Loan Officer Jobs in Virginia
Loan Officer jobs in Virginia are in steady demand, with strong activity concentrated in mortgage lending, commercial banking, and consumer finance across a market that ranges from entry-level loan originators to senior credit officers. The heaviest hiring is in Northern Virginia, Richmond, and Virginia Beach, where established institutions such as Atlantic Union Bank, Navy Federal Credit Union, and Wells Fargo maintain significant regional operations. Mortgage loan origination and commercial real estate lending are the most sought-after specializations in the state. Find a role that fits below and apply directly.
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Showing 5 of 52+ Loan Officer jobs
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.
- Take first mortgage loan applications via face-to-face interview, mail, and telephone
- Interview and counsel members regarding mortgage loan products, financing options, and the mortgage loan process
- Review mortgage applications for completeness and accuracy and identify additional information or supporting documentation needed
- Assist members in understanding loan requirements, conditions, and documentation needed to support their mortgage application
- Request and obtain required documentation and forward documentation to the Mortgage Processor
- Maintain contact with members throughout the mortgage loan process and provide updates regarding application and processing status
- Coordinate with Mortgage Processors and other appropriate parties to support timely processing of mortgage applications
- Respond to routine inquiries regarding mortgage applications, documentation requirements, processing status, and next steps
- Identify routine application or processing issues and seek guidance or escalate more complex issues as appropriate
- Monitor assigned mortgage applications to support timely completion of required activities and documentation
- Follow established procedures to help ensure mortgage loan activities comply with applicable federal laws and Navy Federal, NCUA, and secondary market requirements
- Build and maintain effective relationships with members, Realtors, builders, and other referral sources
- Participate in approved marketing and promotional activities, including financial presentations and local Realtor or community events
- Perform other duties as assigned
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
Desired Qualifications
- Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems
- Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations
- Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs
Additional Information
Hours:
- Monday - Friday, 8:30AM - 5:00PM EST
Location:
- 1530 International Blvd, Norfolk, VA 23513
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
- FORTUNE 100 Best Companies to Work For® 2025
- Yello and WayUp Top 100 Internship Programs
- Computerworld® Best Places to Work in IT
- Newsweek Most Loved Workplaces
- 2025 PEOPLE® Companies That Care
- Newsweek Most Trustworthy Companies in America
- Military Times 2025 Best for Vets Employers
- Best Companies for Latinos to Work for 2025
- Forbes® 2025 America’s Best Large Employers
- Forbes® 2025 America's Best Employers for New Grads
- Forbes® 2025 America's Best Employers for Tech Workers
- 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
- Military.com Top Military Spouse Employers 2025
- 2025 Handshake Early Talent Award
From Fortune . ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.
- Take first mortgage loan applications via face-to-face interview, mail, and telephone
- Interview and counsel members regarding mortgage loan products, financing options, and the mortgage loan process
- Review mortgage applications for completeness and accuracy and identify additional information or supporting documentation needed
- Assist members in understanding loan requirements, conditions, and documentation needed to support their mortgage application
- Request and obtain required documentation and forward documentation to the Mortgage Processor
- Maintain contact with members throughout the mortgage loan process and provide updates regarding application and processing status
- Coordinate with Mortgage Processors and other appropriate parties to support timely processing of mortgage applications
- Respond to routine inquiries regarding mortgage applications, documentation requirements, processing status, and next steps
- Identify routine application or processing issues and seek guidance or escalate more complex issues as appropriate
- Monitor assigned mortgage applications to support timely completion of required activities and documentation
- Follow established procedures to help ensure mortgage loan activities comply with applicable federal laws and Navy Federal, NCUA, and secondary market requirements
- Build and maintain effective relationships with members, Realtors, builders, and other referral sources
- Participate in approved marketing and promotional activities, including financial presentations and local Realtor or community events
- Perform other duties as assigned
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
Desired Qualifications
- Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems
- Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations
- Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs
Additional Information
Hours:
- Monday - Friday, 8:30AM - 5:00PM EST
Location:
- 1530 International Blvd, Norfolk, VA 23513
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
- FORTUNE 100 Best Companies to Work For® 2025
- Yello and WayUp Top 100 Internship Programs
- Computerworld® Best Places to Work in IT
- Newsweek Most Loved Workplaces
- 2025 PEOPLE® Companies That Care
- Newsweek Most Trustworthy Companies in America
- Military Times 2025 Best for Vets Employers
- Best Companies for Latinos to Work for 2025
- Forbes® 2025 America’s Best Large Employers
- Forbes® 2025 America's Best Employers for New Grads
- Forbes® 2025 America's Best Employers for Tech Workers
- 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
- Military.com Top Military Spouse Employers 2025
- 2025 Handshake Early Talent Award
From Fortune . ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
See All 52 Loan Officer Jobs in Virginia
Find roles in Virginia that match your experience and apply in just a few clicks.
