Insurance Analyst Jobs
Insurance Analyst jobs are open across property and casualty, health, life, and commercial lines, from entry-level to senior and principal, with specializations in loss reserving, underwriting support, and actuarial analysis. Find a role that fits from the openings below and apply directly.
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About SafeLease
At SafeLease, we're rethinking how P&C insurance is sold in an age of technological change. We believe the industry's biggest inefficiencies aren't technical problems — they're structural ones. And we're building the team to tackle them.
SafeLease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants. Most insurance companies either distribute products or bear the risk — we do both. We back our policies with our own capital, which means we control the full stack: product design, tech, and the speed at which we move. That end-to-end ownership lets us offer customers real flexibility, saving time and money for more than 4,000 properties insured for billions in value nationwide.
We're a team of 70, growing over 100% annually, and we've done it without sacrificing profitability or culture. Here, you'll get high discretion and a wide aperture of problems to solve. We embrace the newest technologies, move fast together, and operate with the intensity of a small company where every person's work is visible. If you're looking for a place to sharpen your craft alongside people who take their work seriously, you'll fit right in.
About the Role
We are seeking a detail-driven Senior Insurance Forms Analyst to join our pricing team to own the language behind our insurance products across both commercial and personal lines. Where a pricing manager focuses on rating and risk selection, this role focuses on coverage intent, precision, and compliance in the words that make it into the policy. You will draft, refine, and maintain policy forms, endorsements, and manuscript wordings for both lines of business, and shepherd them through the regulatory filing process.
This role spans commercial and personal lines and is suited to someone who reads coverage the way an attorney reads a contract: alert to ambiguity, unintended coverage grants, and gaps. You will work closely with underwriting, product, legal, claims, and carrier partners to ensure our wordings are clear, defensible, competitive, and consistent across the portfolio.
Key Responsibilities
Form & Endorsement Drafting
Draft, revise, and maintain base policy forms, endorsements, exclusions, definitions, and manuscript wordings for commercial lines products.
Translate underwriting and product intent into precise, unambiguous policy language that holds up at claim time.
Build and maintain a library of standardized clauses and reusable endorsement language to ensure consistency across both commercial and personal lines products.
Coverage Analysis & Product Support
Analyze coverage intent, identify unintended grants, gaps, and overlaps, and recommend wording changes to close them.
Compare our forms against ISO standard forms and competitor manuscript wordings to guide differentiation and coverage positioning.
Partner with product and underwriting to bring new coverages and product enhancements to market on the wording side.
Regulatory Filings & Compliance
Prepare and manage form filings with state departments of insurance, including submissions through SERFF, and track approvals and objections.
Ensure forms comply with admitted and non-admitted (E&S) requirements and company policy, conducting independent research of state statutes where required.
Coordinate with legal resources and carrier personnel to obtain necessary approvals for coverage and forms changes.
Cross-Functional Collaboration
Work with underwriting, claims, legal, and technology teams to align wording with operational reality and system configuration.
Advise claims on coverage interpretation and feed lessons from claims disputes back into wording improvements.
Support sales and underwriting with clear explanations of coverage grants, conditions, and exclusions.
Governance & Maintenance
Maintain version control, edition dating, and documentation for all forms and endorsements across the portfolio.
Monitor regulatory change, case law, and emerging exposures, and update wordings proactively to manage coverage and litigation risk.
Qualifications & Skills
Education: A bachelor's degree in Insurance, Business, English, Legal Studies, or a related field, or a JD. Relevant experience and demonstrated skills can substitute for formal education.
Experience: 3+ years drafting or managing commercial lines policy forms, endorsements, or coverage wordings, or comparable insurance coverage/legal experience.
Domain: Strong grasp of both commercial and personal lines
coverages, ISO forms, manuscript wordings, and policy construction. E&S / non-admitted experience is a plus.
Regulatory: Familiarity with state filing processes and SERFF; understanding of admitted and non-admitted regulatory requirements.
Drafting: Exceptional written precision, with the ability to spot ambiguity, unintended coverage, and gaps in policy language.
Credentials: Insurance designations such as CPCU, or a legal background in insurance coverage, are a plus.
Communication: Excellent communication and stakeholder-management skills across underwriting, legal, and claims.
Execution: Highly organized and detail-oriented, able to manage many forms, editions, and filings in parallel.
Why SafeLease?
The tech: Our prospects convert fast because we’re solving real problems and delivering serious value to commercial real estate owners.
