Underwriter Jobs in Missouri
Underwriter jobs in Missouri draw steady demand across insurance, banking, and financial services, with openings at every level from entry-level commercial lines analysts to senior mortgage and specialty underwriters. The largest concentrations of hiring are in St. Louis and Kansas City, where established employers like Centene Corporation, Chubb, and Shelter Insurance maintain significant underwriting operations. The most in-demand specialties in Missouri include commercial property and casualty, life and health, and mortgage underwriting. Find a role that fits below and apply directly.
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Who We Are
Join a team that puts its People First! As a member of First American's family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.What We Do
Bring your expertise in underwriting and real estate law to complex transactions that demand both precision and creativity. If you’re energized by evaluating risk, collaborating across teams, and delivering thoughtful solutions, this is an opportunity to make an impact with a trusted leader in the industry.First American is seeking a Commercial Underwriter / Underwriting Counsel to join our team. In this role, you’ll provide critical guidance and decision-making support across commercial real estate transactions, helping drive confident outcomes for our customers, agents, and internal partners.
What You’ll Do:
- Provide underwriting support, counsel, and authorization to company personnel, agents, and customers related to the issuance of title insurance commitments and policies
- Apply underwriting standards and guidelines within delegated authority to evaluate and approve title insurance transactions
- Offer guidance to internal teams in the execution of real estate settlement services
- Develop and communicate underwriting standards and guidelines in alignment with established company processes
- Serve as a key resource for sharing insights and information related to underwriting and settlement services across the team
- Support additional responsibilities as needed
What You’ll Bring:
Law Degree required (for Underwriting Counsel)
Admitted to practice in state of employment (for Underwriting Counsel)
Licensed to practice in state of employment (for Underwriting Counsel)
High school diploma required; bachelor’s degree preferred
5–7 years of title underwriting experience
Strong knowledge of real estate law, including federal and state regulations
Deep understanding of title insurance and settlement processes, including core concepts and industry practices
Proven ability to underwrite real estate transactions for title insurance issuance
Strong analytical thinking paired with sound decision-making skills
Excellent negotiation skills and the ability to navigate complex situations with professionalism
A collaborative mindset with the ability to act decisively and build strong relationships
Detail-oriented approach with strong organizational and prioritization skills
Excellent communication skills—written, verbal, and listening
Ability to think creatively, apply abstract reasoning, and develop innovative solutions to complex challenges
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We Offer
By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.
Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.See All 22 Underwriter Jobs in Missouri
Find roles in Missouri that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Missouri
Where Missouri roles are concentrated, by current openings.
Underwriter Job Market in Missouri
A snapshot from current Missouri openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Banking & Financial Services
What Missouri Employers Look For
The qualifications that appear most often in underwriter jobs across Missouri.
- Active Missouri insurance producer license or state-recognized underwriting credential preferred by most employers
- Bachelor's degree in finance, business, risk management, or a related field
- Proficiency in underwriting software platforms and risk assessment tools
- Strong analytical skills with experience evaluating applications and financial documents
- Knowledge of commercial or personal lines policy guidelines and coverage structures
- Professional designation such as CPCU, AU, or CUL recognized as a competitive advantage
Underwriter Jobs in Missouri: Frequently Asked Questions
How do you become a underwriter in Missouri?
Most Missouri underwriting roles require a bachelor's degree in finance, business, or risk management, combined with on-the-job training provided by the hiring employer. For roles involving insurance products, the Missouri Department of Commerce and Insurance oversees licensing, and many employers expect candidates to hold or obtain a Missouri insurance producer license in the relevant line of authority. Earning a designation like the Associate in Underwriting from the Institutes strengthens a candidate's standing considerably.
How much do underwriters make in Missouri?
Underwriters in Missouri earn a median of about $80,040 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $56,720 for the lowest 10% to over $124,250 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Missouri?
Missouri underwriter roles are posted by Risksmith Insurance Services, CBIZ, and Risk Placement Services and others right now, based on current listings on Migrate Mate as of September 2026. Missouri's strong insurance and financial services presence in St. Louis and Kansas City means that both national carriers and regional specialty firms maintain active underwriting teams in the state.
Which Missouri cities have the most underwriter jobs?
Kansas City, Springfield, and St. Louis account for the largest share of underwriter openings in Missouri. St. Louis leads because of its deep concentration of insurance carriers and financial institutions headquartered or regionally based there, while Kansas City's growth in banking and specialty risk sectors drives substantial demand, and suburban markets around both metros often support underwriting roles tied to those anchor employers.
Are there remote underwriter jobs in Missouri?
Yes, and more than most fields. Underwriting is primarily a desk-based, analytical role that translates well to remote work, and the shift toward digital file review has made fully remote positions increasingly common. About 53% of underwriter openings tied to Missouri are remote or hybrid as of September 2026, reflecting how broadly carriers have embraced distributed teams. Commercial lines and personal lines underwriting roles tend to offer the most remote flexibility.
How can I get hired as a underwriter in Missouri with little or no experience?
The most realistic entry path is applying for underwriting assistant or underwriting trainee roles, which major Missouri-based carriers and regional insurers post specifically for candidates without prior underwriting experience. Employers like Shelter Insurance in Columbia and larger St. Louis and Kansas City carriers run structured training programs that rotate new hires through commercial and personal lines. A background in customer service, claims, or insurance operations is a strong lateral move, and sitting for the Missouri insurance producer exam before applying signals genuine commitment.
Where can I find and apply to underwriter jobs in Missouri?
You can find and apply to underwriter jobs in Missouri on Migrate Mate, which lists current Missouri openings from carriers, banks, and specialty firms across the state. Search the listings to find roles that match your experience and lines of authority, then apply directly to the ones that fit.
See All 22 Underwriter Jobs in Missouri
Find roles in Missouri that match your experience and apply in just a few clicks.
Find Underwriter Jobs