Financial Services Representative Jobs in Tennessee

Compensation

$17 per hour, based on experience and location, plus performance-based bonus opportunities. Total earnings increase with strong individual and branch performance.

Why Join World:

• Strong growth opportunities – Many of our leaders, including executives, started in this role

• Promote-from-within culture – A large percentage of team members advance into leadership roles

• Performance-based earnings – Bonus opportunities tied to branch results

• Comprehensive benefits for all stages of life – Including major medical, dental, vision, life insurance, long-term disability, and free mental health support

• Retirement and time off – 401(k) with company match, paid holidays, and vacation time

• Community focus – Paid volunteer time and a strong commitment to giving back

• Work-life balance – Predictable schedules with a focus on time outside of work

About World Finance:

World Finance has been recognized as a Top Workplace USA for six consecutive years and a Newsweek Most Trustworthy Company. Since 1962, we have helped millions of customers meet their financial needs through personal loans, tax services, and credit-building solutions. With over 1,000 branches across 16 states, we are committed to serving the communities where we live and work.

Essential Duties and Responsibilities:

• Drive and close loan sales by taking applications, explaining terms, and asking for the business

• Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment

• Manage delinquent accounts by securing payments and setting payment arrangements

• Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services

• Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations

• Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution

• Process payments, account updates, tax-related documentation, and document all activity in company systems

• Maintain accurate and compliant records, including timely credit denial letters and required tax documentation

• Handle and balance cash, and complete required bank runs to deliver deposits

• Follow company policies, procedures, and regulatory requirements

• Complete required training and meet performance expectations for sales, collections, tax preparation, and account management

Basic Requirements:

• High school diploma or equivalent

• Valid driver’s license, reliable transportation, and current insurance

• Must be able to independently perform all required bank runs, including transporting deposits, without relying on non-employees for transportation

• Ability to obtain required insurance licensing

Experience & Skills:

• Experience in sales, customer service, collections, or account management with measurable results

• Proven ability to handle high-volume calls and difficult customer conversations

• Track record of meeting or exceeding goals in a fast-paced environment

• Strong communication, problem-solving, and organizational skills

• Basic computer skills with accurate and consistent data entry

Preferred Backgrounds:

Experience in banking, retail, restaurants, hospitality, collections, call centers, insurance, healthcare front office, or similar customer-facing roles is preferred.

Physical and Environmental Requirements:

• Office based role with standard lighting and noise levels

• Regular in-person attendance during scheduled work hours is essential; occasional extended hours or weekend work may be required based on business needs

• Combination of stationary work and regular movement throughout the office, including occasional walking, standing, bending, reaching, and similar activities

• Occasional light lifting, pushing, or pulling of office materials (generally up to 30 pounds)

• Ability to perform computer work, handle documents, and communicate information effectively

• Fast paced environment with shifting priorities and deadlines; requires professionalism, adaptability, collaboration, and multitasking

• Frequent interaction with customers and coworkers; must communicate clearly and professionally in person, by phone, and electronically

• May assist with general office upkeep to maintain a professional environment

• Occasional local travel to offsite locations and banks as required for business purposes