Financial Counselor Jobs in Massachusetts
Financial Counselor jobs in Massachusetts are concentrated in Boston, Worcester, and Springfield, where large healthcare systems, universities, and financial institutions drive steady demand across consumer credit, healthcare billing, and student financial aid counseling. Employers like Mass General Brigham, UMass Memorial Health, and Fidelity Investments have maintained a consistent presence in this market, hiring at every level from entry-level counseling associates to senior program managers. Massachusetts is among the most active markets in the Northeast for this role, with particularly strong demand in healthcare financial counseling and nonprofit credit counseling. See the openings below and apply to the ones that match your experience.
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When you join the growing BILH team, you're not just taking a job, you’re making a difference in people’s lives.
Under the direct supervision of the Supervisor of Financial Counseling and leadership of the Manager of Financial Counseling, the Patient Financial Services Counselor acts as a liaison for patients to the health system; providing guidance and support for all financial components of healthcare; specifically focusing on billing concerns, understanding insurance options and benefits, gaps in coverage, and payment options. Additionally, the Patient Financial Services Counselor provides assistance with patient statements, payment plans, pricing estimates, Financial Assistance, Federal/State benefits, and the managed care process. This position supports Patient Access and both Hospital and Professional Billing areas and works in conjunction with Customer Service.
Job Description:
Essential Duties & Responsibilities including but not limited to:
- Maintains annual Certified Application Counselor certification for the state of Massachusetts.
- Assists over the phone or in-person to address financial matters or concerns; discusses and documents any issues resulting from collection notices, statements, and/or other billing and insurance issues.
- Responsible for helping patients understand their Explanation of Benefits (EOB) including insurance policies and covered services.
- Works with departments and providers throughout the organization to ensure the resolution of patient financial concerns; this includes elective, plastic, and/or low coverage or non-covered medically urgent procedures.
- Helps coordinate services with outside stakeholders to provide necessary coverage for patients who require an enhanced coordination of benefits due to disabilities.
- Follows established protocols ensuring appropriate financial counseling actions have been taken and communicates back to the department prior to scheduling procedures that will not be covered by insurance. This includes elective, plastic, and/or low coverage or non-covered medically urgent procedures.
- Assists with providing timely estimates for services to patients (either orally or in writing) in compliance with CMS price transparency regulations.
- Collects payments for self-pay patients: pre-payments and outstanding balances including copayment and deductibles, and out of pocket expenses in accordance with PFS policy and procedures.
- Follows guidelines set forth by leadership to educate and enroll qualified patients in payment plans for outstanding or anticipated balances.
- Screens and approves patients for Financial Assistance (Charity) by following Financial Assistance Policy guidelines.
- Visits patients who are inpatient or in the outpatient clinics, when appropriate, to discuss coverage applications and payment options.
- Supports patients with MassHealth/Medicaid Open Enrollment; providing education and processing necessary applications.
- Addresses Managed Care concerns with patients who require assistance.
- Works directly with Customer Service for resolution of financial issues including account adjustments, statement generation, or billing errors.
- Works on projects as assigned.
- Adheres to all corporate and governmental compliance issues as directed.
- Compliance with all Cash and Collection Policies and Procedures.
- Adheres to our Customer Service standards to provide exceptional patient service.
Minimum Qualifications:
Education:
- High School Diploma required
Licensure, Certification & Registration:
- CAC Certification preferred. CPC Certification is a plus.
Experience:
- 2-3 years experience in Financial Counseling, Social Work, Case Work, Patient Access or Billing field preferred and a general understanding of hospital and professional billing procedures.
- EPIC system experience preferred.
Skills, Knowledge & Abilities:
- Excellent customer service skills.
- Excellent written and oral communication and interpersonal skills required.
- Must exhibit tact, diplomacy, and discretion at all times.
- Must be able to multi-task and work in a fast-paced, detail-oriented environment.
- Working knowledge of MS Office suite and database systems with the ability to learn new systems as they become available.
- In the absence of any of these skills, must demonstrate the ability to be thoroughly trained to meet organizational standards.
Pay Range:
$21.53 – $28.98
The pay range listed for this position is the base hourly wage range the organization reasonably and in good faith expects to pay for this position at this time. Actual compensation is determined based on several factors, that may include seniority, education, training, relevant experience, relevant certifications, geography of work location, job responsibilities, or other applicable factors permissible by law. Compensation may exceed the base hourly rate depending on shift differentials, call pay, premium pay, overtime pay, and other additional pay practices, as applicable to the position and in accordance with the law.
