Fintech OPT Jobs in Virginia
Fintech F-1 OPT sponsorship jobs in Virginia are concentrated around the Washington, D.C. corridor, with major employers like Capital One, Freddie Mac, and Booz Allen Hamilton actively hiring international talent in Northern Virginia. The state's dense federal contracting ecosystem and growing payments and cybersecurity finance sector make it one of the stronger markets for F-1 OPT candidates in financial technology.
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Get Access To All JobsINTRODUCTION
Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Team Description
AI Foundations LLM Customization team is at the center of bringing our vision for LLMs and GenAI at Capital One to life. Our work touches every aspect of the research life cycle, from research to building production systems. We work with product, technology and business leaders to apply the state of the art in AI to our business. You will be the driving force to experiment, innovate and create next generation experiences powered by the latest emerging generative AI technologies.
In this role, you will:
- Partner with a cross-functional team of data scientists, applied researchers, software engineers, machine learning engineers and product managers to deliver AI powered products that change how customers interact with their money.
- Leverage a broad stack of technologies — Pytorch, Hugging Face, AWS Ultraclusters, LangChain, VectorDBs, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
- Be the expert in Natural Language Processing (NLP) to harness the power of Large Language Models (LLMs), adapt and finetune them for business specific applications and features.
- Build NLP models through all phases of development, from design through training, evaluation, and validation; partnering with engineering teams to operationalize them in scalable and resilient production systems.
- Flex your interpersonal skills to translate the complexity of your work into tangible business goals.
The Ideal Candidate is:
- Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
- Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
- Technical. You’re comfortable with advanced ML and DL technologies including language models and are passionate about developing further. You have hands-on experience working with LLMs and solutions using open-source tools and cloud computing platforms.
- Influential. You are passionate about AI/ML and can bring along a cross functional team in breakthrough innovations. You communicate clearly and effectively to share your findings with non-technical audiences.
- You are experienced in training language models or large computer vision models as well as have expertise in one or more key subdomains such as: training optimization, self-supervised learning, explainability, RLHF.
- You have an engineering mindset as shown by a track record of delivering models at scale both in training data and inference volumes. You have experience in delivering libraries, platforms, or solution level code to existing products.
BASIC QUALIFICATIONS:
- Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
- A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 6 years of experience performing data analytics
- A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 4 years of experience performing data analytics
- A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 1 year of experience performing data analytics
- At least 1 year of experience leveraging open source programming languages for large scale data analysis
- At least 1 year of experience working with machine learning
- At least 1 year of experience utilizing relational databases
PREFERRED QUALIFICATIONS:
- PhD in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics
- At least 1 year of experience working with AWS
- At least 4 years’ experience in Python, Scala, or R for large scale data analysis
- At least 4 years’ experience with machine learning
- At least 4 years’ experience with SQL
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $197,300 - $225,100 for Mgr, Data Science
New York, NY: $215,200 - $245,600 for Mgr, Data Science
San Jose, CA: $215,200 - $245,600 for Mgr, Data Science
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
INTRODUCTION
Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Team Description
AI Foundations LLM Customization team is at the center of bringing our vision for LLMs and GenAI at Capital One to life. Our work touches every aspect of the research life cycle, from research to building production systems. We work with product, technology and business leaders to apply the state of the art in AI to our business. You will be the driving force to experiment, innovate and create next generation experiences powered by the latest emerging generative AI technologies.
In this role, you will:
- Partner with a cross-functional team of data scientists, applied researchers, software engineers, machine learning engineers and product managers to deliver AI powered products that change how customers interact with their money.
- Leverage a broad stack of technologies — Pytorch, Hugging Face, AWS Ultraclusters, LangChain, VectorDBs, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
- Be the expert in Natural Language Processing (NLP) to harness the power of Large Language Models (LLMs), adapt and finetune them for business specific applications and features.
- Build NLP models through all phases of development, from design through training, evaluation, and validation; partnering with engineering teams to operationalize them in scalable and resilient production systems.
- Flex your interpersonal skills to translate the complexity of your work into tangible business goals.
