Banking Jobs in South Carolina
Banking jobs in South Carolina are concentrated in Charlotte's neighboring markets, Columbia, and Charleston, where institutions like Bank of America, Wells Fargo, and First Reliance Bancshares maintain strong hiring pipelines for roles from teller and personal banker to commercial lending and compliance. The state's financial sector is particularly active in consumer banking, mortgage origination, and small business lending, reflecting South Carolina's growing population and expanding business base. Demand runs from entry-level branch positions through senior relationship manager and credit analyst roles across both community banks and regional operations. See the openings below and apply to the ones that match your experience.
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Job Summary
The Commercial Banking Associate supports Regional/Market Presidents, Commercial Relationship Managers, and commercial customers and prospects with all functions related to commercial loans, deposit services, online banking, and treasury management services to leverage Relationship Managers’ (RM) abilities to develop and retain profitable customer relationships. This position encompasses coordination for deposit account opening and construction loan administration and will maintain and manage the Commercial Loan Process system for RMs they support.
Key Responsibilities / Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Creates and/or maintains electronic commercial relationship customer files
- Initiates and/or manages commercial relationship files in the Commercial Loan Process system (CLP) for prospects and applications, to ensure efficient movement through underwriting process
- Prepares and/or executes account maintenance changes to commercial relationship files including loans and deposit accounts. Coordinates deposit account opening, maintenance, online banking, and Treasury Management referrals by partnering with appropriate Treasury Management team members
- Collects and reviews all components of a loan file to verify accuracy including but not limited to CIP Borrower and Guarantors, Beneficial Ownership forms, OFAC searches, insurance policies, UCC lien searches, proper approval authority, and environmental collateral screens.
- Deepens the commercial relationship by identifying potential personal/consumer bank needs, including consumer and mortgage loans, IRAs, and certificates of deposit and referring to the appropriate team member
- Collaborates with Treasury Management on successful implementations and provides ongoing maintenance for customers.
- Assists Relationship Manager with the completion of the credit approval package and the appropriate components and actively reviews term sheets, commitment letters, and credit memos for content and accuracy.
- Supports Commercial Relationship Managers with day-to-day portfolio management by clearing documentation exceptions, collecting financial requirements, and reviewing internal tracking reports
- Maintains confidentiality and security of sensitive information
- Adheres to all corporate policies and procedures, Federal and State regulations, and laws.
- Completes all mandatory annual compliance training.
- Follows all regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
- Performs other duties as assigned.
Job Requirements:
Education:
- High school diploma or equivalent.
Required:
- 0 to 2 years of commercial or business banking experience.
- Knowledge of bank products and services ideally in commercial lending
- Understanding of regulations and timing requirements for the Home Mortgage Disclosure Act, Flood Disaster Protection Act, ECOA, Appraisal Delivery, and Beneficial Ownership.
- Ability to process work accurately and effectively, to multitask in a high-paced working environment, and to handle confidential information in a professional manner.
- Manage prioritization of workflow for maximum efficiency (especially when supporting multiple RMs).
- Above average computer skills (Word, Excel, PowerPoint, Outlook), and proficient math and organizational skills.
- Ability to communicate in a positive and effective manner in one-on-one and small group meetings, and the ability to discuss commercial loan and deposit procedures with customers.
- Effective team member with demonstrated collaboration skills.
- Ability to think and act independently within the guidelines and limitations of bank policy and assigned personal authority.
Preferred:
- Bachelor’s degree in related business field.
- Familiarity with LaserPro Loan Documents.
- Previous experience in one or more of the following areas is: administrative, bookkeeping, teller, paralegal, and loan servicing.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
- This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
- Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
- Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
- The employee will frequently communicate and must be able to exchange accurate information with others.
- The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Job Summary
The Commercial Banking Associate supports Regional/Market Presidents, Commercial Relationship Managers, and commercial customers and prospects with all functions related to commercial loans, deposit services, online banking, and treasury management services to leverage Relationship Managers’ (RM) abilities to develop and retain profitable customer relationships. This position encompasses coordination for deposit account opening and construction loan administration and will maintain and manage the Commercial Loan Process system for RMs they support.
Key Responsibilities / Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Creates and/or maintains electronic commercial relationship customer files
- Initiates and/or manages commercial relationship files in the Commercial Loan Process system (CLP) for prospects and applications, to ensure efficient movement through underwriting process
- Prepares and/or executes account maintenance changes to commercial relationship files including loans and deposit accounts. Coordinates deposit account opening, maintenance, online banking, and Treasury Management referrals by partnering with appropriate Treasury Management team members
- Collects and reviews all components of a loan file to verify accuracy including but not limited to CIP Borrower and Guarantors, Beneficial Ownership forms, OFAC searches, insurance policies, UCC lien searches, proper approval authority, and environmental collateral screens.
- Deepens the commercial relationship by identifying potential personal/consumer bank needs, including consumer and mortgage loans, IRAs, and certificates of deposit and referring to the appropriate team member
- Collaborates with Treasury Management on successful implementations and provides ongoing maintenance for customers.