Find Loan Officer JobsLoan Officer Jobs by City in Virginia
Where Virginia roles are concentrated, by current openings.
Loan Officer Job Market in Virginia
A snapshot from current Virginia openings, updated as new roles post.
Who's Hiring
- Primary Residential Mortgage14
- Coldwell Banker13
- Paramount Residential Mortgage4
- Atlantic Union Bank3
- Burke & Herbert Bank & Trust2B
Top Industries Hiring
- Fintech
- Banking & Financial Services
What Virginia Employers Look For
The qualifications that appear most often in loan officer jobs across Virginia.
- Active Virginia Mortgage Loan Originator license issued through NMLS required for residential lending roles
- Bachelor's degree in finance, business, economics, or a related field strongly preferred
- Proven experience evaluating loan applications and analyzing borrower financial documents
- Familiarity with federal lending regulations including RESPA, TILA, and the Equal Credit Opportunity Act
- Proficiency with loan origination software such as Encompass, Calyx Point, or similar platforms
- Strong sales ability and a demonstrated pipeline of referral relationships with realtors or businesses
Loan Officer Jobs in Virginia: Frequently Asked Questions
How do you become a loan officer in Virginia?
To work as a residential mortgage loan officer in Virginia, you must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, administered in Virginia by the Bureau of Financial Institutions. That process requires completing pre-licensure education, passing the SAFE Mortgage Loan Originator Test, and clearing a background check. For commercial or consumer lending roles at banks, no state license is required, but a bachelor's degree in finance or business is the standard hiring baseline.
How much do loan officers make in Virginia?
Loan officers in Virginia earn a median of about $78,320 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $40,190 for the lowest 10% to over $157,070 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Virginia?
Employers hiring loan officers in Virginia right now include Primary Residential Mortgage, Coldwell Banker, and Paramount Residential Mortgage, based on current listings on Migrate Mate as of November 2026. Virginia's dense concentration of credit unions, regional banks, and mortgage companies tied to the active Northern Virginia and Richmond real estate markets keeps hiring consistent across the state.
Which Virginia cities have the most loan officer jobs?
Richmond, Virginia Beach, and Alexandria account for the largest share of loan officer openings in Virginia. Northern Virginia's proximity to Washington, D.C. drives volume through mortgage demand tied to one of the most competitive housing markets in the country, while Richmond anchors commercial and consumer lending activity as the state's financial and corporate headquarters hub, and Virginia Beach reflects strong demand from a large military-connected population with active home-buying needs.
Are there remote loan officer jobs in Virginia?
Yes, and more than many financial roles allow. About 90% of loan officer openings tied to Virginia are remote or hybrid as of November 2026, reflecting the shift toward digital mortgage platforms and phone-based origination. The parts of the role most suited to remote work are pipeline management, application intake, and borrower communication, while closings and in-person relationship building with realtors still favor local presence.
How can I get hired as a loan officer in Virginia with little or no experience?
The most realistic entry path is joining a large Virginia-based bank or credit union as a loan officer trainee or loan processor, roles that build file-handling and underwriting knowledge before you originate independently. Navy Federal Credit Union and Atlantic Union Bank both run structured development programs for candidates new to lending. Completing your NMLS pre-licensure coursework before applying signals commitment and removes a common barrier. Adjacent roles such as bank teller, mortgage processor, or financial services representative are common stepping stones that Virginia employers recognize.
Where can I find and apply to loan officer jobs in Virginia?
You can find and apply to loan officer jobs in Virginia on Migrate Mate, which lists current Virginia openings across mortgage companies, banks, and credit unions. Search the listings, find roles that match your license status, experience level, and preferred location, and apply directly to the ones that fit.
See All 52 Loan Officer Jobs in Virginia
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