The team: We’re a team of seasoned pros and sharp operators who know how to move fast and build smart. High standards, low ego.
The stability: We’re well-funded, growing fast, and we make sure our team shares in that success with competitive pay and equity.
The employee experience: We also offer unlimited PTO, full health benefits, flexible work setups, and the kind of culture where people want to show up to do their best work.
If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory.
Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check.
About SafeLease
At SafeLease, we're rethinking how P&C insurance is sold in an age of technological change. We believe the industry's biggest inefficiencies aren't technical problems — they're structural ones. And we're building the team to tackle them.
SafeLease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants. Most insurance companies either distribute products or bear the risk — we do both. We back our policies with our own capital, which means we control the full stack: product design, tech, and the speed at which we move. That end-to-end ownership lets us offer customers real flexibility, saving time and money for more than 4,000 properties insured for billions in value nationwide.
We're a team of 70, growing over 100% annually, and we've done it without sacrificing profitability or culture. Here, you'll get high discretion and a wide aperture of problems to solve. We embrace the newest technologies, move fast together, and operate with the intensity of a small company where every person's work is visible. If you're looking for a place to sharpen your craft alongside people who take their work seriously, you'll fit right in.
About the Role
We are seeking a detail-driven Senior Insurance Forms Analyst to join our pricing team to own the language behind our insurance products across both commercial and personal lines. Where a pricing manager focuses on rating and risk selection, this role focuses on coverage intent, precision, and compliance in the words that make it into the policy. You will draft, refine, and maintain policy forms, endorsements, and manuscript wordings for both lines of business, and shepherd them through the regulatory filing process.
This role spans commercial and personal lines and is suited to someone who reads coverage the way an attorney reads a contract: alert to ambiguity, unintended coverage grants, and gaps. You will work closely with underwriting, product, legal, claims, and carrier partners to ensure our wordings are clear, defensible, competitive, and consistent across the portfolio.
Key Responsibilities
Form & Endorsement Drafting
Draft, revise, and maintain base policy forms, endorsements, exclusions, definitions, and manuscript wordings for commercial lines products.
Translate underwriting and product intent into precise, unambiguous policy language that holds up at claim time.
Build and maintain a library of standardized clauses and reusable endorsement language to ensure consistency across both commercial and personal lines products.
Coverage Analysis & Product Support
Analyze coverage intent, identify unintended grants, gaps, and overlaps, and recommend wording changes to close them.
Compare our forms against ISO standard forms and competitor manuscript wordings to guide differentiation and coverage positioning.
Partner with product and underwriting to bring new coverages and product enhancements to market on the wording side.
Regulatory Filings & Compliance
Prepare and manage form filings with state departments of insurance, including submissions through SERFF, and track approvals and objections.
Ensure forms comply with admitted and non-admitted (E&S) requirements and company policy, conducting independent research of state statutes where required.
Coordinate with legal resources and carrier personnel to obtain necessary approvals for coverage and forms changes.
Cross-Functional Collaboration
Work with underwriting, claims, legal, and technology teams to align wording with operational reality and system configuration.
Advise claims on coverage interpretation and feed lessons from claims disputes back into wording improvements.
Support sales and underwriting with clear explanations of coverage grants, conditions, and exclusions.
Governance & Maintenance
Maintain version control, edition dating, and documentation for all forms and endorsements across the portfolio.
Monitor regulatory change, case law, and emerging exposures, and update wordings proactively to manage coverage and litigation risk.
Qualifications & Skills
Education: A bachelor's degree in Insurance, Business, English, Legal Studies, or a related field, or a JD. Relevant experience and demonstrated skills can substitute for formal education.
Experience: 3+ years drafting or managing commercial lines policy forms, endorsements, or coverage wordings, or comparable insurance coverage/legal experience.
Domain: Strong grasp of both commercial and personal lines
coverages, ISO forms, manuscript wordings, and policy construction. E&S / non-admitted experience is a plus.
Regulatory: Familiarity with state filing processes and SERFF; understanding of admitted and non-admitted regulatory requirements.
Drafting: Exceptional written precision, with the ability to spot ambiguity, unintended coverage, and gaps in policy language.
Credentials: Insurance designations such as CPCU, or a legal background in insurance coverage, are a plus.
Communication: Excellent communication and stakeholder-management skills across underwriting, legal, and claims.
Execution: Highly organized and detail-oriented, able to manage many forms, editions, and filings in parallel.
Why SafeLease?
