justice, or related field
- Experience with healthcare payments, supplemental benefits, spending account cards, prepaid card programs, or financial services
- Experience supporting Medicare Advantage supplemental benefits and delegated vendor oversight
- Certified Internal Auditor (CIA), Certified Anti-Money Laundering Specialist (CAMS), or similar professional designation
- Experience leading large-scale remediation and control enhancement initiatives
- Experience supporting regulatory audits, examinations, or enterprise risk management programs
Work at Home Requirements: To ensure Home or Hybrid Home/Office employees’ ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria: At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is required; wireless, wired cable or DSL connection is suggested. In certain roles, the minimum recommended internet speed required by Humana may not be sufficient for business needs. Humana reserves the right to require associates to upgrade their internet service if necessary. Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information.
Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.
Scheduled Weekly Hours
40
Pay Range
The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.
$166,700 - $229,200 per year
This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.
Description of Benefits
Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.
About Us
About Humana: Humana Inc. (NYSE: HUM) is a leading U.S. healthcare company. Through our Humana insurance services and our CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare and Medicaid, families, individuals, military service personnel, and communities at large. Learn more about what we offer at Humana.com and at CenterWell.com.
Equal Opportunity Employer
It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.
See All 88 Director Of Risk Management Jobs in New York
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Find JobsDirector Of Risk Management Jobs by City in New York
Where New York roles are concentrated, by current openings.
Director Of Risk Management Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- JPMorganChase14
- Bank of China5
- Goldman Sachs4
- Citi3
- Humana3
Top Industries Hiring
- Banking & Financial Services10
- Insurance5
- Investment & Asset Management4
- Technology & Software3
- Education1
What New York Employers Look For
The qualifications that appear most often in director of risk management jobs across New York.
- Bachelor's degree in finance, business, or a related field required by most New York employers
- Seven or more years of progressive risk management experience in financial services or insurance
- Professional certification such as FRM, CRM, or RIMS-CRMP strongly preferred by New York employers
- Demonstrated experience developing enterprise risk frameworks aligned with regulatory requirements
- Proficiency with risk management platforms and data analytics tools used in enterprise environments
- Strong communication skills for presenting risk assessments to executive leadership and board committees
Director Of Risk Management Jobs in New York: Frequently Asked Questions
How do you become a director of risk management in New York?
Most director of risk management roles in New York require a bachelor's degree in finance, business administration, or a related discipline, combined with several years of progressively senior risk experience. New York does not issue a state-specific license for this role, but employers in heavily regulated sectors like banking and insurance expect credentials such as the FRM, CRM, or RIMS-CRMP. Familiarity with New York State Department of Financial Services regulations is a consistent hiring advantage.
How much do director of risk managements make in New York?
Director of risk managements in New York earn a median of about $136,830 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $84,550 for the lowest 10% to over $220,260 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire director of risk managements in New York?
Employers hiring director of risk managements in New York right now include JPMorganChase, Bank of China, and Goldman Sachs, based on current listings on Migrate Mate as of August 2026. New York's concentration of global financial institutions, insurance carriers, and large health systems means demand for this role is distributed across multiple major industries rather than any single sector.
Which New York cities have the most director of risk management jobs?
New York, New York State, and Queens have the most director of risk management openings in New York. New York City drives the largest share by far, reflecting the density of Wall Street firms, global insurers, and major hospital networks headquartered there, while Albany draws demand from state agencies and regulated utilities, and White Plains attracts roles from the corporate campuses concentrated in Westchester County.
Are there remote director of risk management jobs in New York?
Yes, and more than many senior roles, given the analytical and strategic nature of the work. About 58% of director of risk management openings tied to New York are remote or hybrid as of August 2026, reflecting broader flexibility at the director level. Risk governance, policy development, and reporting functions are the most commonly offered in remote or hybrid arrangements, while roles requiring direct oversight of on-site operations tend to be in-person.
How can I get hired as a director of risk management in New York with little or no experience?
The most realistic entry path is through a risk analyst or compliance analyst role at a New York financial institution or insurer, where structured rotational programs at firms like Citigroup, MetLife, or large regional banks provide hands-on exposure. Pursuing the FRM or RIMS-CRMP credential while in an analyst position signals commitment and accelerates advancement. Lateral moves from audit, compliance, or treasury functions are common stepping stones that New York employers recognize as directly relevant experience.
Where can I find and apply to director of risk management jobs in New York?
You can find and apply to director of risk management jobs in New York on Migrate Mate, which lists current openings across the state. Search the available roles, find the ones that fit your background and target location, and apply directly to the employers posting them.
See All 88 Director Of Risk Management Jobs in New York
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