Insurance Agent Jobs in Florida
Insurance Agent jobs in Florida are among the most active in the country, concentrated in property and casualty, health and life, and auto insurance across one of the nation's largest and most disaster-exposed insurance markets, with openings from entry-level sales producers through senior account managers and agency principals. The biggest hiring markets are Miami, Tampa, and Orlando, home to major carriers and regional agencies including State Farm, Allstate, and Universal Property and Casualty Insurance Company. The most in-demand specialties are property and casualty, health insurance, and commercial lines. Find a role that fits below and apply directly.
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Most agents spend their day chasing people who never asked to hear from them. At Eterna, the people you talk to called us. They searched for life insurance, found us, and picked up the phone. Your job is to help them find the right coverage.
You’ll work from our office in Lake Worth, serving the West Palm Beach area, with daily training and a mentor whose job is helping you get good at this.
What you’ll do
- Take inbound calls from people who are already looking for life insurance.
- Learn each caller’s situation and recommend coverage that fits, from a wide range of carriers.
- Build your skills through daily training and one-on-one mentoring.
- Move through Spark, Spark Plus and Limitless at your own pace.
What Eterna takes care of
- The calls. There’s no dialing and no buying lists.
- Carrier contracts, compliance and the back office.
- The call flow and the technology that keeps you organized.
- A team in the office every day, and leaders who have done the work.
How you grow
Spark
Learn with support. Spark covers the cost of your calls while you learn, with a mentor and daily training. You cover your state license fees.
Spark Plus
You’re proficient and producing. Call support continues each week, and your comp goes up.
Limitless
Cover your own costs, keep the highest comp, and own your book of business and renewals. Build a team if you want to lead.
Already licensed and producing? You can start at Limitless from day one.
Who does well here
We care more about attitude than experience. The people who do well here are coachable, competitive and dependable, and they show up. Many come from retail, hospitality, restaurants, fitness or college athletics, and many started with no insurance background.
Before you start
- Contracted and commission based. You’re a 1099 agent and you’re paid on what you sell. We’ll walk you through exactly how comp works in your first conversation with us.
- A life insurance license is required. Not licensed yet? You can still begin. We’ll point you to a pre-licensing course. Florida requires 60 approved hours for the 2-15 license, and state fees are yours.
- In office, full time. This role is based in our West Palm Beach office.
Eterna agents are independent contracted agents paid on commission. Results depend on individual effort and are not guaranteed. A state life insurance license is required to sell. Eterna Insurance Solutions, 43 Discovery, Suite 260, Irvine, CA 92618. Licensed in all 50 states.
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Find Insurance Agent JobsInsurance Agent Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Insurance Agent Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
- State Farm39
- Kemper8
- Optavise6
- best insurance usa4B
- Fiesta Auto Insurance4
Top Industries Hiring
- Insurance
What Florida Employers Look For
The qualifications that appear most often in insurance agent jobs across Florida.
- Active Florida 2-20 General Lines or 2-14 Life and Health license required
- Proven ability to prospect, quote, and close new personal or commercial accounts
- Experience with insurance agency management systems such as Applied Epic or Vertafore
- Strong knowledge of Florida-specific property risks including hurricane and flood coverage
- Customer service or sales background in a client-facing Florida insurance or financial environment
- Valid Florida driver's license and reliable transportation for client-facing field roles
Insurance Agent Jobs in Florida: Frequently Asked Questions
How do you become a insurance agent in Florida?
To become a licensed insurance agent in Florida, you must pass a state-administered exam and obtain a license through the Florida Department of Financial Services. Most agents pursue a 2-20 General Lines license for property and casualty or a 2-14 Life and Health license. Candidates must complete a pre-licensing course from an approved provider, pass the state exam, and submit a license application. No college degree is required, though an associate or bachelor's degree in business, finance, or a related field strengthens candidacy with larger carriers.
Which companies hire insurance agents in Florida?
Employers hiring insurance agents in Florida right now include State Farm, Kemper, and Optavise, based on current listings on Migrate Mate as of November 2026. Florida's large retiree population, coastal property exposure, and one of the highest rates of uninsured motorists in the country drive consistent demand from both national carriers and Florida-based regional insurers.
Which Florida cities have the most insurance agent jobs?
Miami, Orlando, and Boca Raton have the most insurance agent openings in Florida. Miami leads due to its dense population, high concentration of international businesses, and significant demand for commercial and health insurance, while Tampa and Orlando anchor strong regional markets driven by rapid population growth, large employer headquarters, and a high volume of homeowners needing property coverage in hurricane-prone areas.
Are there remote insurance agent jobs in Florida?
Yes, and more than many client-facing roles, since licensed agents can often sell and service policies entirely by phone and digital tools. About 33% of insurance agent openings tied to Florida are remote or hybrid as of November 2026, reflecting how much of the sales and renewal process has moved online. Health, life, and supplemental insurance lines tend to offer the most fully remote opportunities, while property and casualty field roles require more in-person client contact.
How can I get hired as a insurance agent in Florida with little or no experience?
The most realistic entry path is joining an independent or captive agency in a customer service or policy support role and obtaining your Florida 2-20 or 2-14 license while working. State Farm and Allstate agency owners in Florida regularly hire unlicensed candidates into agent team member roles and sponsor licensing. Adjacent roles such as mortgage loan processor, bank teller, or auto dealership finance coordinator give transferable sales and financial-product experience that Florida agencies value when reviewing entry-level applicants.
Where can I find and apply to insurance agent jobs in Florida?
You can find and apply to insurance agent jobs in Florida on Migrate Mate, which lists current openings from carriers, independent agencies, and brokerages across the state. Find roles that fit your license type, specialty, and location, then apply directly to each opening.
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Find roles in Florida that match your experience and apply in just a few clicks.
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