Underwriter Jobs in Washington
Underwriter jobs in Washington are consistently active, concentrated in property and casualty, health, mortgage, and commercial lines underwriting, with roles at every level from entry-level analyst to senior specialty underwriter. Seattle, Bellevue, and Tacoma anchor most of the hiring, where large employers such as PEMCO Mutual, Safeco (a Liberty Mutual company), and Amazon's insurance-affiliated operations maintain a steady presence. Demand is strongest in commercial lines, surety, and technology-sector risk, reflecting Washington's outsized tech and trade economy. Find a role that fits below and apply directly.
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Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Summary:
Responsible for underwriting and associated tasks for existing and new programs, with a focus on evaluating and quoting prospective new members.
Essential Duties and Functions: include the following. Other duties may be assigned.
- Make independent underwriting decisions using discretion.
- Underwrite new applications and renewal submissions according to Letter of Authority, if applicable.
- Determine acceptability of business.
- Maintain integrity of underwriting practices.
- Perform essential functions of Underwriter I at a higher degree of proficiency and for more complex programs.
- Provide training to Underwriter I and Underwriting Assistants as requested.
- Assist organization in formulating underwriting strategies for continued growth and profitability.
- Implement methods for promotion of policies or improvements to processes.
- Assist in developing, implementing, and monitoring quality control efforts.
- Serve as resource for organization on underwriting and technical insurance issues.
- Participate in developing underwriting rates and guidelines.
- Assist marketing programs to carriers along with existing and prospective insureds.
- Oversight of document issuance; indications, quotes etc. issued without errors.
- Review competitor quotes, binders, and policy forms to provide comparisons to pool coverage as requested.
- Other job-related projects or assignments as delegated.
Competencies:
- Proficient computer skills in Microsoft Office programs. Ability to learn other business software programs.
- Underwriting at the advanced level of position and difficulty.
- Excellent oral and written communication skills and the ability to work in teams. Possess a positive attitude, strong interpersonal skills, organizational skills, the ability to analyze situations to make decisions, and be detail-oriented.
- Professional office dress is mandatory. Must present oneself in a professional manner, including personal hygiene and appearance.
- Regular attendance is essential and expected for the effective operation of the company.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
Required:
- High school diploma.
- Obtain a Washington State Property & Casualty Insurance Producers License within 12 months (courses and testing provided by Company).
Preferred
- Math skills such as Business Math or basic accounting functions.
- Prior insurance experience or college degree.
Physical Requirements Necessary on a Regular Basis:
Manual dexterity, arm and upper body range of motion sufficient for use of a keyboard, mouse and telephone on a constant basis for at least 7-10 hours per day. Speech and hearing sufficient for in-person and telephone communication on a constant basis for at least 7-10 hours per day. Vision sufficient for use of a computer monitor. Ability to sit at a desk on a constant basis for at least 7-10 hours per day.
Annual Salary Range: $60,000 - $95,000 DOE
Pay Range
60000 - 95000 AnnualThe pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
- Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
Recruiting Vendor Disclosure Statement
Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
See All 19 Underwriter Jobs in Washington
Find roles in Washington that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Washington
Where Washington roles are concentrated, by current openings.
Underwriter Job Market in Washington
A snapshot from current Washington openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Banking & Financial Services
What Washington Employers Look For
The qualifications that appear most often in underwriter jobs across Washington.
- Active Washington state surplus lines license or license recognized by Washington OIC
- Bachelor's degree in business, finance, economics, or a related field required
- Two or more years of underwriting experience in commercial, personal, or specialty lines
- Proficiency with underwriting platforms, rating systems, and policy management software
- Strong analytical and risk assessment skills applied to complex or high-value accounts
- CPCU, AU, or CU designation preferred for senior or specialty underwriter positions
Underwriter Jobs in Washington: Frequently Asked Questions
How do you become a underwriter in Washington?
Most underwriting roles in Washington require a bachelor's degree in business, finance, or a related field, followed by an entry-level position at an insurer or managing general agent. If you want to work in surplus lines, Washington's Office of the Insurance Commissioner requires a surplus lines broker license, which involves passing the state licensing exam. Many Washington employers also value professional designations such as the Associate in Underwriting or Chartered Property Casualty Underwriter for advancement.
How much do underwriters make in Washington?
Underwriters in Washington earn a median of about $99,400 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $64,130 for the lowest 10% to over $164,730 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Washington?
Employers hiring underwriters in Washington right now include Travelers, The Hartford, and Columbia Bank, based on current listings on Migrate Mate as of September 2026. Washington's concentration of technology companies, maritime trade operations, and regional mutual insurers means openings appear across a wider range of commercial and specialty lines than most states.
Which Washington cities have the most underwriter jobs?
Seattle, Spokane, and Spokane Valley account for the most underwriter openings in Washington. Seattle and Bellevue dominate because most regional insurer headquarters, large brokerage offices, and corporate risk departments serving the tech sector are based there, while Tacoma draws volume from its port-related commercial and cargo underwriting activity.
Are there remote underwriter jobs in Washington?
Yes, and more than most fields, because underwriting is fundamentally a desk-based analytical role with no requirement to visit a physical site. About 60% of underwriter openings tied to Washington are remote or hybrid as of September 2026, reflecting how well the work translates to distributed teams. Commercial lines and personal lines underwriting tend to be the most remote-friendly specialties.
How can I get hired as a underwriter in Washington with little or no experience?
The most realistic entry path is applying for an underwriting assistant or junior underwriting analyst role at a Washington-based regional insurer or large national carrier with a Seattle or Bellevue office. PEMCO Mutual and regional managing general agents regularly hire candidates moving from adjacent roles such as claims examiner, loan processor, or financial analyst. Completing the Associate in Underwriting designation before or during your job search demonstrates commitment and gives Washington hiring managers a concrete credential to consider.
Where can I find and apply to underwriter jobs in Washington?
You can find and apply to underwriter jobs in Washington on Migrate Mate, which lists current openings across the state. Search the available roles by location or specialty, find the ones that fit your background, and apply directly.
See All 19 Underwriter Jobs in Washington
Find roles in Washington that match your experience and apply in just a few clicks.
Find Underwriter Jobs