Benefits Consultant Jobs in Maryland
Benefits Consultant jobs in Maryland are concentrated in Baltimore, Annapolis, and the Washington D.C. suburbs, where large employers in healthcare, government contracting, and financial services drive consistent demand at every level from junior analyst to senior principal. Organizations like CareFirst BlueCross BlueShield, Leidos, and T. Rowe Price maintain a steady presence in the state and regularly hire benefits consultants specializing in employee benefits administration, compliance, and voluntary benefits design. Maryland's dense mix of federal contractors and major health systems makes it one of the more active markets on the East Coast for this discipline. Find a role that fits below and apply directly.
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Showing 5 of 6+ Benefits Consultant jobs
Essential Duties and Responsibilities:
- Designing, implementing and managing all aspects of an employer sponsored benefits program. Developing and executing client strategic plan and defined deliverables
- Exploring strategic alternatives and providing strategic guidance while quantifying the financial implication and associated risk of options presented for consideration
- Negotiating terms, conditions, coverage limits and pricing with carriers and vendors
- Developing and maintaining ongoing relationships with clients; acting as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services
- Maintaining and executing a project plan to ensure client deliverables are provided on a timely basis. Delegating work to more junior team members as appropriate.
- Understanding and articulating alternative funding strategies, analyzing viability on a client specific basis
- Demonstrating a genuine understanding of the mechanics of client financials and related projections
- Building and maintaining strong relationships with clients and carriers
- Keeping clients apprised of appropriate industry trends including all state and federal regulatory issues
- Explaining regulatory compliance and legislative guidelines including as related to COBRA, HIPAA, ERISA, Section 125, and Health Care Reform
- Interpreting plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs)
- Anticipating client needs and identifying strategies to address them
- Overseeing the implementation of new business
- Overseeing open enrollment; developing and/or reviewing client presentations and communication materials
- May have direct supervisory responsibility of junior team members
- Review the work of junior team members and provide appropriate guidance and skill development
- Ensure all client data is entered into CRM System (Salesforce) in a timely manner.
- Comprehensive knowledge of carrier products and services, industry trends, benefits administration, regulatory compliance and HealthCare Reform
- Ability to work independently and anticipate client and team needs
- Effective project management, time management and organizational skills
- Strong analytical and financial skills
- Excellent attention to detail and commitment to outstanding client service
- Ability to express ideas clearly in both written and oral communications
- Strong Microsoft Excel and PowerPoint skills
- Commanding presentation and public speaking abilities
- A Bachelor’s Degree in Risk Management, Business, Finance or a related field preferred
- 5+ years health and welfare consulting experience
- Life, Accident and Health Insurance License required
- GBA or CEBS Certification a plus
Essential Duties and Responsibilities:
- Designing, implementing and managing all aspects of an employer sponsored benefits program. Developing and executing client strategic plan and defined deliverables
- Exploring strategic alternatives and providing strategic guidance while quantifying the financial implication and associated risk of options presented for consideration
- Negotiating terms, conditions, coverage limits and pricing with carriers and vendors
- Developing and maintaining ongoing relationships with clients; acting as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services
- Maintaining and executing a project plan to ensure client deliverables are provided on a timely basis. Delegating work to more junior team members as appropriate.
- Understanding and articulating alternative funding strategies, analyzing viability on a client specific basis
- Demonstrating a genuine understanding of the mechanics of client financials and related projections
- Building and maintaining strong relationships with clients and carriers
- Keeping clients apprised of appropriate industry trends including all state and federal regulatory issues
- Explaining regulatory compliance and legislative guidelines including as related to COBRA, HIPAA, ERISA, Section 125, and Health Care Reform
- Interpreting plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs)
- Anticipating client needs and identifying strategies to address them
- Overseeing the implementation of new business
- Overseeing open enrollment; developing and/or reviewing client presentations and communication materials
- May have direct supervisory responsibility of junior team members
- Review the work of junior team members and provide appropriate guidance and skill development
- Ensure all client data is entered into CRM System (Salesforce) in a timely manner.
