Credit Analyst Jobs in Maryland
Credit Analyst jobs in Maryland are concentrated in Baltimore, Bethesda, and Annapolis, where financial services, government contracting, and healthcare finance drive consistent demand across commercial, consumer, and institutional credit specialties. Large, established employers such as M&T Bank, T. Rowe Price, and Leidos maintain active credit and risk analysis teams in the region, hiring at levels from junior analyst to senior portfolio manager. Maryland's proximity to federal agencies and mid-Atlantic financial centers makes it one of the more active markets for credit professionals on the East Coast. Find a role that fits below and apply directly.
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Showing 5 of 10+ Credit Analyst jobs
Responsibilities:
- Reviews, analyzes and approves or denies customer credit applications.
- Manages credit hold policy, reviewing customer account status, payment and collections.
- Provides communications to MAs (marketing associates), on customer accounts. Handles escalated collection accounts.
- Performs regular review of customer files to manage risk and remain compliant with audit controls.
- Makes recommendations on bad debt management.
- Research and resolve account disputes, rejected or returned payments, and missed payments or invoices.
- Communicate with customers to reconcile payments and collect past due balances.
- Prepare accounting statements and financial reports.
- Strong verbal and written communication skills.
- Strong financial analysis skills.
- Proficient in Microsoft Office and ERP systems.
- Proficient computer skills. Basic to intermediate excel
Education:
- 2-4 years of college and/or relative experience
Experience:
- At least one year credit or collections experience required or equivalent combination of education and experience. Experience processing customer ACH and credit card payments
- Minimum of 2 years of accounting, accounts receivable, collections, or related experience.
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Responsibilities:
- Reviews, analyzes and approves or denies customer credit applications.
- Manages credit hold policy, reviewing customer account status, payment and collections.
- Provides communications to MAs (marketing associates), on customer accounts. Handles escalated collection accounts.
- Performs regular review of customer files to manage risk and remain compliant with audit controls.
- Makes recommendations on bad debt management.
- Research and resolve account disputes, rejected or returned payments, and missed payments or invoices.
- Communicate with customers to reconcile payments and collect past due balances.
- Prepare accounting statements and financial reports.
- Strong verbal and written communication skills.
- Strong financial analysis skills.
- Proficient in Microsoft Office and ERP systems.
- Proficient computer skills. Basic to intermediate excel
Education:
- 2-4 years of college and/or relative experience
Experience:
- At least one year credit or collections experience required or equivalent combination of education and experience. Experience processing customer ACH and credit card payments
- Minimum of 2 years of accounting, accounts receivable, collections, or related experience.
#LI-AG1
See All 10 Credit Analyst Jobs in Maryland
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Find Credit Analyst JobsCredit Analyst Jobs by City in Maryland
Where Maryland roles are concentrated, by current openings.
Credit Analyst Job Market in Maryland
A snapshot from current Maryland openings, updated as new roles post.
Who's Hiring
- M&T Bank4
- T. Rowe Price2
- Sysco1
- Harford Bank1
- Saval Foodservice1
Top Industries Hiring
- Banking & Financial Services2
- Food & Beverage1
- Investment & Asset Management1
What Maryland Employers Look For
The qualifications that appear most often in credit analyst jobs across Maryland.
- Bachelor's degree in finance, accounting, economics, or a related field required
- Proficiency in financial statement analysis and credit risk assessment methodologies
- Experience with commercial or consumer loan underwriting and portfolio monitoring
- CFA designation or progress toward CFA charterholder status preferred by many employers
- Familiarity with credit scoring models, covenant tracking, and regulatory reporting
- Strong written communication skills for preparing credit memos and risk presentations
Credit Analyst Jobs in Maryland: Frequently Asked Questions
How do you become a credit analyst in Maryland?
Most credit analyst positions in Maryland require a bachelor's degree in finance, accounting, economics, or a closely related field. Maryland does not issue a state-specific license for credit analysts, so hiring decisions turn on education, professional credentials, and demonstrated analytical experience. The CFA designation is widely recognized by Maryland employers in banking and asset management. Entry-level candidates who complete internships with Baltimore-area financial institutions or federal contractors gain a meaningful competitive edge.
How much do credit analysts make in Maryland?
Credit analysts in Maryland earn a median of about $75,390 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $47,410 for the lowest 10% to over $124,380 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Maryland?
Companies currently hiring credit analysts in Maryland include M&T Bank, T. Rowe Price, and Sysco, per current listings on Migrate Mate as of July 2026. Maryland's mix of regional banks, insurance carriers, and government-adjacent financial firms creates steady demand for credit professionals with both commercial and institutional backgrounds.
Which Maryland cities have the most credit analyst jobs?
Baltimore, Bel Air, and Elkridge are the cities with the most credit analyst openings in Maryland. Baltimore leads because of its concentration of regional banks, financial holding companies, and healthcare systems with large treasury and credit functions, while Bethesda and Annapolis draw demand from federal contractors and state government financial operations that maintain ongoing credit and risk teams.
Are there remote credit analyst jobs in Maryland?
Yes, and more than many finance roles, since credit analysis is primarily desk and document work that translates well to distributed teams. About 80% of credit analyst openings tied to Maryland are remote or hybrid as of July 2026, reflecting an ongoing shift among regional banks and asset managers toward flexible arrangements. Portfolio review, financial modeling, and memo writing are the functions most commonly performed fully remotely.
How can I get hired as a credit analyst in Maryland with little or no experience?
The most realistic entry path is a credit analyst associate or junior underwriter role at a Baltimore-area community bank or credit union, where training programs often run in parallel with on-the-job mentorship. M&T Bank and Sandy Spring Bank are among the Maryland-based institutions that have historically hired analysts directly from undergraduate programs. Candidates moving laterally from accounts receivable, financial planning and analysis, or loan operations roles are also competitive. Completing the CFA Level I exam before applying signals analytical commitment and tends to advance candidates past initial screening.
Where can I find and apply to credit analyst jobs in Maryland?
You can find and apply to credit analyst jobs in Maryland on Migrate Mate, which lists current openings from employers actively hiring in the state. Find roles that fit your experience and specialty and apply directly from the listing.
See All 10 Credit Analyst Jobs in Maryland
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