Fintech H-1B Sponsorship Jobs in California
H-1B visa sponsorship fintech jobs in California are concentrated in San Francisco, San Jose, and Los Angeles, where companies like Stripe, Chime, Robinhood, PayPal, and Visa regularly hire international talent for software engineering, data, and financial technology roles. California's fintech sector is one of the most active H-1B sponsoring industries in the state.
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Get Access To All JobsINTRODUCTION
At Capital One, we are creating trustworthy and reliable AI systems, changing banking for good. For years, Capital One has been leading the industry in using machine learning to create real-time, intelligent, automated customer experiences. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to building world-class applied science and engineering teams and continue our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.
Team Description:
The AI Foundations team is at the center of bringing our vision for AI at Capital One to life. Our work touches every aspect of the research life cycle, from partnering with Academia to building production systems. We work with product, technology and business leaders to apply the state of the art in AI to our business.
In this role, you will:
- Partner with a cross-functional team of data scientists, software engineers, machine learning engineers and product managers to deliver AI-powered products that change how customers interact with their money.
- Leverage a broad stack of technologies — Pytorch, AWS Ultraclusters, Huggingface, Lightning, VectorDBs, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
- Build AI foundation models through all phases of development, from design through training, evaluation, validation, and implementation.
- Engage in high impact applied research to take the latest AI developments and push them into the next generation of customer experiences.
- Flex your interpersonal skills to translate the complexity of your work into tangible business goals.
The Ideal Candidate:
- You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it’s about making the right decision for our customers.
- Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
- Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
- A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You’re passionate about talent development for your own team and beyond.
- Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing AI foundation models and solutions using open-source tools and cloud computing platforms.
- Has a deep understanding of the foundations of AI methodologies.
- Experience building large deep learning models, whether on language, images, events, or graphs, as well as expertise in one or more of the following: training optimization, self-supervised learning, robustness, explainability, RLHF.
- An engineering mindset as shown by a track record of delivering models at scale both in terms of training data and inference volumes.
- Experience in delivering libraries, platform level code or solution level code to existing products.
- A professional with a track record of coming up with new ideas or improving upon existing ideas in machine learning, demonstrated by accomplishments such as first author publications or projects.
- Possess the ability to own and pursue a research agenda, including choosing impactful research problems and autonomously carrying out long-running projects.
BASIC QUALIFICATIONS:
- Currently has, or is in the process of obtaining, PhD in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields, with an exception that required degree will be obtained on or before the scheduled start date plus 2 years of experience in Applied Research or M.S. in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields plus 4 years of experience in Applied Research.
PREFERRED QUALIFICATIONS:
- PhD in Computer Science, Machine Learning, Computer Engineering, Applied Mathematics, Electrical Engineering or related fields
- LLM
- PhD focus on NLP or Masters with 5 years of industrial NLP research experience
- Multiple publications on topics related to the pre-training of large language models (e.g. technical reports of pre-trained LLMs, SSL techniques, model pre-training optimization)
- Member of team that has trained a large language model from scratch (10B + parameters, 500B+ tokens)
- Publications in deep learning theory
- Publications at ACL, NAACL and EMNLP, Neurips, ICML or ICLR
- Optimization (Training & Inference)
- PhD focused on topics related to optimizing training of very large deep learning models
- Multiple years of experience and/or publications on one of the following topics: Model Sparsification, Quantization, Training Parallelism/Partitioning Design, Gradient Checkpointing, Model Compression
- Experience optimizing training for a 10B+ model
- Deep knowledge of deep learning algorithmic and/or optimizer design
- Experience with compiler design
- Finetuning
- PhD focused on topics related to guiding LLMs with further tasks (Supervised Finetuning, Instruction-Tuning, Dialogue-Finetuning, Parameter Tuning)
- Demonstrated knowledge of principles of transfer learning, model adaptation and model guidance
- Experience deploying a fine-tuned large language model
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Cambridge, MA: $262,500 - $299,600 for Applied Researcher II
McLean, VA: $262,500 - $299,600 for Applied Researcher II
New York, NY: $286,400 - $326,800 for Applied Researcher II
San Francisco, CA: $286,400 - $326,800 for Applied Researcher II
San Jose, CA: $286,400 - $326,800 for Applied Researcher II
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
INTRODUCTION
At Capital One, we are creating trustworthy and reliable AI systems, changing banking for good. For years, Capital One has been leading the industry in using machine learning to create real-time, intelligent, automated customer experiences. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to building world-class applied science and engineering teams and continue our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.
Team Description:
The AI Foundations team is at the center of bringing our vision for AI at Capital One to life. Our work touches every aspect of the research life cycle, from partnering with Academia to building production systems. We work with product, technology and business leaders to apply the state of the art in AI to our business.
In this role, you will:
- Partner with a cross-functional team of data scientists, software engineers, machine learning engineers and product managers to deliver AI-powered products that change how customers interact with their money.
- Leverage a broad stack of technologies — Pytorch, AWS Ultraclusters, Huggingface, Lightning, VectorDBs, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
- Build AI foundation models through all phases of development, from design through training, evaluation, validation, and implementation.
- Engage in high impact applied research to take the latest AI developments and push them into the next generation of customer experiences.
