Financial Services Representative Jobs in North Dakota
Financial Services Representative jobs in North Dakota are consistently active, concentrated in banking, credit unions, insurance, and investment services, with openings ranging from entry-level client service roles to licensed securities and insurance advisors. The largest hiring centers are Fargo, Bismarck, and Grand Forks, where established employers like Alerus Financial, Gate City Bank, and Sanford Health's financial and benefits divisions maintain ongoing demand. Client relationship management, insurance product sales, and retirement planning support are the most in-demand specialties across the state. See the openings below and apply to the ones that match your experience.
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Showing 5 of 24+ Financial Services Representative jobs
Careers With Purpose
Sanford Health, the largest rural health system in the United States, is dedicated to transforming the health care experience and providing access to world-class health care in America’s heartland.
Facility: Sanford Broadway Med Ctr
Location: Fargo, ND
Address: 801 Broadway N, Fargo, ND 58102, USA
Shift: 8 Hours - Day Shifts
Job Schedule: Full time
Weekly Hours: 40.00
Salary Range: $17.75 - $28.00
Job Summary
The Financial Counseling Representative provides financial counseling to assist patients in understanding their financial responsibility to Sanford and to offer appropriate resources and options to meet that responsibility. Answers billing questions. Reviews patient's insurance coverage and Explanation of Benefits (EOBs). Provides clarification regarding what charges were incurred and why they were incurred. Reviews insurance denials and provides an explanation for the denial to the patient. Reviews payment plan guidelines and assists in setting up payment arrangements. Determines if patient is eligible for payment assistance programs and assists in the application process, if applicable.
Educates patients regarding insurance concepts, such as what copayments are, what services are covered, effective dates of coverage, when a referral is needed and the effect on insurance, how to obtain a valid referral and resubmit the claim, and how effective dates of coverage influence insurance payments. May assist patient in filling out medical assistance program paperwork, as well as referrals to Medicaid or other insurance aid or disability programs. Frequently advises uninsured patients on outstanding medical costs associated with procedures performed in a clinic setting and establishes a payment plan. Interacts with patients in-person and must be able to empathize with them while also diffusing strong emotions. Calculates and provides cost estimates for medical procedures, including the patient's anticipated share. Advises on and collects prepayments for services not covered by insurance. May perform guest service duties, as needed. Other duties as assigned.
Computer skills sufficient to operate online systems and complex software with advanced functionality. Oral and written communication skills sufficient to interpret and apply policies and procedures for clarification and problem resolution. Knowledge of third party payers and basic bookkeeping or accounting principles is required. Requires a thorough understanding of insurance products and the ability to accurately read an EOB to determine what adjustments have been made, what payments have been received, and calculate pending balances.
Qualifications
High school diploma or equivalent preferred. Post-secondary education preferred.
Two years' experience in healthcare service or health insurance preferred.
Benefits
Sanford offers an attractive benefits package for qualifying full-time and part-time employees. Depending on eligibility, a variety of benefits include health insurance, dental insurance, vision insurance, life insurance, a 401(k) retirement plan, work/life balance benefits, and a generous time off package to maintain a healthy home-work balance. For more information about Total Rewards, visit https://sanfordcareers.com/benefits.
Sanford is an EEO/AA Employer M/F/Disability/Vet. If you are an individual with a disability and would like to request an accommodation for help with your online application, please call 1-877-673-0854 or send an email to talent@sanfordhealth.org.
Sanford has a Drug Free Workplace Policy. An accepted offer will require a drug screen and pre-employment background screening as a condition of employment.
Req Number: R-0266438
Job Function: Revenue Cycle
Featured: No
Careers With Purpose
Sanford Health, the largest rural health system in the United States, is dedicated to transforming the health care experience and providing access to world-class health care in America’s heartland.
Facility: Sanford Broadway Med Ctr
Location: Fargo, ND
Address: 801 Broadway N, Fargo, ND 58102, USA
Shift: 8 Hours - Day Shifts
Job Schedule: Full time
Weekly Hours: 40.00
Salary Range: $17.75 - $28.00
Job Summary
The Financial Counseling Representative provides financial counseling to assist patients in understanding their financial responsibility to Sanford and to offer appropriate resources and options to meet that responsibility. Answers billing questions. Reviews patient's insurance coverage and Explanation of Benefits (EOBs). Provides clarification regarding what charges were incurred and why they were incurred. Reviews insurance denials and provides an explanation for the denial to the patient. Reviews payment plan guidelines and assists in setting up payment arrangements. Determines if patient is eligible for payment assistance programs and assists in the application process, if applicable.
Educates patients regarding insurance concepts, such as what copayments are, what services are covered, effective dates of coverage, when a referral is needed and the effect on insurance, how to obtain a valid referral and resubmit the claim, and how effective dates of coverage influence insurance payments. May assist patient in filling out medical assistance program paperwork, as well as referrals to Medicaid or other insurance aid or disability programs. Frequently advises uninsured patients on outstanding medical costs associated with procedures performed in a clinic setting and establishes a payment plan. Interacts with patients in-person and must be able to empathize with them while also diffusing strong emotions. Calculates and provides cost estimates for medical procedures, including the patient's anticipated share. Advises on and collects prepayments for services not covered by insurance. May perform guest service duties, as needed. Other duties as assigned.