- Comprehensive knowledge of carrier products and services, industry trends, benefits administration, regulatory compliance and HealthCare Reform
- Ability to work independently and anticipate client and team needs
- Effective project management, time management and organizational skills
- Strong analytical and financial skills
- Excellent attention to detail and commitment to outstanding client service
- Ability to express ideas clearly in both written and oral communications
- Strong Microsoft Excel and PowerPoint skills
- Commanding presentation and public speaking abilities
- A Bachelor’s Degree in Risk Management, Business, Finance or a related field preferred
- 5+ years health and welfare consulting experience
- Life, Accident and Health Insurance License required
- GBA or CEBS Certification a plus
See All 6 Benefits Consultant Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
Find Benefits Consultant JobsBenefits Consultant Jobs by City in Maryland
Where Maryland roles are concentrated, by current openings.
Benefits Consultant Job Market in Maryland
A snapshot from current Maryland openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
What Maryland Employers Look For
The qualifications that appear most often in benefits consultant jobs across Maryland.
- Active CEBS designation or similar benefits credential recognized by Maryland employers
- Three or more years of employee benefits administration or consulting experience
- Working knowledge of ERISA, ACA compliance, and federal benefits regulations
- Proficiency with HRIS platforms and benefits administration software such as Workday or ADP
- Bachelor's degree in human resources, business administration, or a related field
- Strong client communication and presentation skills for employer group engagements
Benefits Consultant Jobs in Maryland: Frequently Asked Questions
How do you become a benefits consultant in Maryland?
Most benefits consultants in Maryland enter the field with a bachelor's degree in human resources, business, or finance and then pursue the Certified Employee Benefit Specialist designation through the International Foundation of Employee Benefit Plans. Maryland does not require a state-issued license for benefits consulting in most corporate roles, though consultants who sell insurance products must hold a Maryland Life and Health Producer license issued through the Maryland Insurance Administration.
How much do benefits consultants make in Maryland?
Benefits consultants in Maryland earn a median of about $79,700 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $51,820 for the lowest 10% to over $117,940 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire benefits consultants in Maryland?
Maryland benefits consultant roles are posted by Pacific Life, NFP, and Gallagher and others right now, based on current listings on Migrate Mate as of October 2026. Maryland's concentration of large healthcare systems, federal contractors, and financial services firms means hiring is ongoing across multiple sectors throughout the year.
Which Maryland cities have the most benefits consultant jobs?
Maryland, Bethesda, and Annapolis account for the largest share of benefits consultant openings in Maryland. Baltimore anchors demand through its major health systems and financial institutions, while the D.C. suburbs of Bethesda and Rockville draw heavily from the federal contracting and association sectors that cluster along the I-270 and I-495 corridors.
Are there remote benefits consultant jobs in Maryland?
Yes, and more than many HR-adjacent roles, because benefits consulting work centers on analysis, plan design, and client communication that transfers well to remote settings. About 100% of benefits consultant openings tied to Maryland are remote or hybrid as of October 2026, reflecting how widely distributed the employer base is across the state. The most remote-friendly work tends to be benefits compliance analysis and vendor management rather than new employee onboarding or open enrollment support.
How can I get hired as a benefits consultant in Maryland with little or no experience?
The most realistic entry path is a benefits administrator or HR generalist role at one of Maryland's large healthcare or government contracting employers, where you gain hands-on exposure to plan management before moving into a consulting track. CareFirst, Johns Hopkins Health System, and mid-size federal contractors in the Bethesda corridor regularly hire benefits coordinators without extensive prior experience. Earning the CEBS or an SHRM certification early signals commitment and gives candidates a concrete edge over other applicants at the same experience level.
Where can I find and apply to benefits consultant jobs in Maryland?
You can find and apply to benefits consultant jobs in Maryland on Migrate Mate, which lists current Maryland openings updated regularly. Search the available roles, find the ones that fit your experience and preferred location, and apply directly to the employers posting them.
See All 6 Benefits Consultant Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
Find Benefits Consultant Jobs