The tech: Our prospects convert fast because we’re solving real problems and delivering serious value to commercial real estate owners.
The team: We’re a team of seasoned pros and sharp operators who know how to move fast and build smart. High standards, low ego.
The stability: We’re well-funded, growing fast, and we make sure our team shares in that success with competitive pay and equity.
The employee experience: We also offer unlimited PTO, full health benefits, flexible work setups, and the kind of culture where people want to show up to do their best work.
If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory.
Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check.
Insurance Analyst Jobs by Experience Level
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Find Insurance Analyst JobsInsurance Analyst Job Market
Who's Hiring
Top Industries Hiring
- Insurance10
- Healthcare & Medical Services3
- Education2
- Accounting & Auditing2
- Banking & Financial Services2
What Employers Look For
The qualifications that appear most often in insurance analyst jobs.
- Bachelor's degree in finance, mathematics, statistics, actuarial science, or a related field
- Proficiency in SQL and at least one analytics or visualization tool such as Tableau or Power BI
- Experience analyzing insurance loss, premium, or claims data in a commercial setting
- Knowledge of insurance lines including property and casualty, health, or life products
- Familiarity with regulatory reporting requirements and statutory accounting principles
- Progress toward or completion of industry credentials such as CPCU, AINS, or actuarial exams
Tips for Your Insurance Analyst Job Search
Tailor your resume to the line
Property and casualty, health, and life insurance analysts each use different metrics and terminology. Match your resume language to the specific line of business in each job posting, recruiters in P&C will scan for combined ratio and loss development, not PMPM or MLR.
Highlight the software you actually use
Most postings specify tools like Radar, Guidewire, Tableau, or SQL by name. List the exact platforms you've worked with, not just categories like 'data analysis tools,' so your application clears automated screening and reads as credible to a hiring manager.
Pursue the CPCU or AINS credential early
Many mid-level insurance analyst roles list a Chartered Property Casualty Underwriter or Associate in Insurance designation as preferred. Even one completed module signals commitment to the industry and moves your application ahead of candidates with similar experience but no credentials.
Apply early to roles that fit
Migrate Mate lists insurance analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a loss or pricing case for interviews
Hiring panels frequently give candidates a small dataset and ask them to walk through a rate adequacy analysis or reserve estimate. Practice structuring your logic out loud before the interview so you can narrate your assumptions clearly, not just produce a number.
Follow up with the hiring team by referencing the role
After an interview, send a follow-up that names a specific problem you discussed, such as a pricing challenge or a data quality issue, and briefly restates how your background addresses it. Generic thank-you notes rarely move the needle for analytically focused hiring managers.
Insurance Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most insurance analysts?
The companies hiring the most insurance analysts right now include COVERGO, NV Energy, and Western CBO, with the largest share of openings in Texas, New York, and California, based on current listings on Migrate Mate as of August 2026. Demand is consistently strong at regional carriers, national insurers, and large third-party administrators.
How many insurance analyst jobs are remote?
About 72% of insurance analyst openings are fully remote or hybrid as of August 2026, with remote work most common in data analytics, pricing, and reserving roles where output is purely model- or report-based. On-site requirements are more typical for roles that involve close collaboration with underwriting or claims teams.
How do you become an insurance analyst?
Start with a degree in a quantitative field such as finance, statistics, or mathematics, then build foundational insurance knowledge through entry-level roles in claims, underwriting support, or actuarial assistance. Develop hands-on proficiency with SQL and data visualization tools, pursue an industry credential like AINS or CPCU, and build a portfolio of analyses that demonstrate your ability to interpret loss trends or pricing data.
Can you get an insurance analyst job with little or no experience?
Yes, entry-level insurance analyst roles exist, particularly at regional carriers and third-party administrators that hire from adjacent backgrounds. A degree in a quantitative field, internship experience in any financial or insurance-adjacent role, and demonstrated SQL skills are often enough to qualify. Starting in claims operations or underwriting support and moving laterally into an analyst function is a common path when direct experience is limited.
What does the insurance analyst interview process look like?
Most processes involve an initial phone screen with a recruiter, a technical interview focused on analytical reasoning and insurance fundamentals, and a case exercise where you interpret a loss or pricing dataset. Final rounds often include a panel with actuarial, underwriting, or finance stakeholders who assess your communication of analytical findings, not just your technical accuracy.
Where can I find and apply to insurance analyst jobs?
You can find and apply to insurance analyst jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and specialization, then apply directly to each listing from the page.
See All 115+ Insurance Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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