Insurance Sales Representative Jobs in Florida
Insurance Sales Representative jobs in Florida concentrate heavily in property and casualty, life and health, and Medicare supplement lines, with demand at every level from entry-level producers to senior account executives. Miami, Tampa, and Orlando anchor the state's hiring activity, where large carriers and agencies such as State Farm, Allstate, and UnitedHealth Group maintain significant Florida operations. The most in-demand specialties are Medicare and final expense sales, commercial lines, and employee benefits. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 91+ Insurance Sales Representative jobs
As part of Optum, SCA Health is redefining specialty care by developing more accessible, patient-centered practice solutions for a network of more than 370 ambulatory surgical centers, over 400 specialty physician practice clinics and numerous labs and surgical hospitals. Our work spans a broad spectrum of services, all designed to support physicians, health systems and employers in delivering efficient, value-based care to patients without compromising quality or autonomy.
Clinical quality- Integrity
- Service excellence
- Teamwork
- Accountability
- Continuous improvement
- Inclusion
Our values aren’t empty words – they inform our attitudes, actions and culture. At SCA Health, your work directly impacts patients, physicians and communities. Here, you’ll find opportunities to build your career alongside a team that values your expertise, invests in your success, and shares a common mission to care for patients, serve physicians and improve health care in America.
Your ideas should inspire change. If you join our team, they will.
- Verify that sufficient information is available for accurate verification and eligibility. This step may require direct contact with the physician office and/or the patient.
- Determine if a secondary insurance should be added to the patient account ensuring the appropriate payer is selected for Primary insurance.
- Utilize the centers selected vendor for claims and eligibility and/or individual payer websites to obtain eligibility, benefits and/or pre-certs and authorization information.
- Enter the patient insurance information into patient accounting system ensuring the selection is the appropriate payer and associated financial class.
- When the patient’s insurance is Out of Network notify the manager immediately. Follow the Policies and Procedures when accepting Out of Network payers.
- SCA’s goal for each patient’s insurance verification is complete and accurate. The insurance verifier will document the findings in the patient account and will contact the patient with either estimated co-insurance, co-pay and or deductible amounts due on or before the date of service as applicable
- The Insurance Verifier will call each patient as part of center compliance with CMS Conditions for Coverage guidelines in contacting patient’s prior to the date of service to review, Physician Ownership, Advance Directives and Patient Rights.
- Obtain authorizations from insurance companies/physician offices. Ensure complete and accurate information is entered into the patient accounting system and the procedure scheduled, date of service and facility name are on the authorization. Ensure the authorization has not expired.
- Enter authorization into patient accounting system. Include the name/CPT codes effective date of the authorized procedures.
- Ensure high cost implant/supply or equipment rental is included on authorization.
- Check insurance company approved procedure lists/medical policies. If procedure is not payable, notify patient. If patient wants to proceed, obtain signature on Medicare ABN or other non-covered notification form.
- Calculate co-pay, and estimated co-insurance due from patients per the individual payer contract per the individual payer contract and plan as applicable.
- Acceptance of in-network benefits for out-of-network payers must be pre-approved by SCA Compliance Dept.
- Be familiar with individual payer guidelines and the process of collecting over the counter payments/deductibles/copay/co-insurance. Knowledge of payer contracts including Medicare, Medicaid and other government contracts and guidelines and workmen’s compensation fee schedule.
- Contact the patient and communicate the center financial policy
- Bachelor’s degree preferred but not required
- Experience checking authorizations
- Must be experienced with cpt codes
- Detailed and able to work in a high production environment
- Healthcare experience a must
- Local or within driving distance
As part of Optum, SCA Health is redefining specialty care by developing more accessible, patient-centered practice solutions for a network of more than 370 ambulatory surgical centers, over 400 specialty physician practice clinics and numerous labs and surgical hospitals. Our work spans a broad spectrum of services, all designed to support physicians, health systems and employers in delivering efficient, value-based care to patients without compromising quality or autonomy.
Clinical quality- Integrity
- Service excellence
- Teamwork
- Accountability
- Continuous improvement
- Inclusion
Our values aren’t empty words – they inform our attitudes, actions and culture. At SCA Health, your work directly impacts patients, physicians and communities. Here, you’ll find opportunities to build your career alongside a team that values your expertise, invests in your success, and shares a common mission to care for patients, serve physicians and improve health care in America.
Your ideas should inspire change. If you join our team, they will.
- Verify that sufficient information is available for accurate verification and eligibility. This step may require direct contact with the physician office and/or the patient.
- Determine if a secondary insurance should be added to the patient account ensuring the appropriate payer is selected for Primary insurance.
- Utilize the centers selected vendor for claims and eligibility and/or individual payer websites to obtain eligibility, benefits and/or pre-certs and authorization information.
- Enter the patient insurance information into patient accounting system ensuring the selection is the appropriate payer and associated financial class.
- When the patient’s insurance is Out of Network notify the manager immediately. Follow the Policies and Procedures when accepting Out of Network payers.
