Insurance Analyst Jobs
Insurance Analyst jobs are open across property and casualty, health, life, and commercial lines, from entry-level to senior and principal, with specializations in loss reserving, underwriting support, and actuarial analysis. Find a role that fits from the openings below and apply directly.
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Showing 5 of 135+ Insurance Analyst jobs
Date: Sep 17, 2026
Location: PHOENIX, AZ, US, 85004-3903
Company: APS
Arizona Public Service generates reliable, affordable and clean energy for 2.7 million Arizonans. Our service territory stretches across the state, from the border town of Douglas to the vistas of the Grand Canyon, from the solar fields of Gila Bend to the ponderosa pines of Payson. As the state’s largest and longest-serving energy provider, our more than 6,000 dedicated employees power our vision of creating a sustainable energy future for Arizona.
Since our founding in 1886, APS has demonstrated a strong commitment to our customers in one of the country’s fastest growing states, earning a reputation for customer satisfaction, shareholder value, operational excellence and business integrity.
Our present and future success depends on the creative and dedicated people of our company who demonstrate the principles outlined in the APS Promise: Design for Tomorrow, Empower Each Other and Succeed Together.
Summary
Risk & Insurance Analyst Senior Summary
Under general direction, administers assigned property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Evaluates exposures, analyzes risk treatment alternatives, supports insurance placement and renewal activities, and provides technical consultation to business units, joint venture participants, and other stakeholders. Uses data, digital tools, and sound risk management judgment to improve the accuracy, efficiency, transparency, and governance of insurance and claims processes. Develops clear analyses, reports, and recommendations that support informed decisions, protect organizational assets, maintain reliable records and controls, and strengthen operational resilience.
Risk & Insurance Analyst Consultant Summary
Under limited direction, serves as a risk and insurance subject-matter expert and trusted advisor for complex property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Leads the evaluation of significant and emerging exposures, develops risk treatment strategies, and provides expert consultation to business leaders, joint venture participants, project teams, and other stakeholders. Leads or coordinates complex insurance placement, renewal, contractual risk transfer, loss prevention, claims, and risk financing activities, and develops well-supported recommendations for management consideration.
Uses advanced analysis, market knowledge, digital tools, and sound risk management judgment to influence decisions, improve program effectiveness, and strengthen the accuracy, efficiency, transparency, governance, and financial control of insurance and claims processes. Leads cross-functional initiatives, resolves complex or unusual matters, and provides technical guidance to other risk and insurance professionals. Develops executive-level analyses and recommendations that protect organizational assets, support informed risk-taking, maintain reliable records and controls, and strengthen operational and financial resilience.
Minimum Requirements
Risk & Insurance Analyst Senior Requirements
- High school degree PLUS seven (7) years recent experience in underwriting commercial property and casualty insurance and/or corporate risk management
- OR Associates degree PLUS five years experience
- OR BS/BA degree PLUS three years experience
- Demonstrated knowledge of insurance and risk management principles
Risk & Insurance Analyst Consultant Requirements
- High school PLUS nine years experience in underwriting commercial property and casualty insurance and/or corporate risk with demonstrated knowledge of insurance and risk management principles
- OR Associates degree PLUS seven years experience
- OR BS/BA degree PLUS five years experience.
Preferred Special Skills, Knowledge or Qualifications
- Experience supporting and administering corporate insurance programs.
- Knowledge of contractual risk transfer, certificates of insurance, and commercial insurance policy language.
- Experience developing reports, dashboards, executive summaries, or data visualizations and improving business processes through workflow tools, automation, or other approved digital solutions.
- Experience with Microsoft 365 applications and data analysis or visualization tools.
Major Accountabilities
Insurance program administration and renewals: Administers assigned property, casualty, nuclear, and other insurance and risk financing programs. Supports renewal and placement activities by gathering, validating, analyzing, and presenting underwriting information. Reviews policies, endorsements, binders, invoices, exposure information, and related documentation for accuracy, completeness, and alignment with approved coverage decisions.