- Assists Relationship Manager with the completion of the credit approval package and the appropriate components and actively reviews term sheets, commitment letters, and credit memos for content and accuracy.
- Supports Commercial Relationship Managers with day-to-day portfolio management by clearing documentation exceptions, collecting financial requirements, and reviewing internal tracking reports
- Maintains confidentiality and security of sensitive information
- Adheres to all corporate policies and procedures, Federal and State regulations, and laws.
- Completes all mandatory annual compliance training.
- Follows all regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
- Performs other duties as assigned.
Job Requirements:
Education:
- High school diploma or equivalent.
Required:
- 0 to 2 years of commercial or business banking experience.
- Knowledge of bank products and services ideally in commercial lending
- Understanding of regulations and timing requirements for the Home Mortgage Disclosure Act, Flood Disaster Protection Act, ECOA, Appraisal Delivery, and Beneficial Ownership.
- Ability to process work accurately and effectively, to multitask in a high-paced working environment, and to handle confidential information in a professional manner.
- Manage prioritization of workflow for maximum efficiency (especially when supporting multiple RMs).
- Above average computer skills (Word, Excel, PowerPoint, Outlook), and proficient math and organizational skills.
- Ability to communicate in a positive and effective manner in one-on-one and small group meetings, and the ability to discuss commercial loan and deposit procedures with customers.
- Effective team member with demonstrated collaboration skills.
- Ability to think and act independently within the guidelines and limitations of bank policy and assigned personal authority.
Preferred:
- Bachelor’s degree in related business field.
- Familiarity with LaserPro Loan Documents.
- Previous experience in one or more of the following areas is: administrative, bookkeeping, teller, paralegal, and loan servicing.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
- This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
- Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
- Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
- The employee will frequently communicate and must be able to exchange accurate information with others.
- The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 17 Banking Jobs in South Carolina
Find roles in South Carolina that match your experience and apply in just a few clicks.
Find Banking JobsBanking Jobs by City in South Carolina
Where South Carolina roles are concentrated, by current openings.
Banking Job Market in South Carolina
A snapshot from current South Carolina openings, updated as new roles post.
Who's Hiring
What South Carolina Employers Look For
The qualifications that appear most often in banking jobs across South Carolina.
- Active South Carolina state registration required for mortgage loan originators through NMLS
- Bachelor's degree in finance, business, or a related field preferred for most professional roles
- Prior experience in retail banking, teller operations, or customer-facing financial services
- Proficiency with core banking platforms such as Jack Henry, FiServ, or comparable systems
- Strong working knowledge of federal and state banking regulations including BSA and AML requirements
- Demonstrated ability to meet sales goals or cross-sell financial products in a branch environment
Banking Jobs in South Carolina: Frequently Asked Questions
How do you become a banking professional in South Carolina?
Most banking roles in South Carolina require at least a high school diploma for branch positions and a bachelor's degree in finance or business for professional and analytical roles. Mortgage loan originators must register with the Nationwide Multistate Licensing System and Registry through the South Carolina State Board of Financial Institutions, passing the SAFE Mortgage Loan Originator Test. Entry-level candidates often start as tellers or customer service representatives at community banks or regional branches before advancing into specialized roles.
Which companies hire banking professionals in South Carolina?
Employers hiring bankings in South Carolina right now include SouthState Bank, HomeTrust Bank, and First Horizon Bank, based on current listings on Migrate Mate as of September 2026. South Carolina's mix of regional community banks, credit unions, and large national institutions operating local branches means hiring activity is spread across both independent lenders and major financial groups with deep roots in the state.
Which South Carolina cities have the most banking jobs?
Greenville, Columbia, and Charleston have the most banking openings in South Carolina. Columbia drives volume as the state capital and home to a dense cluster of regional bank headquarters and government-adjacent financial institutions, while Charleston's rapid population growth and commercial development have made it one of the state's most active banking markets, and Greenville's expanding corporate base supports a strong demand for business and commercial banking roles.
Are there remote banking jobs in South Carolina?
Yes, but they're less common than in purely desk-based fields. About 50% of banking openings tied to South Carolina are remote or hybrid as of September 2026, reflecting the reality that many banking roles require in-branch presence or in-person client interaction. The positions most likely to offer remote or hybrid arrangements are in mortgage processing, underwriting, compliance review, and back-office operations rather than customer-facing branch roles.
How can I get hired as a banking professional in South Carolina with little or no experience?
The most realistic entry point is a teller or personal banker associate role at a South Carolina community bank or a regional branch of a larger institution, where on-the-job training is standard and no prior banking experience is required. First Reliance Bancshares and South State Bank both operate associate development tracks for new hires in South Carolina. Completing a finance or accounting certificate from a South Carolina technical college and obtaining your NMLS registration early gives candidates a measurable edge over others applying for the same entry-level openings.
Where can I find and apply to banking jobs in South Carolina?
You can find and apply to banking jobs in South Carolina on Migrate Mate, which lists current openings across the state. Search through the roles available, find the ones that fit your background and location, and apply directly to the positions that match your experience.
See All 17 Banking Jobs in South Carolina
Find roles in South Carolina that match your experience and apply in just a few clicks.
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