Underwriter Jobs in New Jersey
Underwriter jobs in New Jersey are consistently active, with demand concentrated in property and casualty, life and health, and commercial lines across a state that hosts a dense cluster of major insurers, financial institutions, and specialty carriers. The largest hiring metros are Newark, Parsippany, and Iselin, where companies such as Prudential, Chubb, and Selective Insurance have maintained deep roots. The most sought-after specialties are commercial lines underwriting, surety, and excess and surplus lines, with openings at every level from entry-level associate underwriter through senior and management roles. Find a role that fits below and apply directly.
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Showing 5 of 42+ Underwriter jobs
Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture – with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.
The Associate Underwriter reviews, markets and prices for new and renewal applications, endorsements, and related documents within company/agency granted authority. The Associate will support underwriters and agents to ensure delivery, follow-up and servicing requirements of all new business and renewal accounts.
This position will be an in-office role in our office in Red Bank, NJ.
Responsibilities:
- Develop the ability to perform risk selection and analysis by examining and evaluating documents such as application forms, inspections reports, financial reports, product brochures, company referral agreements, and other pertinent documents to determine the degree of risk, underwriting and market selection.
- Build relationships with agents through in-house placement of new business.
- Effectively communicate with agent or broker clients, company underwriters, internal staff and management to obtain additional information, quote rates, as well as servicing existing accounts.
- Connect with carrier underwriters to assist in learning coverage, guidelines, and technology.
- Maintain renewal book of business/premium as required.
- Address assigned workload within quality, productivity and service standards as established by the company/underwriting guidelines.
- Appropriate and timely response to questions posed by brokers, clients, underwriters and other company personnel.
- Special projects as needed.
Requirements:
- Bachelor's Degree preferred.
- 2-5 years of similar related job experience in the insurance industry.
- Functional knowledge of product offerings, insurance concepts, practices and procedures.
- Strong communication skills and drive for customer excellence.
- This role will be an In-Office position.
The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate.
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place.
Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.
Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture – with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.
The Associate Underwriter reviews, markets and prices for new and renewal applications, endorsements, and related documents within company/agency granted authority. The Associate will support underwriters and agents to ensure delivery, follow-up and servicing requirements of all new business and renewal accounts.
This position will be an in-office role in our office in Red Bank, NJ.
Responsibilities:
- Develop the ability to perform risk selection and analysis by examining and evaluating documents such as application forms, inspections reports, financial reports, product brochures, company referral agreements, and other pertinent documents to determine the degree of risk, underwriting and market selection.
- Build relationships with agents through in-house placement of new business.
- Effectively communicate with agent or broker clients, company underwriters, internal staff and management to obtain additional information, quote rates, as well as servicing existing accounts.
- Connect with carrier underwriters to assist in learning coverage, guidelines, and technology.
- Maintain renewal book of business/premium as required.
- Address assigned workload within quality, productivity and service standards as established by the company/underwriting guidelines.
- Appropriate and timely response to questions posed by brokers, clients, underwriters and other company personnel.
- Special projects as needed.
Requirements:
- Bachelor's Degree preferred.
- 2-5 years of similar related job experience in the insurance industry.
- Functional knowledge of product offerings, insurance concepts, practices and procedures.
- Strong communication skills and drive for customer excellence.
- This role will be an In-Office position.
The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate.
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place.
Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.
Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
See All 42 Underwriter Jobs in New Jersey
Find roles in New Jersey that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in New Jersey
Where New Jersey roles are concentrated, by current openings.
Underwriter Job Market in New Jersey
A snapshot from current New Jersey openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Staffing & Recruiting
What New Jersey Employers Look For
The qualifications that appear most often in underwriter jobs across New Jersey.
- Active New Jersey insurance producer license or equivalent recognized by the New Jersey Department of Banking and Insurance
- Bachelor's degree in finance, business, economics, or a closely related field
- Experience evaluating commercial or personal lines risk using standard underwriting guidelines
- Proficiency with underwriting platforms and insurance management systems such as Guidewire or Duck Creek
- Strong analytical and financial statement interpretation skills for risk assessment decisions
- Progress toward or completion of professional designations such as CPCU, AU, or CU
Underwriter Jobs in New Jersey: Frequently Asked Questions
How do you become a underwriter in New Jersey?
Most underwriter roles in New Jersey require a bachelor's degree in business, finance, or economics, followed by an employer-sponsored training program that leads to independent underwriting authority. If you intend to bind coverage directly, the New Jersey Department of Banking and Insurance requires an insurance producer license, which involves passing a state-approved exam. Many employers also expect candidates to pursue the Chartered Property Casualty Underwriter or Associate in Underwriting designation early in their career.
How much do underwriters make in New Jersey?
Underwriters in New Jersey earn a median of about $96,220 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $66,290 for the lowest 10% to over $144,230 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in New Jersey?
Employers hiring underwriters in New Jersey right now include Berkley, Chubb, and Jobot, based on current listings on Migrate Mate as of September 2026. New Jersey's concentration of insurance carriers and financial services headquarters means hiring activity is spread across both large multiline insurers and specialty commercial carriers with regional offices in the state.
Which New Jersey cities have the most underwriter jobs?
Edison, Jersey City, and Red Bank have the most underwriter openings in New Jersey. Newark anchors the market as the state's largest city and a regional hub for financial services and insurance carriers, while Parsippany and Iselin draw consistent hiring from the corporate campuses and regional offices that major insurers have operated there for decades.
Are there remote underwriter jobs in New Jersey?
Yes, and more than most fields. Underwriting is a desk-based and analytical role, which makes it well suited to remote and hybrid arrangements. About 59% of underwriter openings tied to New Jersey are remote or hybrid as of September 2026, reflecting how broadly insurers have adopted flexible work for this function. Commercial lines and specialty lines roles tend to offer the most remote flexibility, while field-facing or large-account roles often require some in-office presence.
How can I get hired as a underwriter in New Jersey with little or no experience?
The most realistic entry path is an underwriting trainee or associate underwriter program at one of New Jersey's large carriers, where structured rotations replace prior experience. Prudential, Chubb, and Selective Insurance have each run formal new-grad development programs out of their New Jersey operations. Candidates coming from adjacent roles such as insurance claims analyst, risk analyst, or insurance customer service representative are commonly considered. Earning your New Jersey insurance producer license before applying gives you a measurable edge over other entry-level candidates.
Where can I find and apply to underwriter jobs in New Jersey?
You can find and apply to underwriter jobs in New Jersey on Migrate Mate, which lists current openings from employers actively hiring in the state. Search the listings, find roles that match your background and target specialty, and apply directly to the ones that fit.
See All 42 Underwriter Jobs in New Jersey
Find roles in New Jersey that match your experience and apply in just a few clicks.
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