Insurance STEM OPT Jobs in Florida
F-1 STEM OPT insurance jobs in Florida draw international graduates into one of the country's fastest-growing insurance markets. Jacksonville, Tampa, and Miami host major carriers and specialty insurers, including Fidelity National Financial, Demotech, and Citizens Property Insurance, actively hiring for actuarial, data analytics, risk modeling, and underwriting roles that qualify for STEM OPT work authorization.
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Get Access To All JobsINTRODUCTION
FCCI is guided by our core values of Loyalty, Integrity, Vision, Excellence and Service. These are the principles and behaviors that guide how we support and trust one another, build our teams, cultivate leaders and create a company that feels like family. If these are your values, we’d like you to join our team.
ROLE AND RESPONSIBILITIES
This key role will be responsible for accelerating the delivery of high-value AI solutions across the enterprise. The FDE will work directly with business, architecture, data, security, and delivery teams to understand complex problems, rapidly build AI-enabled solutions, and help move successful concepts into production.
The key responsibilities will be:
- Working directly with business teams to identify and define high-value AI opportunities.
- Rapidly design, build, test and validate AI applications, agents, copilots and workflow solutions.
- Integrate AI capabilities with enterprise applications, APIs, data platforms and knowledge repositories.
- Apply techniques such as RAG, agentic workflows, tool calling, prompt/context engineering and AI evaluation.
- Partner with Architecture, Security, Data, Risk and Compliance teams to ensure solutions meet enterprise standards.
- Establish evaluation, monitoring, and reliability approaches for AI solutions.
- Operate from problem discovery through technical validation and early productionization, then transition ongoing ownership to the appropriate delivery team.
- Convert successful implementations into reusable components, patterns, and reference implementations.
- Transition mature solutions, documentation, and knowledge to delivery teams for ongoing ownership, support and enhancement.
BASIC QUALIFICATIONS
- Bachelor's Degree in Computer Science, IT, or Information Systems (Note: Relevant, progressively responsible work experience may be substituted on a year-for-year basis for the required education.)
- Minimum of four years of software engineering, application development, or technical solution delivery experience
- Strong hands-on programming skills in Python and/or JavaScript/TypeScript.
- Experience building production applications and APIs.
- Hands-on experience with large language models and generative AI.
- Experience with cloud platforms, enterprise integration, and modern AI techniques such as RAG agents, vector search, and evaluation.
- Strong problem-solving and communication skills, with the ability to work across business and technical teams.
- Experience in a regulated enterprise environment.
- Experience with P&C/commercial insurance processes, such as underwriting, policy servicing, claims, billing, payments, or agent/customer servicing.
- Experience with platforms such as AWS Bedrock, Azure AI, OpenAI, Anthropic, Databricks, or similar technologies.
- Ability to understand and improve systems; evaluates system’s current state/practices and recommend modifications.
- Ability to analyze, define and solve problems; the use of good judgment and decision-making.
PREFERRED QUALIFICATIONS
- AWS AI Practitioner, AWS Machine Learning Engineer, AWS Solutions Architect Associate, Azure AI Engineer Associate, or other relevant Databricks/AI/Data/AWS certifications
In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:
- Flexible Work Environment
- Paid Family Leave
- Competitive PTO & Holidays
- Recognition & Bonus Programs
- Medical, Vision, Dental & Life Insurance
- Employee Referral Bonus
- Paid Volunteer Time
- 401(k) Match & Profit-Sharing
The salary range for this position is $118,864-$183,051 annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities.
We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.
Drug Free Workplace (Pre-employment drug screen is conducted for all positions)
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
INTRODUCTION
FCCI is guided by our core values of Loyalty, Integrity, Vision, Excellence and Service. These are the principles and behaviors that guide how we support and trust one another, build our teams, cultivate leaders and create a company that feels like family. If these are your values, we’d like you to join our team.
ROLE AND RESPONSIBILITIES
This key role will be responsible for accelerating the delivery of high-value AI solutions across the enterprise. The FDE will work directly with business, architecture, data, security, and delivery teams to understand complex problems, rapidly build AI-enabled solutions, and help move successful concepts into production.