- SCA’s goal for each patient’s insurance verification is complete and accurate. The insurance verifier will document the findings in the patient account and will contact the patient with either estimated co-insurance, co-pay and or deductible amounts due on or before the date of service as applicable
- The Insurance Verifier will call each patient as part of center compliance with CMS Conditions for Coverage guidelines in contacting patient’s prior to the date of service to review, Physician Ownership, Advance Directives and Patient Rights.
- Obtain authorizations from insurance companies/physician offices. Ensure complete and accurate information is entered into the patient accounting system and the procedure scheduled, date of service and facility name are on the authorization. Ensure the authorization has not expired.
- Enter authorization into patient accounting system. Include the name/CPT codes effective date of the authorized procedures.
- Ensure high cost implant/supply or equipment rental is included on authorization.
- Check insurance company approved procedure lists/medical policies. If procedure is not payable, notify patient. If patient wants to proceed, obtain signature on Medicare ABN or other non-covered notification form.
- Calculate co-pay, and estimated co-insurance due from patients per the individual payer contract per the individual payer contract and plan as applicable.
- Acceptance of in-network benefits for out-of-network payers must be pre-approved by SCA Compliance Dept.
- Be familiar with individual payer guidelines and the process of collecting over the counter payments/deductibles/copay/co-insurance. Knowledge of payer contracts including Medicare, Medicaid and other government contracts and guidelines and workmen’s compensation fee schedule.
- Contact the patient and communicate the center financial policy
- Bachelor’s degree preferred but not required
- Experience checking authorizations
- Must be experienced with cpt codes
- Detailed and able to work in a high production environment
- Healthcare experience a must
- Local or within driving distance
See All 91 Insurance Sales Representative Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find JobsInsurance Sales Representative Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Insurance Sales Representative Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
- State Farm17
- First Family Insurance15
- University of Miami3
- SCA Health2
- American Enterprise2
Top Industries Hiring
- Insurance
- Education
- Automotive
What Florida Employers Look For
The qualifications that appear most often in insurance sales representative jobs across Florida.
- Active Florida 2-20 General Lines or 2-15 Life and Health insurance license required
- Proven ability to prospect, quote, and close personal or commercial insurance policies
- Strong familiarity with Florida insurance regulations and coverage requirements
- Experience using agency management systems such as Applied Epic or Vertafore
- Valid driver's license and reliable transportation for client meetings and territory coverage
- Bachelor's degree in business, finance, or a related field preferred but not required
Insurance Sales Representative Jobs in Florida: Frequently Asked Questions
How do you become a insurance sales representative in Florida?
You become a licensed insurance sales representative in Florida by passing a state-administered exam through the Florida Department of Financial Services and completing a background check. For property and casualty roles, you need the 2-20 General Lines Agent license. For life and health roles, including Medicare sales, you need the 2-15 Life, Health and Variable Annuity license. Pre-licensing coursework from an approved Florida provider is required before sitting for either exam.
Which companies hire insurance sales representatives in Florida?
Florida insurance sales representative roles are posted by State Farm, First Family Insurance, and University of Miami and others right now, based on current listings on Migrate Mate as of November 2026. Florida's large retiree population makes it one of the most active states for Medicare supplement and life insurance hiring year-round.
Which Florida cities have the most insurance sales representative jobs?
Jacksonville, Miami, and Fort Lauderdale have the most insurance sales representative openings in Florida. Miami's large multilingual population and commercial base drive strong demand for bilingual producers and commercial lines agents, while Tampa and Orlando support high volumes of Medicare, life, and employee benefits roles tied to the major carriers and regional agencies headquartered across the I-4 corridor.
Are there remote insurance sales representative jobs in Florida?
Yes, and they're more common than in many sales fields. About 41% of insurance sales representative openings tied to Florida are remote or hybrid as of November 2026, reflecting how much of the sales cycle, quoting, and policy service work can be handled by phone and digital tools. Life, health, and Medicare supplement roles tend to offer the most remote flexibility, while commercial lines and group benefits positions are more likely to require in-person client contact.
How can I get hired as a insurance sales representative in Florida with little or no experience?
The most realistic entry path is obtaining your Florida 2-15 or 2-20 license first, which signals commitment to any hiring agency before you have a book of business. Large Florida carriers such as State Farm, Allstate, and UnitedHealth Group run structured agent training and associate producer programs designed for candidates without a sales background. Independent agencies across South Florida and the Tampa Bay area regularly hire unlicensed candidates as customer service representatives or inside sales assistants, then sponsor their licensing. A bilingual background in Spanish or Haitian Creole adds a concrete edge in Florida's major metros.
Where can I find and apply to insurance sales representative jobs in Florida?
You can find and apply to insurance sales representative jobs in Florida on Migrate Mate, which lists current Florida openings across carriers, independent agencies, and managing general agents. Search the listings, identify the roles that match your license type and experience level, and apply directly to the ones that fit.
See All 91 Insurance Sales Representative Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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