- Flex your interpersonal skills to translate the complexity of your work into tangible business goals.
The Ideal Candidate:
- You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it’s about making the right decision for our customers.
- Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
- Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
- A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You’re passionate about talent development for your own team and beyond.
- Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing AI foundation models and solutions using open-source tools and cloud computing platforms.
- Has a deep understanding of the foundations of AI methodologies.
- Experience building large deep learning models, whether on language, images, events, or graphs, as well as expertise in one or more of the following: training optimization, self-supervised learning, robustness, explainability, RLHF.
- An engineering mindset as shown by a track record of delivering models at scale both in terms of training data and inference volumes.
- Experience in delivering libraries, platform level code or solution level code to existing products.
- A professional with a track record of coming up with new ideas or improving upon existing ideas in machine learning, demonstrated by accomplishments such as first author publications or projects.
- Possess the ability to own and pursue a research agenda, including choosing impactful research problems and autonomously carrying out long-running projects.
BASIC QUALIFICATIONS:
- Currently has, or is in the process of obtaining, PhD in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields, with an exception that required degree will be obtained on or before the scheduled start date plus 2 years of experience in Applied Research or M.S. in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields plus 4 years of experience in Applied Research.
PREFERRED QUALIFICATIONS:
- PhD in Computer Science, Machine Learning, Computer Engineering, Applied Mathematics, Electrical Engineering or related fields
- LLM
- PhD focus on NLP or Masters with 5 years of industrial NLP research experience
- Multiple publications on topics related to the pre-training of large language models (e.g. technical reports of pre-trained LLMs, SSL techniques, model pre-training optimization)
- Member of team that has trained a large language model from scratch (10B + parameters, 500B+ tokens)
- Publications in deep learning theory
- Publications at ACL, NAACL and EMNLP, Neurips, ICML or ICLR
- Optimization (Training & Inference)
- PhD focused on topics related to optimizing training of very large deep learning models
- Multiple years of experience and/or publications on one of the following topics: Model Sparsification, Quantization, Training Parallelism/Partitioning Design, Gradient Checkpointing, Model Compression
- Experience optimizing training for a 10B+ model
- Deep knowledge of deep learning algorithmic and/or optimizer design
- Experience with compiler design
- Finetuning
- PhD focused on topics related to guiding LLMs with further tasks (Supervised Finetuning, Instruction-Tuning, Dialogue-Finetuning, Parameter Tuning)
- Demonstrated knowledge of principles of transfer learning, model adaptation and model guidance
- Experience deploying a fine-tuned large language model
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Cambridge, MA: $262,500 - $299,600 for Applied Researcher II
McLean, VA: $262,500 - $299,600 for Applied Researcher II
New York, NY: $286,400 - $326,800 for Applied Researcher II
San Francisco, CA: $286,400 - $326,800 for Applied Researcher II
San Jose, CA: $286,400 - $326,800 for Applied Researcher II
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
H-1B Fintech Job Roles in California
See all 245+ Fintech H-1B Jobs in California
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Search Fintech Jobs in CaliforniaFintech H-1B Sponsorship Jobs in California: Frequently Asked Questions
Which fintech companies in California sponsor H-1B visas?
Several well-established fintech employers in California have consistent records of H-1B visa sponsorship, including Stripe, PayPal, Chime, Robinhood, Visa, and Square (now Block). Larger financial institutions with significant California operations, such as Wells Fargo and Charles Schwab, also sponsor H-1B workers in technology roles. Sponsorship history can be verified through the Department of Labor's public LCA disclosure data.
Which California cities have the most fintech H-1B sponsorship jobs?
San Francisco holds the highest concentration of fintech H-1B jobs in California, driven by a dense cluster of startups and established companies alike. San Jose and the broader Silicon Valley corridor are also major hubs, particularly for payments and enterprise fintech. Los Angeles has a growing fintech scene, with companies focused on consumer lending, insurtech, and digital banking increasingly active there.
What types of fintech roles typically qualify for H-1B sponsorship in California?
H-1B sponsorship in California fintech is most common for roles that qualify as specialty occupations, meaning they typically require at least a bachelor's degree in a specific field. Software engineers, data scientists, machine learning engineers, quantitative analysts, cybersecurity specialists, and product managers with technical backgrounds are among the roles most frequently sponsored. General business or sales positions are less likely to qualify.
How do I find fintech H-1B sponsorship jobs in California?
Migrate Mate is built specifically for international candidates looking for H-1B sponsorship jobs in fintech and other industries across California. You can filter directly by visa type, industry, and state to surface roles from employers with verified sponsorship histories. Searching on Migrate Mate saves time compared to manually sifting through general job boards where sponsorship information is often unclear or missing entirely.
Are there California-specific considerations for H-1B fintech workers?
California's strict employment laws, including rules around at-will employment and non-compete agreements, apply to H-1B workers the same as any employee. Because California is a high-cost labor market, employers must meet prevailing wage requirements that reflect local rates, which are often higher than national averages. Fintech candidates should also be aware that California's competitive hiring market means H-1B petitions can involve premium processing to meet fast-moving offer timelines.
What is the prevailing wage for H-1B fintech jobs in California?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.