The Ideal Candidate is:
- Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
- Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
- Technical. You’re comfortable with advanced ML and DL technologies including language models and are passionate about developing further. You have hands-on experience working with LLMs and solutions using open-source tools and cloud computing platforms.
- Influential. You are passionate about AI/ML and can bring along a cross functional team in breakthrough innovations. You communicate clearly and effectively to share your findings with non-technical audiences.
- You are experienced in training language models or large computer vision models as well as have expertise in one or more key subdomains such as: training optimization, self-supervised learning, explainability, RLHF.
- You have an engineering mindset as shown by a track record of delivering models at scale both in training data and inference volumes. You have experience in delivering libraries, platforms, or solution level code to existing products.
BASIC QUALIFICATIONS:
- Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
- A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 6 years of experience performing data analytics
- A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 4 years of experience performing data analytics
- A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 1 year of experience performing data analytics
- At least 1 year of experience leveraging open source programming languages for large scale data analysis
- At least 1 year of experience working with machine learning
- At least 1 year of experience utilizing relational databases
PREFERRED QUALIFICATIONS:
- PhD in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics
- At least 1 year of experience working with AWS
- At least 4 years’ experience in Python, Scala, or R for large scale data analysis
- At least 4 years’ experience with machine learning
- At least 4 years’ experience with SQL
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $197,300 - $225,100 for Mgr, Data Science
New York, NY: $215,200 - $245,600 for Mgr, Data Science
San Jose, CA: $215,200 - $245,600 for Mgr, Data Science
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
OPT Fintech Job Roles in Virginia
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Search Fintech Jobs in VirginiaFintech OPT Sponsorship Jobs in Virginia: Frequently Asked Questions
Which fintech companies in Virginia sponsor F-1 OPT workers?
Capital One, headquartered in McLean, is one of the most active F-1 OPT sponsors in Virginia's fintech sector, frequently hiring for technology and data roles. Freddie Mac in Tysons, Booz Allen Hamilton in McLean, and payments technology firms in the Reston and Herndon corridor have also appeared in OPT sponsorship filings. Federal contractor presence adds a distinct layer of fintech-adjacent employers not common in other states.
Which cities in Virginia have the most fintech F-1 OPT sponsorship jobs?
Northern Virginia, particularly McLean, Tysons, Reston, and Herndon, concentrates the majority of fintech F-1 OPT opportunities in the state. These cities sit within the broader Washington, D.C. metro area and benefit from proximity to federal financial regulators and major bank headquarters. Richmond has a smaller but growing fintech presence, particularly in insurance technology and regional banking technology roles.
What types of fintech roles typically qualify for F-1 OPT sponsorship in Virginia?
Roles that most commonly qualify are those requiring a directly related degree: software engineering, data science, quantitative analysis, cybersecurity, financial modeling, and machine learning engineering. Virginia's fintech market also has demand for compliance technology, risk analytics, and cloud infrastructure roles tied to financial services firms. Positions where a specific technical or finance degree is a stated requirement, not just preferred, are the clearest fit for OPT authorization.
How do I find fintech F-1 OPT sponsorship jobs in Virginia?
Migrate Mate is built specifically for international students and filters fintech jobs in Virginia by visa type, including F-1 OPT, so you're not sifting through listings from employers who don't sponsor. For Virginia fintech roles, search by Northern Virginia cities like McLean, Reston, or Tysons and filter for technology and financial services positions. Migrate Mate surfaces employers with a verified history of OPT sponsorship, which saves significant time compared to applying broadly.
Are there any Virginia-specific considerations for F-1 OPT sponsorship in fintech?
Virginia's high concentration of federal contractors introduces a relevant consideration: some positions require security clearances, and F-1 OPT holders are generally not eligible for U.S. security clearances, which can limit access to certain roles even at fintech-adjacent firms. Additionally, STEM OPT extension eligibility is important to confirm for each employer, as the employer must be enrolled in E-Verify, a requirement that most large Virginia fintech employers already meet.