Credit Analyst Jobs in Washington
Credit Analyst jobs in Washington are active across the state's well-developed banking, credit union, and commercial lending sectors, with openings at every level from entry-level associate through senior credit officer. Seattle, Bellevue, and Spokane are the primary hiring centers, anchored by institutions such as Washington Federal, Banner Bank, and JPMorgan Chase. Demand is strongest in commercial real estate credit, corporate lending analysis, and consumer portfolio risk. Find a role that fits below and apply directly.
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Showing 5 of 8+ Credit Analyst jobs
Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior team members. With direction as necessary, prepares written credit authorizations, spreads business financial statements, and prepares personal cash flow worksheets and reviews financial projections and automated spreadsheets for analyzing commercial borrowers and prospects.
Location: Spokane Financial Center, Tower West - 717 W Sprague Ave 10th Floor Spokane, WA 99201
Essential Functions:
- Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirements.
- Reviews and evaluates business financial reports, prepares written credit authorizations pursuant to Bank policy and ensures proper monitoring and documentation are reviewed.
- Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects.
- Develops financial models based upon customized financial formats.
- Prepares financial statement presentations for analyzing business borrowers.
- Performs compliance and risk management duties as required or assigned.
- Regular, reliable attendance is required.
- Assists with other department duties and projects, as requested by team lead.
Requirements:
- 3+ years of credit analysis and underwriting experience preferred.
- College-level course work, preferably in Accounting, Finance, Business or related field.
- Strong accounting aptitude.
- Demonstrated analytical/problem solving ability.
- Experience with computer assisted financial analysis and PC-based financial models; knowledge of spreadsheet applications (Microsoft Excel, etc).
- Strong knowledge of Bank loan policies and general commercial documentation requirements.
- Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to both internal and external clients.
- Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people
- Outstanding verbal and written communication skills, including grammar, correspondence abilities, etc.
- Organizational and analytical skills, strategic thinking and ability to work collaboratively or independently.
- Proficient PC and technical skills to navigate software, including the Microsoft Office Suite of products, word processing, spreadsheets, database, desktop information management, Internet, and related applications.
- Demonstrated self-motivation and initiative; ability to work well both independently and with others.
Compensation:
Credit Analyst II: $59,209 - $88,814
Credit Analyst III: $67,815 - $101,781
The compensation range represents the low and high end of the base compensation range for this position located in Spokane, WA. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable annual bonus plan.
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE (https://www.watrust.com/assets/files/qFqeTTn6) as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior team members. With direction as necessary, prepares written credit authorizations, spreads business financial statements, and prepares personal cash flow worksheets and reviews financial projections and automated spreadsheets for analyzing commercial borrowers and prospects.
Location: Spokane Financial Center, Tower West - 717 W Sprague Ave 10th Floor Spokane, WA 99201
Essential Functions:
- Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirements.
- Reviews and evaluates business financial reports, prepares written credit authorizations pursuant to Bank policy and ensures proper monitoring and documentation are reviewed.
- Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects.
- Develops financial models based upon customized financial formats.
- Prepares financial statement presentations for analyzing business borrowers.
- Performs compliance and risk management duties as required or assigned.
- Regular, reliable attendance is required.
- Assists with other department duties and projects, as requested by team lead.
Requirements:
- 3+ years of credit analysis and underwriting experience preferred.
- College-level course work, preferably in Accounting, Finance, Business or related field.
- Strong accounting aptitude.
- Demonstrated analytical/problem solving ability.
- Experience with computer assisted financial analysis and PC-based financial models; knowledge of spreadsheet applications (Microsoft Excel, etc).
- Strong knowledge of Bank loan policies and general commercial documentation requirements.
- Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to both internal and external clients.
- Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people
- Outstanding verbal and written communication skills, including grammar, correspondence abilities, etc.
- Organizational and analytical skills, strategic thinking and ability to work collaboratively or independently.
- Proficient PC and technical skills to navigate software, including the Microsoft Office Suite of products, word processing, spreadsheets, database, desktop information management, Internet, and related applications.
- Demonstrated self-motivation and initiative; ability to work well both independently and with others.
Compensation:
Credit Analyst II: $59,209 - $88,814
Credit Analyst III: $67,815 - $101,781
The compensation range represents the low and high end of the base compensation range for this position located in Spokane, WA. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable annual bonus plan.
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE (https://www.watrust.com/assets/files/qFqeTTn6) as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 8 Credit Analyst Jobs in Washington
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Find Credit Analyst JobsCredit Analyst Jobs by City in Washington
Where Washington roles are concentrated, by current openings.
Credit Analyst Job Market in Washington
A snapshot from current Washington openings, updated as new roles post.
Who's Hiring
What Washington Employers Look For
The qualifications that appear most often in credit analyst jobs across Washington.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment methodologies
- Experience with commercial or consumer loan underwriting software and banking platforms
- Knowledge of regulatory compliance standards applicable to Washington state lending institutions
- Strong Excel modeling skills including cash flow projections and ratio analysis
- CFA candidacy or completion of credit training programs such as the RMA credit course
Credit Analyst Jobs in Washington: Frequently Asked Questions
How do you become a credit analyst in Washington?
Most credit analyst roles in Washington require a bachelor's degree in finance, accounting, or economics, and Washington does not issue a state-specific license for the role itself. Employers typically look for candidates who have completed formal credit training through programs like the Risk Management Association's credit courses. Building familiarity with the Washington Department of Financial Institutions' regulatory environment and gaining experience through banking internships or junior analyst roles strengthens a candidate's profile significantly.
How much do credit analysts make in Washington?
Credit analysts in Washington earn a median of about $91,160 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $59,800 for the lowest 10% to over $151,970 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Washington?
Employers hiring credit analysts in Washington right now include RiverBank, WaFd Bank, and Seattle Bank, based on current listings on Migrate Mate as of September 2026. Washington's dense network of community banks, credit unions, and regional commercial lenders generates consistent year-round demand for credit analysis professionals across the state.
Which Washington cities have the most credit analyst jobs?
Seattle, Spokane, and Bremerton have the most credit analyst openings in Washington. Seattle and Bellevue drive the largest share of postings given their concentration of regional bank headquarters, commercial real estate firms, and corporate treasury operations, while Spokane supports a steady volume of openings tied to its community banking and agricultural lending sectors.
Are there remote credit analyst jobs in Washington?
Yes, and more than many financial roles. About 50% of credit analyst openings tied to Washington are remote or hybrid as of September 2026, reflecting the desk-based and analytical nature of the work. Portfolio review, financial spreading, and loan write-up tasks are the functions most commonly performed remotely, while client-facing underwriting and relationship management roles tend to remain on-site.
How can I get hired as a credit analyst in Washington with little or no experience?
The most realistic entry path is applying for a credit analyst associate or junior underwriter role at one of Washington's community banks or credit unions, which often run structured training programs for new graduates. Institutions such as Washington Federal and Banner Bank have historically onboarded candidates from finance and accounting programs at the University of Washington and Washington State University. Coming in from a bank teller, loan processor, or financial analyst assistant role is a common lateral move. Completing an RMA credit course or earning progress toward the CFA gives candidates a measurable edge over other applicants.
Where can I find and apply to credit analyst jobs in Washington?
You can find and apply to credit analyst jobs in Washington on Migrate Mate, which lists current openings from employers across the state. Search the available roles, find the ones that match your experience and target location, and apply directly to the positions that fit.
See All 8 Credit Analyst Jobs in Washington
Find roles in Washington that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs