Credit Manager Jobs in Virginia
Credit Manager jobs in Virginia are actively in demand, with strong concentrations in financial services, government contracting, and retail and wholesale trade across experience levels from junior credit analyst to senior credit director. The busiest hiring markets are Northern Virginia, Richmond, and Virginia Beach, where established employers like Capital One, Booz Allen Hamilton, and Walmart's regional finance operations regularly seek credit management talent. Commercial credit, accounts receivable oversight, and risk analysis are the most consistently sought specialties. Find a role that fits below and apply directly.
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About M.C. Dean
M.C. Dean is Building Intelligence. We design, build, operate, and maintain cyber-physical solutions for the nation’s most mission-critical facilities, secure environments, complex infrastructure, and global enterprises. With over 9,000 employees, our capabilities span electrical, electronic security, telecommunications, life safety, automation and controls, audiovisual, and IT systems. Headquarters in Tysons, Virginia, M.C. Dean delivers resilient, secure, and innovative power and technology solutions through engineering expertise and smart systems integration.
Why Join Us?
Our people are passionate about engineering innovation that improves lives and drives impactful change. Guided by our core values—agility, expertise, and trust—we foster a collaborative and forward-thinking work environment. At M.C. Dean, we are committed to building the next generation of technical leaders in electrical, engineering, and cybersecurity industries.
The Credit & Risk Manager is responsible for establishing and administering the company's enterprise-wide credit, risk management, and payment protection programs. This position plays a critical role in protecting company assets, minimizing bad debt exposure, preserving lien and bond rights, and ensuring that appropriate financial safeguards are maintained throughout the lifecycle of commercial, federal government, and construction projects. The role emphasizes proactive risk assessment and mitigation rather than traditional collections activities.
Credit Analysis & Customer Qualification
- Conduct comprehensive credit evaluations for customers and project opportunities.
- Analyze financial statements, bank references, trade references, and credit reports.
- Establish credit limits, payment terms, and risk ratings.
- Maintain customer risk classification framework and monitoring process.
- Identify emerging credit risks and mitigation strategies.
Construction Risk Management
- Evaluate owner solvency, project funding, and payment security.
- Assess bonds, financing arrangements, and contractual protections.
- Evaluate subcontractor risk and payment security using Subcontract Default Insurance (SDI) and/or surety bonding programs.
- Partner with Legal, Contracts, Operations, Finance, and Risk Management to mitigate risk, leveraging the Origami Risk platform for vendor and subcontractor risk tracking.
Lien Rights & Payment Protection Administration
- Administer processes that preserve lien rights, bond claim rights, and statutory payment protections.
- Ensure timely notices, filings, and documentation.
- Coordinate with counsel on enforcement actions when necessary.
- Utilize Levelset to track notice deadlines, filing requirements, and lien/bond claim status across projects.
Lien Waiver & Release Management
- Administer issuance, review, and tracking of lien waivers and releases.
- Maintain controls over conditional and unconditional releases.
- Ensure complete supporting documentation.
Project Lifecycle Risk Oversight
- Ensure payment protections are established from project award through closeout.
- Monitor billing, payment trends, contract modifications, and risk indicators.
- Escalate concerns and recommend corrective actions.
Accounts Receivable Support
- Support resolution of disputes and payment issues.
- Review delinquent accounts and recommend risk mitigation actions.
- Focus on prevention of receivable issues rather than routine collection activity.
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
- 8+ years of experience in commercial credit, construction finance, risk management, or related disciplines.
- Strong understanding of mechanic's liens, bond claims, financial statement analysis, and project risk evaluation.
- Experience with federal contracting and government projects preferred.
- Experience with surety/bonding programs and/or Subcontract Default Insurance (SDI) preferred.
Key Performance Indicators
- Bad debt reduction, preservation of lien and bond rights, customer credit review compliance, risk exposure management, quality of accounts receivable aging, implementation of payment protection controls, and prequalification of vendors and subcontractors with sound financial standing.
