Underwriter Jobs in Washington
Underwriter jobs in Washington are consistently active, concentrated in property and casualty, health, mortgage, and commercial lines underwriting, with roles at every level from entry-level analyst to senior specialty underwriter. Seattle, Bellevue, and Tacoma anchor most of the hiring, where large employers such as PEMCO Mutual, Safeco (a Liberty Mutual company), and Amazon's insurance-affiliated operations maintain a steady presence. Demand is strongest in commercial lines, surety, and technology-sector risk, reflecting Washington's outsized tech and trade economy. Find a role that fits below and apply directly.
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Showing 5 of 15+ Underwriter jobs
Applicants must be a resident and work from one of the following states: WA, OR, Oh, IL, NC, SC, Fl, TX or ID with occasional travel to our headquarters, located in Seattle, WA.
Who We Are:
At PEMCO, we’re all about people – our customers, our employees, and the community. We’re a mutual insurance company owned by our Northwest policyholders. We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America’s Best Insurance Companies in both Auto and Home for 2026, based on customer survey feedback, and by Newsweek as one of America’s Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. All of which makes PEMCO a great place to work!
Our social impact programs motivate high achievement by youth in education; build stronger and greener communities; and increase safety at home, on the road, and at play. We’re committed to diversity, equity, inclusion, and belonging, and to fostering an inspiring and inclusive workplace. These efforts create and cultivate an environment that builds fairness and understanding, encourages collaboration and flexibility, and celebrates all the ways in which we’re different and the same – enabling all individuals to achieve their full potential.
Why We Need You:
Join PEMCO as a Senior Underwriter-Analyst and move your career forward by making a meaningful impact on our business, agent partnerships, and customers. In this rewarding role, you’ll combine traditional underwriting values and relationship-based responsibilities with data-driven insights to strengthen book, channel, and team results, confidently assess individual risks, and develop and maintain trusted agent relationships that drive profitable growth and retention.
What You’ll Be Doing:
- Build trusted agent relationships and partner with Sales to evaluate, onboard, and manage agent book performance for profitable growth, retention, and strong quality.
- Manage an underwriting territory by assessing individual risks and portfolio trends, addressing risk quality, and delivering responsive service to agents, customers, and stakeholders.
- Use analytics, quality reviews, and stakeholder insights to identify adverse selection, premium leakage, and program gaps, then implement and monitor data-driven solutions.
- Evaluate and improve underwriting processes, workloads, tools, and automation to increase efficiency, accuracy, customer experience, and rating outcomes.
- Serve as an underwriting subject matter expert on complex initiatives, collaborating across Underwriting, Product, and leadership while providing mentorship, quality guidance, and underwriting perspective.
- Model PEMCO’s policies, values, ethics, and brand while supporting recruitment and advancing our mission to Worry Less and Live More. Perform other duties as assigned
-
What You'll Bring:
8+ years of progressively responsible personal lines underwriting experience across new and renewal business.
A customer-first mindset and a talent for building responsive, collaborative partnerships.
Strong analytical skills to solve complex problems, uncover root causes, and turn data into clear insights and actionable metrics.
Advanced property and casualty knowledge; proficiency in Excel, Word, PowerPoint, and Outlook; and experience creating and facilitating personal lines learning.
A bachelor’s degree in business or a related field, or equivalent work experience.
Chartered Property Casualty Underwriter (CPCU) designation.
Compensation:
The pay range for this role is shown below. Compensation decisions are determined based on an individual’s qualifications, job-related knowledge, skills, and experience.
- Greater Seattle area target pay range: $105,762-$129,264. The full pay range is $88,135-$146,891. Outside Greater Seattle area target pay range: $93,337-$114,079. The full pay range is $77,781-$129,634.
-
Greater Seattle Area is defined as working within approximately 100 miles of Seattle.
Outside Greater Seattle is defined as working approximately 100 miles or more from Seattle.
Benefits:
Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. In addition, as a benefits-eligible employee, you are:
- covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages. eligible to participate in PEMCO’s 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums).
-
PEMCO provides the following paid leave programs for benefits-eligible employees in their first year of PEMCO employment:
- Vacation and eight (8) paid holidays.
- Granted four (4) floating holidays and up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status).
- In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community.
Other miscellaneous benefit programs offered by PEMCO include:
- Education Assistance Program after one year of service.