Risk identification, consultation, and contractual risk transfer: Partners with business units, joint venture participants, and project teams to identify and evaluate insurable and non-insurable exposures. Provides technical guidance on coverage requirements, certificates of insurance, contractual risk transfer, retention alternatives, and other risk treatment options within assigned authority. Escalates complex, unusual, or high-risk matters as appropriate.
Data management, analytics, and reporting: Maintains reliable insurance, exposure, claims, premium, and financial data in approved systems and records. Develops reports, dashboards, trend analyses, and summaries to improve visibility into program costs, exposures, claims activity, and risk trends.
Digital process improvement: Identifies opportunities to simplify, standardize, and improve insurance and claims processes using approved digital tools, workflow automation, data visualization, and responsible use of approved artificial intelligence capabilities. Considers business needs, data quality, controls, security, documentation, and long-term support requirements before recommending solutions.
Budgeting and financial controls: Prepares, validates, allocates, and tracks insurance-related financial information, including premiums, claims costs, fees, budgets, and forecasts. Investigates discrepancies and maintains supporting documentation for approvals, financial controls, and audit readiness.
Loss prevention and insurer recommendations: Coordinates and tracks loss control visits, engineering reviews, inspections, and recommendations required by insurance contracts or risk management programs. Monitors findings, ownership, responses, and completion status, and communicates material issues to management.
Governance, compliance, and records: Maintains accurate, complete, and accessible program documentation in accordance with applicable legal, regulatory, contractual, records retention, information security, financial control, and internal governance requirements. Supports audits, regulatory inquiries, and management reviews as assigned.
Market knowledge and continuous improvement: Maintains current knowledge of insurance market conditions, emerging risks, regulatory developments, and risk management practices. Applies new knowledge to strengthen programs, processes, controls, and stakeholder service.
Export Compliance / EEO Statement
This position may require access to and/or use of information subject to control under the Department of Energy's Part 810 Regulations (10 CFR Part 810), the Export Administration Regulations (EAR) (15 CFR Parts 730 through 774), or the International Traffic in Arms Regulations (ITAR) (22 CFR Chapter I, Subchapter M Part 120) (collectively, 'U.S. Export Control Laws'). Therefore, some positions may require applicants to be a U.S. person, which is defined as a U.S. Citizen, a U.S. Lawful Permanent Resident (i.e. 'Green Card Holder'), a Political Asylee, or a Refugee under the U.S. Export Control Laws. All applicants will be required to confirm their U.S. person or non-US person status. All information collected in this regard will only be used to ensure compliance with U.S. Export Control Laws, and will be used in full compliance with all applicable laws prohibiting discrimination on the basis of national origin and other factors. For positions at Palo Verde Nuclear Generating Stations (PVNGS) all openings will require applicants to be a U.S. person.
Pinnacle West Capital Corporation and its subsidiaries and affiliates ('Pinnacle West') maintain a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, recruiting, hiring, promoting, compensating, reassigning, demoting, transferring, laying off, recalling, terminating employment, and training for all positions without regard to race, color, religion, disability, age, national origin, gender, gender identity, sexual orientation, marital status, protected veteran status, or any other classification or characteristic protected by law.
For more information on applicable equal employment regulations, please refer to EEO is the Law poster. Federal law requires all employers to verify the identity and employment eligibility of every person hired to work in the United States, refer to E-Verify poster. View the employee rights and responsibilities under the Family and Medical Leave Act (FMLA).
In compliance with the Drug Free Workplace Act of 1988, the Company is committed to a work environment that is free from the effects of alcohol and controlled substances, and free from the abuse or inappropriate use of prescribed and over-the-counter medications. The Company requires employees to be subject to drug and alcohol testing that is job-related and consistent with business necessity, regulatory requirements and applicable laws.
Hybrid: Employees in hybrid roles work both in their home offices (virtually) and alongside their colleagues (in person).
In order for employees to build strong relationships and to promote meaningful in-person interactions, hybrid employees are expected to work about 40% of their time in-person at an APS or other (non-home office) location.
- Employees are expected to reside in Arizona (or New Mexico for Four Corners-based employees).
- Working from a home office requires adequate technology and an appropriate ergonomic set up.
