Insurance Sales Representative Jobs in Iowa
Insurance Sales Representative jobs in Iowa are concentrated in Des Moines, Cedar Rapids, and Davenport, where major carriers and agencies maintain regional operations serving both urban and rural policyholders. Employers with a lasting presence in Iowa include Principal Financial Group, EMC Insurance, and Nationwide, all of which regularly hire across personal lines, commercial lines, and employee benefits. Demand is strongest for representatives who can work agricultural accounts, small business coverage, and life and health products. Find a role that fits below and apply directly.
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GREENSTATE CULTURE:
- Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision.
- Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business.
- Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
- Plays a vital role in enriching the community by participating in community service organizations and/or credit union sponsored events on an annual basis.
- Ensures confidentiality of member information.
- Develops thorough understanding and working knowledge of the agency management system, insurance company sites, underwriting guidelines and eligibility requirements.
- Updates policy information as needed and requests exceptions, if necessary, from underwriting.
- Handles client telephone calls – process changes as requested, gather information to obtain a quote, provide advice regarding insurance products and services, submit claims, advise about claims process and eligibility and handle escalated calls.
- Processes change requests sent by producers and LIA’s and contacts underwriting if necessary for exceptions, collects and sends any required documents and asks for extensions.
- Does a policy review for current customers at renewal and each service contact and sells and recommends enhanced coverage, increased limits and counsels customers regarding coverage gaps. Solicits additional lines of business and rounding out accounts.
- Rerates policies with premium increases using the rater, verifies eligibility and underwriting information and decides which company to place the policies with. Once ready to present to customer, sends information to LIA’s/Producers for final sale.
- Contacts clients about premium increases at renewal when we aren’t able to move the account and provides an explanation as to why the rate changed and offers solutions on how to lower premiums, if applicable, with an ultimate goal of retaining the business.
- Reviews renewals to determine if non-standard policies can be rewritten in a standard program. Prepares rewrite applications for business at least 30 days prior to renewal. Secures and submits required renewal underwriting information.
- Rewrites and remarkets existing client accounts as needed.
- Processes payments with the companies and accurately transacts in management system, making sure accounting reconciles at the end of the month.
- Researches and resolves billing questions/discrepancies. Asks for exceptions and extensions from the companies as needed.
- Contacts customers and mortgage companies regarding late pay notices. Collects the late premium and contacts the insurance carrier to ask for an extension, if needed, and prevents the policies from cancelling.
- Works closely with Senior Account Managers, Account Managers, Licensed Insurance Agents and other Customer Service Representatives in the processing of client documents.
- Supports producers by processing new business applications. This may include data entry of application information, sending applications via DocuSign, issuing policy and sending receipts and documents to the customer.
- Receives and reviews all termination and cancellations to determine appropriate action.
- Documents all material conversations with insured and/or carriers regarding exposures, coverage and advice given.
- Updates carrier phone lists and contact information.
- Maintains communication of E&O requirements with insurance carriers.
- Enters new prospects into the system and attaches emails for the producer.
- Sends binders of insurance for the Producers/LIA’s.
- Performs additional assigned duties as necessary.
- At least 2-4 years of similar or related experience; insurance experience is preferred.
- High school diploma or the equivalent (i.e. GED)
- Property and Casualty Insurance licenses are required for the position. Must have currently or obtain within one month of hire date.
- Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand.
- Self-directed nature, ability to work independent of supervision, and ability to follow directions.
- Must be able to work in a high-pressured, fast paced environment with significant telephone and personal disruption.
- Ability to use personal computer, calculator, agency automation system, and proficiency in various software programs.
- Ability to coordinate and prioritize large, detailed project requirements and schedules. Good time management skills required to manage and complete multiple assignments at the same time.
- Strong analytical skills with excellent verbal, written and interpersonal communication skills.
- Must be able to use knowledge and analytical skills to make quick judgements in various situations without much guidance.
- Must be bondable.
See All 14 Insurance Sales Representative Jobs in Iowa
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Find JobsInsurance Sales Representative Jobs by City in Iowa
Where Iowa roles are concentrated, by current openings.
Insurance Sales Representative Job Market in Iowa
A snapshot from current Iowa openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Science & Research
What Iowa Employers Look For
The qualifications that appear most often in insurance sales representative jobs across Iowa.
- Active Iowa insurance producer license issued by the Iowa Insurance Division
- Experience selling personal lines, commercial lines, or life and health products
- Proven ability to build and retain a client book through referrals and networking
- Valid driver's license and reliable transportation for client meetings across Iowa
- Proficiency with agency management systems and CRM software
- Bachelor's degree in business, finance, or a related field preferred
Insurance Sales Representative Jobs in Iowa: Frequently Asked Questions
How do you become a insurance sales representative in Iowa?
You must obtain an Iowa insurance producer license through the Iowa Insurance Division before selling any insurance product in the state. The process requires completing a state-approved pre-licensing education course for each line of authority you intend to sell, passing the relevant Iowa licensing exam administered by Pearson VUE, and submitting a license application. A background check is standard. No college degree is required by the state, though most Iowa employers prefer candidates with at least some college coursework in business or a related field.
Which companies hire insurance sales representatives in Iowa?
Iowa insurance sales representative roles are posted by State Farm, Afni, and First State Bank and others right now, based on current listings on Migrate Mate as of November 2026. Iowa's status as home to several national insurance headquarters, particularly in Des Moines, means both carrier-direct and independent agency openings appear consistently throughout the year.
Which Iowa cities have the most insurance sales representative jobs?
Des Moines, Eagle Grove, and North Liberty lead Iowa in insurance sales representative openings. Des Moines anchors the market as one of the largest insurance industry centers in the country, home to carrier headquarters and large regional agencies, while Cedar Rapids and Davenport draw openings from regional brokerages and independent agencies serving eastern Iowa's commercial and agricultural accounts.
Are there remote insurance sales representative jobs in Iowa?
Yes, but they're less common than in purely desk-based fields, since client relationship-building and in-person prospecting remain central to the role in Iowa. About 40% of insurance sales representative openings tied to Iowa are remote or hybrid as of November 2026, reflecting a market where flexibility is growing. Renewals management, inside sales, and group benefits roles are the most likely to offer remote or hybrid arrangements.
How can I get hired as a insurance sales representative in Iowa with little or no experience?
The most realistic entry path is applying to a licensed agency or carrier training program while simultaneously pursuing your Iowa insurance producer license. Principal Financial Group, EMC Insurance, and Farm Bureau Financial Services all run structured new-agent development programs in Iowa that pair unlicensed or newly licensed candidates with experienced mentors. Customer service representative and insurance claims roles at Iowa carriers are common lateral moves that build product knowledge before transitioning into sales. Completing your property and casualty or life and health pre-licensing coursework before applying gives you a clear edge over candidates who haven't started the process.
Where can I find and apply to insurance sales representative jobs in Iowa?
You can find and apply to insurance sales representative jobs in Iowa on Migrate Mate, which lists current Iowa openings from carriers, agencies, and brokerages across the state. Find roles that fit your license type, experience level, and preferred territory, then apply directly to the employers posting them.
See All 14 Insurance Sales Representative Jobs in Iowa
Find roles in Iowa that match your experience and apply in just a few clicks.
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