- A competitive salary
- Medical, dental, vision, life, and disability insurance
- Paid time off
- Tuition reimbursement
- 401k Retirement Plan
- Military Reserve pay offset
- Paid maternity leave
- Exposure to computer screens for an extended period of time.
- Sitting for extended periods of time.
- Reach by extending hands or arms in any direction.
- Have finger dexterity in order to manipulate objects with fingers rather than whole hands or arms, for example, using a keyboard.
- Listen to and understand information and ideas presented through spoken words and sentences.
- Communicate information and ideas in speaking so others will understand.
- Read and understand information and ideas presented in writing.
- Apply general rules to specific problems to produce answers that make sense.
- Identify and understand the speech of another person.
See All 30 Credit Manager Jobs in Virginia
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Find Credit Manager JobsCredit Manager Jobs by City in Virginia
Where Virginia roles are concentrated, by current openings.
Credit Manager Job Market in Virginia
A snapshot from current Virginia openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Retail
- Technology & Software
- E-Commerce & Online Marketplaces
What Virginia Employers Look For
The qualifications that appear most often in credit manager jobs across Virginia.
- Bachelor's degree in finance, accounting, or a closely related business field
- Three to five years of experience in commercial or consumer credit analysis
- Proficiency in credit risk assessment, financial statement analysis, and collections management
- Certified Credit Executive (CCE) or Credit Business Associate (CBA) credential preferred
- Experience with ERP systems such as SAP, Oracle, or NetSuite in a credit function
- Strong knowledge of UCC filing procedures and Virginia commercial lending regulations
Credit Manager Jobs in Virginia: Frequently Asked Questions
How do you become a credit manager in Virginia?
Most credit manager roles in Virginia require a bachelor's degree in finance, accounting, or business administration as the foundation. Virginia does not issue a state-specific license for credit managers, so employers rely on professional credentials from the National Association of Credit Management, such as the Credit Business Associate or Certified Credit Executive designation. Candidates typically advance from credit analyst or accounts receivable specialist roles at Virginia financial institutions, government contractors, or large retailers before moving into management.
Which companies hire credit managers in Virginia?
Employers hiring credit managers in Virginia right now include Capital One, Rent-A-Center, and Schewels Home, based on current listings on Migrate Mate as of September 2026. Virginia's concentration of major financial services firms, federal contractors, and large corporate headquarters in the Northern Virginia and Richmond corridors means steady, year-round demand for experienced credit professionals.
Which Virginia cities have the most credit manager jobs?
Richmond, McLean, and Arlington account for the largest share of credit manager openings in Virginia. Northern Virginia's density of corporate headquarters and government contractors drives the highest volume, while Richmond's concentration of regional banks, insurance companies, and Fortune 500 finance teams supports consistent demand, and Virginia Beach draws on the region's retail, logistics, and military-adjacent financial services activity.
Are there remote credit manager jobs in Virginia?
Yes, and more than many comparable finance roles. Credit management is largely analytical and system-based, making it well suited to remote arrangements. About 25% of credit manager openings tied to Virginia are remote or hybrid as of September 2026, reflecting how broadly employers have adopted flexible work for this function. Portfolio review, risk modeling, and collections oversight are the tasks most commonly performed off-site.
How can I get hired as a credit manager in Virginia with little or no experience?
The most realistic entry path is a credit analyst or accounts receivable specialist role at a Virginia-based financial institution or large corporate finance team. Capital One and other Richmond-area firms run structured new-graduate rotational programs in their credit and risk divisions. Earning the Credit Business Associate credential from the National Association of Credit Management signals readiness for management-track work and strengthens applications at Virginia employers who promote from within accounts receivable or billing departments.
Where can I find and apply to credit manager jobs in Virginia?
You can find and apply to credit manager jobs in Virginia on Migrate Mate, which lists current Virginia openings across industries and experience levels. Find roles that fit your background and apply directly to the employers posting them.
See All 30 Credit Manager Jobs in Virginia
Find roles in Virginia that match your experience and apply in just a few clicks.
Find Credit Manager Jobs