As a health care organization, we have a responsibility to do everything in our power to care for and protect our patients, our colleagues and our communities. Beth Israel Lahey Health requires that all staff be vaccinated against influenza (flu) as a condition of employment.
More than 35,000 people working together. Nurses, doctors, technicians, therapists, researchers, teachers and more, making a difference in patients' lives. Your skill and compassion can make us even stronger.
Equal Opportunity Employer/Veterans/Disabled
- Employment: Full-time
- Hours/Week: 40
- Shift: Day
- Category: Billing, Collections, & Patient Financial Services
- Pay Range: $21.53 - $28.98
- FLSA: Non-Exempt
- Req ID: JR105059
See All 7 Financial Counselor Jobs in Massachusetts
Find roles in Massachusetts that match your experience and apply in just a few clicks.
Find Financial Counselor JobsFinancial Counselor Jobs by City in Massachusetts
Where Massachusetts roles are concentrated, by current openings.
Financial Counselor Job Market in Massachusetts
A snapshot from current Massachusetts openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Healthcare & Medical Services
What Massachusetts Employers Look For
The qualifications that appear most often in financial counselor jobs across Massachusetts.
- Bachelor's degree in finance, social work, counseling, or a closely related field
- Relevant certification such as AFC, CCUFC, or FCC recognized in Massachusetts
- Experience with patient billing, credit counseling, or financial aid administration
- Proficiency in financial counseling software and case management platforms
- Strong knowledge of Massachusetts consumer protection and financial assistance programs
- Excellent written and verbal communication skills for diverse client populations
Financial Counselor Jobs in Massachusetts: Frequently Asked Questions
How do you become a financial counselor in Massachusetts?
Most financial counselor positions in Massachusetts require a bachelor's degree in finance, social work, human services, or a related field. While Massachusetts does not issue a state-specific financial counselor license, employers strongly prefer candidates who hold a nationally recognized credential such as the Accredited Financial Counselor (AFC) designation from the Association for Financial Counseling and Planning Education, or the Certified Credit Union Financial Counselor (CCUFC) credential. Healthcare-focused roles often require additional training in hospital billing and patient assistance programs.
Which companies hire financial counselors in Massachusetts?
Employers hiring financial counselors in Massachusetts right now include Codman Square Health Center, South Shore Health, and Mass General Brigham, based on current listings on Migrate Mate as of November 2026. Massachusetts's large academic medical centers, community health centers, and regional credit unions are consistently among the most active hirers for this role.
Which Massachusetts cities have the most financial counselor jobs?
The cities with the most financial counselor openings in Massachusetts are Boston, Newton, and Peabody. Boston dominates the market due to its concentration of major hospital systems, universities, and financial services firms, while Worcester and Springfield reflect strong demand from regional healthcare networks and nonprofit credit counseling agencies that serve those metro populations.
Are there remote financial counselor jobs in Massachusetts?
Yes, and they are more common than in many similar roles. About 33% of financial counselor openings tied to Massachusetts are remote or hybrid as of November 2026, reflecting how much of the work, such as phone-based budget counseling, financial aid advising, and case documentation, can be done without being on site. Roles with direct patient intake or in-person client services are more likely to require an on-site presence.
How can I get hired as a financial counselor in Massachusetts with little or no experience?
The most realistic entry path is applying to patient financial services roles at Massachusetts hospital systems such as Mass General Brigham or Boston Medical Center, which regularly hire financial counseling associates and patient account representatives without requiring prior counseling experience. Community action agencies and nonprofit credit counseling organizations across the state also offer entry-level positions and on-the-job training. Moving from adjacent roles like billing coordinator, case manager, or financial aid advisor is a common transition. Earning an AFC or completing a financial counseling certificate program before applying gives candidates a clear edge.
Where can I find and apply to financial counselor jobs in Massachusetts?
You can find and apply to financial counselor jobs in Massachusetts on Migrate Mate, which lists current openings across the state. Search through the roles available, identify the ones that match your background and location preferences, and apply directly to the positions that fit.
See All 7 Financial Counselor Jobs in Massachusetts
Find roles in Massachusetts that match your experience and apply in just a few clicks.
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