Computer skills sufficient to operate online systems and complex software with advanced functionality. Oral and written communication skills sufficient to interpret and apply policies and procedures for clarification and problem resolution. Knowledge of third party payers and basic bookkeeping or accounting principles is required. Requires a thorough understanding of insurance products and the ability to accurately read an EOB to determine what adjustments have been made, what payments have been received, and calculate pending balances.
Qualifications
High school diploma or equivalent preferred. Post-secondary education preferred.
Two years' experience in healthcare service or health insurance preferred.
Benefits
Sanford offers an attractive benefits package for qualifying full-time and part-time employees. Depending on eligibility, a variety of benefits include health insurance, dental insurance, vision insurance, life insurance, a 401(k) retirement plan, work/life balance benefits, and a generous time off package to maintain a healthy home-work balance. For more information about Total Rewards, visit https://sanfordcareers.com/benefits.
Sanford is an EEO/AA Employer M/F/Disability/Vet. If you are an individual with a disability and would like to request an accommodation for help with your online application, please call 1-877-673-0854 or send an email to talent@sanfordhealth.org.
Sanford has a Drug Free Workplace Policy. An accepted offer will require a drug screen and pre-employment background screening as a condition of employment.
Req Number: R-0266438
Job Function: Revenue Cycle
Featured: No
See All 24 Financial Services Representative Jobs in North Dakota
Find roles in North Dakota that match your experience and apply in just a few clicks.
Find JobsFinancial Services Representative Jobs by City in North Dakota
Where North Dakota roles are concentrated, by current openings.
Financial Services Representative Job Market in North Dakota
A snapshot from current North Dakota openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
- Healthcare & Medical Services
What North Dakota Employers Look For
The qualifications that appear most often in financial services representative jobs across North Dakota.
- Active Series 6 or Series 7 FINRA registration or willingness to obtain upon hire
- North Dakota Department of Insurance producer license for roles involving insurance products
- Bachelor's degree in finance, business, economics, or a closely related field
- Demonstrated experience in customer-facing financial services, banking, or insurance sales
- Proficiency with CRM platforms and financial services software such as Salesforce or Fiserv
- Strong communication skills and ability to explain financial products to retail clients clearly
Financial Services Representative Jobs in North Dakota: Frequently Asked Questions
How do you become a financial services representative in North Dakota?
Most financial services representative roles in North Dakota require a combination of a bachelor's degree in finance or business and relevant registrations or licenses. Representatives selling securities must pass FINRA exams such as the Series 6 or Series 7. Those handling insurance products need a producer license issued through the North Dakota Insurance Department. Many employers hire candidates without all credentials in place and sponsor exam preparation during onboarding.
Which companies hire financial services representatives in North Dakota?
Employers hiring financial services representatives in North Dakota right now include Knife River, Foster Klima & Company, and RDO Equipment, based on current listings on Migrate Mate as of July 2026. North Dakota's strong community banking and credit union sector, anchored by institutions like Gate City Bank and Alerus Financial, generates consistent demand across the state throughout the year.
Which North Dakota cities have the most financial services representative jobs?
Fargo, Bismarck, and Minot have the most financial services representative openings in North Dakota. Fargo leads as the state's largest commercial and financial services hub, home to major bank branches and insurance offices, while Bismarck's concentration of state government agencies, credit unions, and regional insurance carriers drives strong demand, and Grand Forks supports a steady volume through its university-area financial institutions and growing business district.
Are there remote financial services representative jobs in North Dakota?
Yes, but they're less common than in purely analytical roles because much of this work involves in-person client relationship building. About 55% of financial services representative openings tied to North Dakota are remote or hybrid as of July 2026, which reflects selective availability rather than broad adoption. Phone-based service, back-office financial processing, and insurance policy support are the sub-roles most likely to offer remote or hybrid arrangements.
How can I get hired as a financial services representative in North Dakota with little or no experience?
The most realistic entry point is applying for a bank teller, customer service associate, or financial services associate role at a North Dakota community bank or credit union such as Gate City Bank or Town and Country Credit Union, which regularly bring in candidates without prior financial services experience. From those roles, lateral movement into representative positions is common within one to two years. Enrolling in a FINRA-approved exam prep course or earning a North Dakota Insurance Department producer license before applying gives candidates a concrete advantage over others at the entry level.
Where can I find and apply to financial services representative jobs in North Dakota?
You can find and apply to financial services representative jobs in North Dakota on Migrate Mate, which lists current openings from employers hiring across the state. Search for roles that match your experience level, credentials, and preferred location, then apply directly to the ones that fit. No profile creation is required to see the listings.
See All 24 Financial Services Representative Jobs in North Dakota
Find roles in North Dakota that match your experience and apply in just a few clicks.
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