Financial Services Representative Jobs in Kentucky
Financial services representative jobs in Kentucky are concentrated in banking, insurance, and wealth management, with demand ranging from entry-level retail banking roles to experienced investment and insurance advisors. Louisville, Lexington, and Covington are the busiest hiring markets, anchored by employers like Humana, Ashland Inc., and BB&T (now Truist) that maintain a consistent presence in the state. The most in-demand specialties are insurance product advising, retirement planning, and consumer lending. Scan the live roles below and apply to whichever ones fit.
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Compensation
$15–$18 per hour, based on experience and location, plus performance-based bonus opportunities. Total earnings increase with strong individual and branch performance.
Why Join World:
Strong growth opportunities – Many of our leaders, including executives, started in this role
Promote-from-within culture – A large percentage of team members advance into leadership roles
Performance-based earnings – Bonus opportunities tied to branch results
Comprehensive benefits for all stages of life – Including major medical, dental, vision, life insurance, long-term disability, and free mental health support
Retirement and time off – 401(k) with company match, paid holidays, and vacation time
Community focus – Paid volunteer time and a strong commitment to giving back
Work-life balance – Predictable schedules with a focus on time outside of work
About World Finance:
World Finance has been recognized as a Top Workplace USA for six consecutive years and a Newsweek Most Trustworthy Company. Since 1962, we have helped millions of customers meet their financial needs through personal loans, tax services, and credit-building solutions. With over 1,000 branches across 16 states, we are committed to serving the communities where we live and work.
Essential Duties and Responsibilities:
Drive and close loan sales by taking applications, explaining terms, and asking for the business
Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment
Manage delinquent accounts by securing payments and setting payment arrangements
Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services
Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations
Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution
Process payments, account updates, tax-related documentation, and document all activity in company systems
Maintain accurate and compliant records, including timely credit denial letters and required tax documentation
Handle and balance cash, and complete required bank runs to deliver deposits
Follow company policies, procedures, and regulatory requirements
Complete required training and meet performance expectations for sales, collections, tax preparation, and account management
Basic Requirements:
High school diploma or equivalent
Valid driver’s license, reliable transportation, and current insurance
Must be able to independently perform all required bank runs, including transporting deposits, without relying on non-employees for transportation
Ability to obtain required insurance licensing
Experience & Skills:
Experience in sales, customer service, collections, or account management with measurable results
Proven ability to handle high-volume calls and difficult customer conversations
Track record of meeting or exceeding goals in a fast-paced environment
Strong communication, problem-solving, and organizational skills
Basic computer skills with accurate and consistent data entry
Preferred Backgrounds:
Experience in banking, retail, restaurants, hospitality, collections, call centers, insurance, healthcare front office, or similar customer-facing roles is preferred.
Physical and Environmental Requirements:
Office based role with standard lighting and noise levels
Regular in-person attendance during scheduled work hours is essential; occasional extended hours or weekend work may be required based on business needs
Combination of stationary work and regular movement throughout the office, including occasional walking, standing, bending, reaching, and similar activities
Occasional light lifting, pushing, or pulling of office materials (generally up to 30 pounds)
Ability to perform computer work, handle documents, and communicate information effectively
Fast paced environment with shifting priorities and deadlines; requires professionalism, adaptability, collaboration, and multitasking
Frequent interaction with customers and coworkers; must communicate clearly and professionally in person, by phone, and electronically
May assist with general office upkeep to maintain a professional environment
Occasional local travel to offsite locations and banks as required for business purposes
It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.
See All 11 Financial Services Representative Jobs in Kentucky
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Find JobsFinancial Services Representative Jobs by City in Kentucky
Where Kentucky roles are concentrated, by current openings.
Financial Services Representative Job Market in Kentucky
A snapshot from current Kentucky openings, updated as new roles post.
Who's Hiring


What Kentucky Employers Look For
The qualifications that appear most often in financial services representative jobs across Kentucky.
- Active Kentucky insurance license or FINRA Series 6 or 7 registration required
- Bachelor's degree in finance, business, or a closely related field preferred
- Proven ability to meet sales goals and grow a client portfolio
- Experience with CRM platforms and financial planning software
- Strong knowledge of financial products including annuities, mutual funds, and loans
- Excellent communication skills for client consultations and needs-based selling
Financial Services Representative Jobs in Kentucky: Frequently Asked Questions
How do you become a financial services representative in Kentucky?
Most Kentucky employers require you to obtain a state insurance license through the Kentucky Department of Insurance before you start, which involves passing the state licensing exam for life, health, or property lines depending on the products you will sell. If you will handle securities, you will also need FINRA registration such as a Series 6 or Series 7 license. A bachelor's degree in finance, business, or economics strengthens your candidacy, though some employers will hire and sponsor your licensing process.
Which companies hire financial services representatives in Kentucky?
Employers hiring financial services representatives in Kentucky right now include World Finance and State Farm, based on current listings on Migrate Mate as of September 2026. Kentucky's strong insurance and banking sectors mean that regional institutions and national firms with Kentucky headquarters or large regional offices are among the most consistent sources of openings.
Which Kentucky cities have the most financial services representative jobs?
Henderson, Berea, and Murray have the most financial services representative openings in Kentucky. Louisville dominates due to its concentration of major insurance carriers and regional bank headquarters, while Lexington's growing professional services sector drives steady demand, and Covington benefits from its proximity to the Cincinnati financial hub just across the Ohio River.
Are there remote financial services representative jobs in Kentucky?
Yes, but they are less common than in purely analytical finance roles because much of the work involves in-person client relationship building. About 100% of financial services representative openings tied to Kentucky are remote or hybrid as of September 2026, and those that are tend to focus on telephone-based insurance sales, virtual financial planning, or back-office account servicing rather than face-to-face advising.
How can I get hired as a financial services representative in Kentucky with little or no experience?
The most realistic entry path is applying to retail banking or insurance sales associate roles at large Kentucky-based institutions such as Humana or regional banks like Stock Yards Bank and Trust, which regularly hire candidates without experience and sponsor their licensing. Moving from a customer service or teller position into a financial services representative role is a common lateral step at these employers. Obtaining your Kentucky insurance license before applying gives you a measurable edge even if you have no prior sales experience.
Where can I find and apply to financial services representative jobs in Kentucky?
You can find and apply to financial services representative jobs in Kentucky on Migrate Mate, which lists current Kentucky openings across Louisville, Lexington, Covington, and other markets in the state. Search the roles that match your credentials and experience level and apply directly to the ones that fit your goals.
See All 11 Financial Services Representative Jobs in Kentucky
Find roles in Kentucky that match your experience and apply in just a few clicks.
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