Underwriter Jobs in New Jersey
Underwriter jobs in New Jersey are consistently active, with demand concentrated in property and casualty, life and health, and commercial lines across a state that hosts a dense cluster of major insurers, financial institutions, and specialty carriers. The largest hiring metros are Newark, Parsippany, and Iselin, where companies such as Prudential, Chubb, and Selective Insurance have maintained deep roots. The most sought-after specialties are commercial lines underwriting, surety, and excess and surplus lines, with openings at every level from entry-level associate underwriter through senior and management roles. Find a role that fits below and apply directly.
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Company: Joseph Chiarello & Co., Inc Firearms Business Insurance (MGA, part of Amwins)
Job Title: Underwriter
Key Responsibilities
- Underwrite property, commercial general liability, and umbrella.
- Evaluate renewals for pricing and coverage in accordance with established underwriting guidelines
- Solicit and cultivate new business opportunities
- Develop and maintain productive relationships with brokers to drive growth and profitability
- Maintain profitable renewal business through active relationship management and timely quotations.
- Monitor underwriting results to ensure adherence to growth targets and target loss ratios.
- Stay current on segment trends, including emerging exposures.
- Participate in claims calls and program audits.
- Facilitate the rate-quote-bind-issue process by working as part of a larger underwriting team, including back-office staff.
Requirements
- 3+ years' experience as an underwriter or insurance broker in commercial lines preferred.
- Active P&C license preferred.
- Proficiency in Microsoft Office products.
- Experience with AI tools is a plus.
The Amwins Advantage: Benefits & Perks Available to Full-Time US Based Employees
- Medical, Dental, Vision available your first day of employment
- Choice of medical plans through Blue Cross Blue Shield; Kaiser available for CA employees
- Mental health support including:
- Virtual therapy
- Digital coaching
- 24/7 EAP counseling
- Company-paid Basic Life & AD&D Insurance, Short-Term Disability, and Employee Assistance Program
- Health Savings Account with company contributions
- Health Care FSA, Dependent Care FSA, and Commuter Benefits
- Parental Leave and Adoption Assistance
- Voluntary coverage options:
- Life Insurance
- Critical Illness
- Accident
- Identity Theft Protection
- Retiree medical benefits available for Medicare-eligible retirees
- 401(k) with company match
- Generous Paid Time Off and Company Holiday Schedule
- Collaborative, continuing education focused work environment
- Career advancement opportunities
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Where New Jersey roles are concentrated, by current openings.
Underwriter Job Market in New Jersey
A snapshot from current New Jersey openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Staffing & Recruiting
What New Jersey Employers Look For
The qualifications that appear most often in underwriter jobs across New Jersey.
- Active New Jersey insurance producer license or equivalent recognized by the New Jersey Department of Banking and Insurance
- Bachelor's degree in finance, business, economics, or a closely related field
- Experience evaluating commercial or personal lines risk using standard underwriting guidelines
- Proficiency with underwriting platforms and insurance management systems such as Guidewire or Duck Creek
- Strong analytical and financial statement interpretation skills for risk assessment decisions
- Progress toward or completion of professional designations such as CPCU, AU, or CU
Underwriter Jobs in New Jersey: Frequently Asked Questions
How do you become a underwriter in New Jersey?
Most underwriter roles in New Jersey require a bachelor's degree in business, finance, or economics, followed by an employer-sponsored training program that leads to independent underwriting authority. If you intend to bind coverage directly, the New Jersey Department of Banking and Insurance requires an insurance producer license, which involves passing a state-approved exam. Many employers also expect candidates to pursue the Chartered Property Casualty Underwriter or Associate in Underwriting designation early in their career.
How much do underwriters make in New Jersey?
Underwriters in New Jersey earn a median of about $96,220 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $66,290 for the lowest 10% to over $144,230 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in New Jersey?
Employers hiring underwriters in New Jersey right now include The Hartford, Chubb, and Jobot, based on current listings on Migrate Mate as of November 2026. New Jersey's concentration of insurance carriers and financial services headquarters means hiring activity is spread across both large multiline insurers and specialty commercial carriers with regional offices in the state.
Which New Jersey cities have the most underwriter jobs?
Morristown, Edison, and Camden have the most underwriter openings in New Jersey. Newark anchors the market as the state's largest city and a regional hub for financial services and insurance carriers, while Parsippany and Iselin draw consistent hiring from the corporate campuses and regional offices that major insurers have operated there for decades.
Are there remote underwriter jobs in New Jersey?
Yes, and more than most fields. Underwriting is a desk-based and analytical role, which makes it well suited to remote and hybrid arrangements. About 65% of underwriter openings tied to New Jersey are remote or hybrid as of November 2026, reflecting how broadly insurers have adopted flexible work for this function. Commercial lines and specialty lines roles tend to offer the most remote flexibility, while field-facing or large-account roles often require some in-office presence.
How can I get hired as a underwriter in New Jersey with little or no experience?
The most realistic entry path is an underwriting trainee or associate underwriter program at one of New Jersey's large carriers, where structured rotations replace prior experience. Prudential, Chubb, and Selective Insurance have each run formal new-grad development programs out of their New Jersey operations. Candidates coming from adjacent roles such as insurance claims analyst, risk analyst, or insurance customer service representative are commonly considered. Earning your New Jersey insurance producer license before applying gives you a measurable edge over other entry-level candidates.
Where can I find and apply to underwriter jobs in New Jersey?
You can find and apply to underwriter jobs in New Jersey on Migrate Mate, which lists current openings from employers actively hiring in the state. Search the listings, find roles that match your background and target specialty, and apply directly to the ones that fit.
See All 31 Underwriter Jobs in New Jersey
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