- Scholarship program for children of PEMCO employees after one year of service; children’s birthday gift program
- Flexible Spending Accounts, Employee Assistance Program, and charitable gift matching
Other compensation depending on role, contributions, and performance may include:
- Discretionary bonuses.
- Tiered sales commissions and/or incentives
Equal Employment Opportunity:
At PEMCO, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. PEMCO is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status.
Accommodations
At PEMCO, people are at the heart of our business. We’re committed to providing an inclusive hiring experience for all candidates. If you need reasonable accommodations to apply for a role or participate in an interview, please contact us by email with your name, the job reference number(s), your preferred contact method, and a brief description of the accommodation needed. Requests are considered on a case by case basis in accordance with applicable disability laws, including the ADAAA.
Applicants have rights under Federal Employment Laws:
- Family and Medical Leave Act (FMLA)
- Equal Employment Opportunity (EEO)
- Employee Polygraph Protection Act (EPPA)
Applicants must be a resident and work from one of the following states: WA, OR, Oh, IL, NC, SC, Fl, TX or ID with occasional travel to our headquarters, located in Seattle, WA.
Who We Are:
At PEMCO, we’re all about people – our customers, our employees, and the community. We’re a mutual insurance company owned by our Northwest policyholders. We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America’s Best Insurance Companies in both Auto and Home for 2026, based on customer survey feedback, and by Newsweek as one of America’s Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. All of which makes PEMCO a great place to work!
Our social impact programs motivate high achievement by youth in education; build stronger and greener communities; and increase safety at home, on the road, and at play. We’re committed to diversity, equity, inclusion, and belonging, and to fostering an inspiring and inclusive workplace. These efforts create and cultivate an environment that builds fairness and understanding, encourages collaboration and flexibility, and celebrates all the ways in which we’re different and the same – enabling all individuals to achieve their full potential.
Why We Need You:
Join PEMCO as a Senior Underwriter-Analyst and move your career forward by making a meaningful impact on our business, agent partnerships, and customers. In this rewarding role, you’ll combine traditional underwriting values and relationship-based responsibilities with data-driven insights to strengthen book, channel, and team results, confidently assess individual risks, and develop and maintain trusted agent relationships that drive profitable growth and retention.
What You’ll Be Doing:
- Build trusted agent relationships and partner with Sales to evaluate, onboard, and manage agent book performance for profitable growth, retention, and strong quality.
- Manage an underwriting territory by assessing individual risks and portfolio trends, addressing risk quality, and delivering responsive service to agents, customers, and stakeholders.
- Use analytics, quality reviews, and stakeholder insights to identify adverse selection, premium leakage, and program gaps, then implement and monitor data-driven solutions.
- Evaluate and improve underwriting processes, workloads, tools, and automation to increase efficiency, accuracy, customer experience, and rating outcomes.
- Serve as an underwriting subject matter expert on complex initiatives, collaborating across Underwriting, Product, and leadership while providing mentorship, quality guidance, and underwriting perspective.
- Model PEMCO’s policies, values, ethics, and brand while supporting recruitment and advancing our mission to Worry Less and Live More. Perform other duties as assigned
-
What You'll Bring:
8+ years of progressively responsible personal lines underwriting experience across new and renewal business.
A customer-first mindset and a talent for building responsive, collaborative partnerships.
Strong analytical skills to solve complex problems, uncover root causes, and turn data into clear insights and actionable metrics.
Advanced property and casualty knowledge; proficiency in Excel, Word, PowerPoint, and Outlook; and experience creating and facilitating personal lines learning.
A bachelor’s degree in business or a related field, or equivalent work experience.
Chartered Property Casualty Underwriter (CPCU) designation.
Compensation:
The pay range for this role is shown below. Compensation decisions are determined based on an individual’s qualifications, job-related knowledge, skills, and experience.
- Greater Seattle area target pay range: $105,762-$129,264. The full pay range is $88,135-$146,891. Outside Greater Seattle area target pay range: $93,337-$114,079. The full pay range is $77,781-$129,634.
-
Greater Seattle Area is defined as working within approximately 100 miles of Seattle.
Outside Greater Seattle is defined as working approximately 100 miles or more from Seattle.
Benefits:
Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. In addition, as a benefits-eligible employee, you are:
- covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages. eligible to participate in PEMCO’s 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums).