- Role types are subject to change based on business need.
Job Segment: Sustainability, Nuclear, Energy
Date: Sep 17, 2026
Location: PHOENIX, AZ, US, 85004-3903
Company: APS
Arizona Public Service generates reliable, affordable and clean energy for 2.7 million Arizonans. Our service territory stretches across the state, from the border town of Douglas to the vistas of the Grand Canyon, from the solar fields of Gila Bend to the ponderosa pines of Payson. As the state’s largest and longest-serving energy provider, our more than 6,000 dedicated employees power our vision of creating a sustainable energy future for Arizona.
Since our founding in 1886, APS has demonstrated a strong commitment to our customers in one of the country’s fastest growing states, earning a reputation for customer satisfaction, shareholder value, operational excellence and business integrity.
Our present and future success depends on the creative and dedicated people of our company who demonstrate the principles outlined in the APS Promise: Design for Tomorrow, Empower Each Other and Succeed Together.
Summary
Risk & Insurance Analyst Senior Summary
Under general direction, administers assigned property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Evaluates exposures, analyzes risk treatment alternatives, supports insurance placement and renewal activities, and provides technical consultation to business units, joint venture participants, and other stakeholders. Uses data, digital tools, and sound risk management judgment to improve the accuracy, efficiency, transparency, and governance of insurance and claims processes. Develops clear analyses, reports, and recommendations that support informed decisions, protect organizational assets, maintain reliable records and controls, and strengthen operational resilience.
Risk & Insurance Analyst Consultant Summary
Under limited direction, serves as a risk and insurance subject-matter expert and trusted advisor for complex property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Leads the evaluation of significant and emerging exposures, develops risk treatment strategies, and provides expert consultation to business leaders, joint venture participants, project teams, and other stakeholders. Leads or coordinates complex insurance placement, renewal, contractual risk transfer, loss prevention, claims, and risk financing activities, and develops well-supported recommendations for management consideration.
Uses advanced analysis, market knowledge, digital tools, and sound risk management judgment to influence decisions, improve program effectiveness, and strengthen the accuracy, efficiency, transparency, governance, and financial control of insurance and claims processes. Leads cross-functional initiatives, resolves complex or unusual matters, and provides technical guidance to other risk and insurance professionals. Develops executive-level analyses and recommendations that protect organizational assets, support informed risk-taking, maintain reliable records and controls, and strengthen operational and financial resilience.
Minimum Requirements
Risk & Insurance Analyst Senior Requirements
- High school degree PLUS seven (7) years recent experience in underwriting commercial property and casualty insurance and/or corporate risk management
- OR Associates degree PLUS five years experience
- OR BS/BA degree PLUS three years experience
- Demonstrated knowledge of insurance and risk management principles
Risk & Insurance Analyst Consultant Requirements
- High school PLUS nine years experience in underwriting commercial property and casualty insurance and/or corporate risk with demonstrated knowledge of insurance and risk management principles
- OR Associates degree PLUS seven years experience
- OR BS/BA degree PLUS five years experience.
Preferred Special Skills, Knowledge or Qualifications
- Experience supporting and administering corporate insurance programs.
- Knowledge of contractual risk transfer, certificates of insurance, and commercial insurance policy language.
- Experience developing reports, dashboards, executive summaries, or data visualizations and improving business processes through workflow tools, automation, or other approved digital solutions.
- Experience with Microsoft 365 applications and data analysis or visualization tools.
Major Accountabilities
Insurance program administration and renewals: Administers assigned property, casualty, nuclear, and other insurance and risk financing programs. Supports renewal and placement activities by gathering, validating, analyzing, and presenting underwriting information. Reviews policies, endorsements, binders, invoices, exposure information, and related documentation for accuracy, completeness, and alignment with approved coverage decisions.
Risk identification, consultation, and contractual risk transfer: Partners with business units, joint venture participants, and project teams to identify and evaluate insurable and non-insurable exposures. Provides technical guidance on coverage requirements, certificates of insurance, contractual risk transfer, retention alternatives, and other risk treatment options within assigned authority. Escalates complex, unusual, or high-risk matters as appropriate.
