Underwriter Jobs in Tennessee
Underwriter jobs in Tennessee are active across the state's strong insurance, banking, and mortgage sectors, with openings at every level from entry-level analyst to senior underwriter. Nashville, Memphis, and Knoxville anchor most of the hiring, where established employers like HCA Healthcare, Truist Financial, and Genworth Financial maintain significant underwriting operations. The most in-demand specialties in Tennessee are commercial property and casualty, mortgage, and life and health underwriting. Find a role that fits below and apply directly.
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Showing 5 of 12+ Underwriter jobs
Location: Onsite at location listed in on posting
Summary
First Horizon is seeking a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations. All loan types up to 250M. Business credit cards up 50M -100M and our renewal portfolio management up to 1MM in exposure.
- Review all types of credit applications for approval.
- Analyze credit and audit renewal files for compliance
- Make sure all applications have all needed documentation with determining debt to income ratio and financial stability.
- Perform credit and background inquiries.
- Prepare pricing summary sheets and rate lock tickets.
- Prepare credit approval documentation for approved loans.
- Review credit reports and determine validity of future customers
- Review and Approve SBA Express and Scored request for approval or decline
- Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
- Independent and dependent worker
Detail oriented
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
X formerly Twitter
YouTube
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Location: Onsite at location listed in on posting
Summary
First Horizon is seeking a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations. All loan types up to 250M. Business credit cards up 50M -100M and our renewal portfolio management up to 1MM in exposure.
- Review all types of credit applications for approval.
- Analyze credit and audit renewal files for compliance
- Make sure all applications have all needed documentation with determining debt to income ratio and financial stability.
- Perform credit and background inquiries.
- Prepare pricing summary sheets and rate lock tickets.
- Prepare credit approval documentation for approved loans.
- Review credit reports and determine validity of future customers
- Review and Approve SBA Express and Scored request for approval or decline
- Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
- Independent and dependent worker
Detail oriented
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
X formerly Twitter
YouTube
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
See All 12 Underwriter Jobs in Tennessee
Find roles in Tennessee that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Tennessee
Where Tennessee roles are concentrated, by current openings.
Underwriter Job Market in Tennessee
A snapshot from current Tennessee openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Staffing & Recruiting
What Tennessee Employers Look For
The qualifications that appear most often in underwriter jobs across Tennessee.
- Active insurance license issued or recognized by the Tennessee Department of Commerce and Insurance
- Bachelor's degree in finance, business, economics, or a related field
- Proficiency with underwriting software and risk assessment platforms
- Strong analytical skills and experience evaluating financial or insurance risk data
- Two or more years of underwriting or related financial services experience
- Professional designation such as CPCU, CUW, or AU preferred by most Tennessee employers
Underwriter Jobs in Tennessee: Frequently Asked Questions
How do you become a underwriter in Tennessee?
To work as an insurance underwriter in Tennessee, you typically need a bachelor's degree in business, finance, or a related field, and you must obtain the appropriate insurance license through the Tennessee Department of Commerce and Insurance. The licensing process requires completing a pre-licensing education course and passing the relevant state exam for your line of authority, such as property and casualty or life and health. Many Tennessee employers also value professional designations like the CPCU or AU credential for career advancement.
How much do underwriters make in Tennessee?
Underwriters in Tennessee earn a median of about $78,840 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,200 for the lowest 10% to over $123,150 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Tennessee?
Employers hiring underwriters in Tennessee right now include Jobot, Comp Central, and ProAssurance, based on current listings on Migrate Mate as of September 2026. Tennessee's concentration of insurance carriers, regional banks, and mortgage companies means consistent underwriter demand across the state's major metro areas.
Which Tennessee cities have the most underwriter jobs?
Franklin, Tennessee, and Knoxville have the most underwriter openings in Tennessee. Nashville drives the largest share of listings due to its dense concentration of insurance companies, mortgage lenders, and financial services headquarters, while Memphis and Knoxville support steady demand through regional banking operations and insurance carriers with long-established presences in those markets.
Are there remote underwriter jobs in Tennessee?
Yes, and more than most fields. About 60% of underwriter openings tied to Tennessee are remote or hybrid as of September 2026, reflecting the desk-based and analytical nature of the work. Commercial lines and personal lines underwriting roles are the most likely to be offered fully remote, while positions requiring close coordination with local agents or bank branches more often follow a hybrid schedule.
How can I get hired as a underwriter in Tennessee with little or no experience?
The most realistic entry path is applying to underwriting assistant or junior underwriter roles at Tennessee's regional insurance carriers and community banks, where on-the-job training is common. Large Nashville-area employers such as Genworth and regional divisions of national insurers often hire candidates directly into rotational or associate underwriter programs. Moving laterally from claims analyst, loan processor, or credit analyst positions is another well-traveled route. Completing a pre-licensing course and passing the Tennessee Department of Commerce and Insurance exam before applying gives candidates a measurable edge.
Where can I find and apply to underwriter jobs in Tennessee?
You can find and apply to underwriter jobs in Tennessee on Migrate Mate, which lists current Tennessee openings from employers across the state. Search the listings, find roles that match your background and location, and apply directly to the ones that fit.
See All 12 Underwriter Jobs in Tennessee
Find roles in Tennessee that match your experience and apply in just a few clicks.
Find Underwriter Jobs