-
PEMCO provides the following paid leave programs for benefits-eligible employees in their first year of PEMCO employment:
- Vacation and eight (8) paid holidays.
- Granted four (4) floating holidays and up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status).
- In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community.
Other miscellaneous benefit programs offered by PEMCO include:
- Education Assistance Program after one year of service.
- Scholarship program for children of PEMCO employees after one year of service; children’s birthday gift program
- Flexible Spending Accounts, Employee Assistance Program, and charitable gift matching
Other compensation depending on role, contributions, and performance may include:
- Discretionary bonuses.
- Tiered sales commissions and/or incentives
Equal Employment Opportunity:
At PEMCO, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. PEMCO is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status.
Accommodations
At PEMCO, people are at the heart of our business. We’re committed to providing an inclusive hiring experience for all candidates. If you need reasonable accommodations to apply for a role or participate in an interview, please contact us by email with your name, the job reference number(s), your preferred contact method, and a brief description of the accommodation needed. Requests are considered on a case by case basis in accordance with applicable disability laws, including the ADAAA.
Applicants have rights under Federal Employment Laws:
- Family and Medical Leave Act (FMLA)
- Equal Employment Opportunity (EEO)
- Employee Polygraph Protection Act (EPPA)
See All 15 Underwriter Jobs in Washington
Find roles in Washington that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Washington
Where Washington roles are concentrated, by current openings.
Underwriter Job Market in Washington
A snapshot from current Washington openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
What Washington Employers Look For
The qualifications that appear most often in underwriter jobs across Washington.
- Active Washington state surplus lines license or license recognized by Washington OIC
- Bachelor's degree in business, finance, economics, or a related field required
- Two or more years of underwriting experience in commercial, personal, or specialty lines
- Proficiency with underwriting platforms, rating systems, and policy management software
- Strong analytical and risk assessment skills applied to complex or high-value accounts
- CPCU, AU, or CU designation preferred for senior or specialty underwriter positions
Underwriter Jobs in Washington: Frequently Asked Questions
How do you become a underwriter in Washington?
Most underwriting roles in Washington require a bachelor's degree in business, finance, or a related field, followed by an entry-level position at an insurer or managing general agent. If you want to work in surplus lines, Washington's Office of the Insurance Commissioner requires a surplus lines broker license, which involves passing the state licensing exam. Many Washington employers also value professional designations such as the Associate in Underwriting or Chartered Property Casualty Underwriter for advancement.
How much do underwriters make in Washington?
Underwriters in Washington earn a median of about $99,400 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $64,130 for the lowest 10% to over $164,730 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Washington?
Employers hiring underwriters in Washington right now include Philadelphia Insurance Companies, The Hartford, and Alliant Insurance Services, based on current listings on Migrate Mate as of November 2026. Washington's concentration of technology companies, maritime trade operations, and regional mutual insurers means openings appear across a wider range of commercial and specialty lines than most states.
Which Washington cities have the most underwriter jobs?
Seattle, Spokane, and Washington State account for the most underwriter openings in Washington. Seattle and Bellevue dominate because most regional insurer headquarters, large brokerage offices, and corporate risk departments serving the tech sector are based there, while Tacoma draws volume from its port-related commercial and cargo underwriting activity.
Are there remote underwriter jobs in Washington?
Yes, and more than most fields, because underwriting is fundamentally a desk-based analytical role with no requirement to visit a physical site. About 75% of underwriter openings tied to Washington are remote or hybrid as of November 2026, reflecting how well the work translates to distributed teams. Commercial lines and personal lines underwriting tend to be the most remote-friendly specialties.
How can I get hired as a underwriter in Washington with little or no experience?
The most realistic entry path is applying for an underwriting assistant or junior underwriting analyst role at a Washington-based regional insurer or large national carrier with a Seattle or Bellevue office. PEMCO Mutual and regional managing general agents regularly hire candidates moving from adjacent roles such as claims examiner, loan processor, or financial analyst. Completing the Associate in Underwriting designation before or during your job search demonstrates commitment and gives Washington hiring managers a concrete credential to consider.
Where can I find and apply to underwriter jobs in Washington?
You can find and apply to underwriter jobs in Washington on Migrate Mate, which lists current openings across the state. Search the available roles by location or specialty, find the ones that fit your background, and apply directly.
See All 15 Underwriter Jobs in Washington
Find roles in Washington that match your experience and apply in just a few clicks.
Find Underwriter Jobs