Data management, analytics, and reporting: Maintains reliable insurance, exposure, claims, premium, and financial data in approved systems and records. Develops reports, dashboards, trend analyses, and summaries to improve visibility into program costs, exposures, claims activity, and risk trends.
Digital process improvement: Identifies opportunities to simplify, standardize, and improve insurance and claims processes using approved digital tools, workflow automation, data visualization, and responsible use of approved artificial intelligence capabilities. Considers business needs, data quality, controls, security, documentation, and long-term support requirements before recommending solutions.
Budgeting and financial controls: Prepares, validates, allocates, and tracks insurance-related financial information, including premiums, claims costs, fees, budgets, and forecasts. Investigates discrepancies and maintains supporting documentation for approvals, financial controls, and audit readiness.
Loss prevention and insurer recommendations: Coordinates and tracks loss control visits, engineering reviews, inspections, and recommendations required by insurance contracts or risk management programs. Monitors findings, ownership, responses, and completion status, and communicates material issues to management.
Governance, compliance, and records: Maintains accurate, complete, and accessible program documentation in accordance with applicable legal, regulatory, contractual, records retention, information security, financial control, and internal governance requirements. Supports audits, regulatory inquiries, and management reviews as assigned.
Market knowledge and continuous improvement: Maintains current knowledge of insurance market conditions, emerging risks, regulatory developments, and risk management practices. Applies new knowledge to strengthen programs, processes, controls, and stakeholder service.
Export Compliance / EEO Statement
This position may require access to and/or use of information subject to control under the Department of Energy's Part 810 Regulations (10 CFR Part 810), the Export Administration Regulations (EAR) (15 CFR Parts 730 through 774), or the International Traffic in Arms Regulations (ITAR) (22 CFR Chapter I, Subchapter M Part 120) (collectively, 'U.S. Export Control Laws'). Therefore, some positions may require applicants to be a U.S. person, which is defined as a U.S. Citizen, a U.S. Lawful Permanent Resident (i.e. 'Green Card Holder'), a Political Asylee, or a Refugee under the U.S. Export Control Laws. All applicants will be required to confirm their U.S. person or non-US person status. All information collected in this regard will only be used to ensure compliance with U.S. Export Control Laws, and will be used in full compliance with all applicable laws prohibiting discrimination on the basis of national origin and other factors. For positions at Palo Verde Nuclear Generating Stations (PVNGS) all openings will require applicants to be a U.S. person.
Pinnacle West Capital Corporation and its subsidiaries and affiliates ('Pinnacle West') maintain a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, recruiting, hiring, promoting, compensating, reassigning, demoting, transferring, laying off, recalling, terminating employment, and training for all positions without regard to race, color, religion, disability, age, national origin, gender, gender identity, sexual orientation, marital status, protected veteran status, or any other classification or characteristic protected by law.
For more information on applicable equal employment regulations, please refer to EEO is the Law poster. Federal law requires all employers to verify the identity and employment eligibility of every person hired to work in the United States, refer to E-Verify poster. View the employee rights and responsibilities under the Family and Medical Leave Act (FMLA).
In compliance with the Drug Free Workplace Act of 1988, the Company is committed to a work environment that is free from the effects of alcohol and controlled substances, and free from the abuse or inappropriate use of prescribed and over-the-counter medications. The Company requires employees to be subject to drug and alcohol testing that is job-related and consistent with business necessity, regulatory requirements and applicable laws.
Hybrid: Employees in hybrid roles work both in their home offices (virtually) and alongside their colleagues (in person).
In order for employees to build strong relationships and to promote meaningful in-person interactions, hybrid employees are expected to work about 40% of their time in-person at an APS or other (non-home office) location.
- Employees are expected to reside in Arizona (or New Mexico for Four Corners-based employees).
- Working from a home office requires adequate technology and an appropriate ergonomic set up.
- Role types are subject to change based on business need.
