Financial Services Representative Jobs in Kentucky
Financial services representative jobs in Kentucky are concentrated in banking, insurance, and wealth management, with demand ranging from entry-level retail banking roles to experienced investment and insurance advisors. Louisville, Lexington, and Covington are the busiest hiring markets, anchored by employers like Humana, Ashland Inc., and BB&T (now Truist) that maintain a consistent presence in the state. The most in-demand specialties are insurance product advising, retirement planning, and consumer lending. Scan the live roles below and apply to whichever ones fit.
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The Financial Services Representative (FSR) is responsible for driving loan sales, managing past-due accounts, preparing tax returns, and working directly with customers to meet financial needs. This role requires daily outbound calling, including high-volume collection activity, meeting with customers in person, and closing loans. The FSR is accountable for keeping accounts current while consistently generating new business. Success in this role requires the ability to manage a fast-paced workload, handle challenging conversations, and meet performance goals across sales, collections, tax services, and branch operations, with opportunities for performance-based earnings and advancement.
Hourly Pay: $16 - $17
What You’ll Do:
- Drive and close loan sales by taking applications, explaining terms, and asking for the business
- Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment
- Manage delinquent accounts by securing payments and setting payment arrangements
- Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services
- Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations
- Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution
- Process payments, account updates, tax-related documentation, and document all activity in company systems
- Maintain accurate and compliant records, including timely credit denial letters and required tax documentation
- Handle and balance cash, and complete required bank runs to deliver deposits
- Follow company policies, procedures, and regulatory requirements
- Complete required training and meet performance expectations for sales, collections, tax preparation, and account management
Experience That Will WOW Us!
- Demonstrated self-confidence, organization, and adaptability.
- A history of kindness, compassion, and helping others succeed.
- A mindset focused on quality, problem-solving, and openness to new ideas.
- Team-oriented approach – willing to pitch in, learn, and lead by example.
- Basic computer proficiency and comfort learning new systems.
- Valid driver’s license and access to a dependable vehicle.
Why World?
- Growth-minded culture: 80% of our Financial Services Representatives are promoted to management.
- Proven career paths: 75% of our Operations Executives began in similar roles.
- Community connection: Paid volunteer hours each year to give back.
- Comprehensive benefits: Health, dental, vision, and life insurance available to full-time team members beginning the 1st of the month following 30 days.
- Work-life balance: Paid holidays, vacation time, and 401(k) with company match.
- Belonging & purpose: Join a team built on respect, collaboration, and genuine care.
- Be home for dinner: Your life outside of work is a priority.
- Make an impact: Help customers build stronger financial futures every day.
Who Is World?
Since 1962, World Finance has helped millions of people unlock their financial good. We champion financial wellness and celebrate the hundreds of thousands of customers achieving better credit each year. Based in Greenville, SC, World serves over one million customers annually through personal loans and tax preparation services. With 1,200+ branches across 16 states, we’re proud to be the financial partner with heart — offering customer-focused service rooted in teamwork, community, and care.
Physical Demands and Working Conditions:
- Frequently stationary with regular movement throughout office environments.
- Occasional climbing, kneeling, bending, twisting, and reaching.
- Occasionally lifts up to 5 lbs. and may exert up to 30 lbs. of force.
- Requires regular use of vision, hearing, fine motor skills, and verbal/written communication.
- Fast-paced, high-demand environment requiring professionalism and adaptability.
- Frequent travel to branch locations; may include extended hours, evenings, or weekends.
- Standard indoor office settings with typical noise, lighting, and temperature.
- Frequent customer and coworker interaction; must communicate clearly and professionally.
- Regular, reliable attendance and punctuality are essential.
It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.
See All 18 Financial Services Representative Jobs in Kentucky
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Find JobsFinancial Services Representative Jobs by City in Kentucky
Where Kentucky roles are concentrated, by current openings.
Financial Services Representative Job Market in Kentucky
A snapshot from current Kentucky openings, updated as new roles post.
Who's Hiring
- World Finance13

- State Farm4

- University of Kentucky1

Top Industries Hiring
- Education
What Kentucky Employers Look For
The qualifications that appear most often in financial services representative jobs across Kentucky.
- Active Kentucky insurance license or FINRA Series 6 or 7 registration required
- Bachelor's degree in finance, business, or a closely related field preferred
- Proven ability to meet sales goals and grow a client portfolio
- Experience with CRM platforms and financial planning software
- Strong knowledge of financial products including annuities, mutual funds, and loans
- Excellent communication skills for client consultations and needs-based selling
Financial Services Representative Jobs in Kentucky: Frequently Asked Questions
How do you become a financial services representative in Kentucky?
Most Kentucky employers require you to obtain a state insurance license through the Kentucky Department of Insurance before you start, which involves passing the state licensing exam for life, health, or property lines depending on the products you will sell. If you will handle securities, you will also need FINRA registration such as a Series 6 or Series 7 license. A bachelor's degree in finance, business, or economics strengthens your candidacy, though some employers will hire and sponsor your licensing process.
Which companies hire financial services representatives in Kentucky?
Employers hiring financial services representatives in Kentucky right now include World Finance, State Farm, and University of Kentucky, based on current listings on Migrate Mate as of November 2026. Kentucky's strong insurance and banking sectors mean that regional institutions and national firms with Kentucky headquarters or large regional offices are among the most consistent sources of openings.
Which Kentucky cities have the most financial services representative jobs?
Murray, Ashland, and Lebanon have the most financial services representative openings in Kentucky. Louisville dominates due to its concentration of major insurance carriers and regional bank headquarters, while Lexington's growing professional services sector drives steady demand, and Covington benefits from its proximity to the Cincinnati financial hub just across the Ohio River.
Are there remote financial services representative jobs in Kentucky?
Yes, but they are less common than in purely analytical finance roles because much of the work involves in-person client relationship building. About 50% of financial services representative openings tied to Kentucky are remote or hybrid as of November 2026, and those that are tend to focus on telephone-based insurance sales, virtual financial planning, or back-office account servicing rather than face-to-face advising.
How can I get hired as a financial services representative in Kentucky with little or no experience?
The most realistic entry path is applying to retail banking or insurance sales associate roles at large Kentucky-based institutions such as Humana or regional banks like Stock Yards Bank and Trust, which regularly hire candidates without experience and sponsor their licensing. Moving from a customer service or teller position into a financial services representative role is a common lateral step at these employers. Obtaining your Kentucky insurance license before applying gives you a measurable edge even if you have no prior sales experience.
Where can I find and apply to financial services representative jobs in Kentucky?
You can find and apply to financial services representative jobs in Kentucky on Migrate Mate, which lists current Kentucky openings across Louisville, Lexington, Covington, and other markets in the state. Search the roles that match your credentials and experience level and apply directly to the ones that fit your goals.
See All 18 Financial Services Representative Jobs in Kentucky
Find roles in Kentucky that match your experience and apply in just a few clicks.
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