Job Segment: Sustainability, Nuclear, Energy
Insurance Analyst Jobs by Experience Level
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Find Insurance Analyst JobsInsurance Analyst Job Market
Who's Hiring
- The Hartford22
- Tesla4
- Inova Health System4
- Pacific Life3
- Ares Management3
Top Industries Hiring
- Insurance
- Government & Public Sector
- Healthcare & Medical Services
- Technology & Software
- Education
What Employers Look For
The qualifications that appear most often in insurance analyst jobs.
- Bachelor's degree in finance, mathematics, statistics, actuarial science, or a related field
- Proficiency in SQL and at least one analytics or visualization tool such as Tableau or Power BI
- Experience analyzing insurance loss, premium, or claims data in a commercial setting
- Knowledge of insurance lines including property and casualty, health, or life products
- Familiarity with regulatory reporting requirements and statutory accounting principles
- Progress toward or completion of industry credentials such as CPCU, AINS, or actuarial exams
Tips for Your Insurance Analyst Job Search
Tailor your resume to the line
Property and casualty, health, and life insurance analysts each use different metrics and terminology. Match your resume language to the specific line of business in each job posting, recruiters in P&C will scan for combined ratio and loss development, not PMPM or MLR.
Highlight the software you actually use
Most postings specify tools like Radar, Guidewire, Tableau, or SQL by name. List the exact platforms you've worked with, not just categories like 'data analysis tools,' so your application clears automated screening and reads as credible to a hiring manager.
Pursue the CPCU or AINS credential early
Many mid-level insurance analyst roles list a Chartered Property Casualty Underwriter or Associate in Insurance designation as preferred. Even one completed module signals commitment to the industry and moves your application ahead of candidates with similar experience but no credentials.
Apply early to roles that fit
Migrate Mate lists insurance analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a loss or pricing case for interviews
Hiring panels frequently give candidates a small dataset and ask them to walk through a rate adequacy analysis or reserve estimate. Practice structuring your logic out loud before the interview so you can narrate your assumptions clearly, not just produce a number.
Follow up with the hiring team by referencing the role
After an interview, send a follow-up that names a specific problem you discussed, such as a pricing challenge or a data quality issue, and briefly restates how your background addresses it. Generic thank-you notes rarely move the needle for analytically focused hiring managers.
Insurance Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most insurance analysts?
The companies hiring the most insurance analysts right now include The Hartford, Tesla, and Inova Health System, with the largest share of openings in New York, Virginia, and Massachusetts, based on current listings on Migrate Mate as of September 2026. Demand is consistently strong at regional carriers, national insurers, and large third-party administrators.
How many insurance analyst jobs are remote?
About 94% of insurance analyst openings are fully remote or hybrid as of September 2026, with remote work most common in data analytics, pricing, and reserving roles where output is purely model- or report-based. On-site requirements are more typical for roles that involve close collaboration with underwriting or claims teams.
How do you become an insurance analyst?
Start with a degree in a quantitative field such as finance, statistics, or mathematics, then build foundational insurance knowledge through entry-level roles in claims, underwriting support, or actuarial assistance. Develop hands-on proficiency with SQL and data visualization tools, pursue an industry credential like AINS or CPCU, and build a portfolio of analyses that demonstrate your ability to interpret loss trends or pricing data.
Can you get an insurance analyst job with little or no experience?
Yes, entry-level insurance analyst roles exist, particularly at regional carriers and third-party administrators that hire from adjacent backgrounds. A degree in a quantitative field, internship experience in any financial or insurance-adjacent role, and demonstrated SQL skills are often enough to qualify. Starting in claims operations or underwriting support and moving laterally into an analyst function is a common path when direct experience is limited.
What does the insurance analyst interview process look like?
Most processes involve an initial phone screen with a recruiter, a technical interview focused on analytical reasoning and insurance fundamentals, and a case exercise where you interpret a loss or pricing dataset. Final rounds often include a panel with actuarial, underwriting, or finance stakeholders who assess your communication of analytical findings, not just your technical accuracy.
Where can I find and apply to insurance analyst jobs?
You can find and apply to insurance analyst jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and specialization, then apply directly to each listing from the page.
See All 135+ Insurance Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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