The key responsibilities will be:
- Working directly with business teams to identify and define high-value AI opportunities.
- Rapidly design, build, test and validate AI applications, agents, copilots and workflow solutions.
- Integrate AI capabilities with enterprise applications, APIs, data platforms and knowledge repositories.
- Apply techniques such as RAG, agentic workflows, tool calling, prompt/context engineering and AI evaluation.
- Partner with Architecture, Security, Data, Risk and Compliance teams to ensure solutions meet enterprise standards.
- Establish evaluation, monitoring, and reliability approaches for AI solutions.
- Operate from problem discovery through technical validation and early productionization, then transition ongoing ownership to the appropriate delivery team.
- Convert successful implementations into reusable components, patterns, and reference implementations.
- Transition mature solutions, documentation, and knowledge to delivery teams for ongoing ownership, support and enhancement.
BASIC QUALIFICATIONS
- Bachelor's Degree in Computer Science, IT, or Information Systems (Note: Relevant, progressively responsible work experience may be substituted on a year-for-year basis for the required education.)
- Minimum of four years of software engineering, application development, or technical solution delivery experience
- Strong hands-on programming skills in Python and/or JavaScript/TypeScript.
- Experience building production applications and APIs.
- Hands-on experience with large language models and generative AI.
- Experience with cloud platforms, enterprise integration, and modern AI techniques such as RAG agents, vector search, and evaluation.
- Strong problem-solving and communication skills, with the ability to work across business and technical teams.
- Experience in a regulated enterprise environment.
- Experience with P&C/commercial insurance processes, such as underwriting, policy servicing, claims, billing, payments, or agent/customer servicing.
- Experience with platforms such as AWS Bedrock, Azure AI, OpenAI, Anthropic, Databricks, or similar technologies.
- Ability to understand and improve systems; evaluates system’s current state/practices and recommend modifications.
- Ability to analyze, define and solve problems; the use of good judgment and decision-making.
PREFERRED QUALIFICATIONS
- AWS AI Practitioner, AWS Machine Learning Engineer, AWS Solutions Architect Associate, Azure AI Engineer Associate, or other relevant Databricks/AI/Data/AWS certifications
In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:
- Flexible Work Environment
- Paid Family Leave
- Competitive PTO & Holidays
- Recognition & Bonus Programs
- Medical, Vision, Dental & Life Insurance
- Employee Referral Bonus
- Paid Volunteer Time
- 401(k) Match & Profit-Sharing
The salary range for this position is $118,864-$183,051 annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities.
We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.
Drug Free Workplace (Pre-employment drug screen is conducted for all positions)
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
STEM OPT Insurance Job Roles in Florida
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Search Insurance Jobs in FloridaInsurance STEM OPT Sponsorship Jobs in Florida: Frequently Asked Questions
Which insurance companies in Florida sponsor F-1 STEM OPT visas?
Florida-based insurers with documented histories of hiring international graduates in quantitative roles include Fidelity National Financial, Citizens Property Insurance Corporation, HCI Group, and several Lloyd's syndicates operating out of Tampa and Miami. National carriers such as Chubb, Travelers, and Aon also maintain Florida offices and have filed STEM-eligible LCAs for actuarial and analytics positions. Sponsorship patterns vary by role and office, so researching individual employer LCA filing histories is the most reliable approach.
Which Florida cities have the most insurance F-1 STEM OPT sponsorship jobs?
Jacksonville leads Florida for insurance employment overall, anchoring back-office and corporate operations for several large carriers. Tampa is a growing hub for specialty insurance, insurtech, and reinsurance firms, particularly those focused on catastrophe modeling. Miami serves as a regional headquarters for Latin American and international insurance operations, creating demand for bilingual analytics and risk professionals. Orlando and Fort Lauderdale also have concentrations of regional carriers and third-party administrators hiring for STEM-eligible roles.
What types of insurance roles typically qualify for F-1 STEM OPT sponsorship?
Roles that qualify for STEM OPT must correspond to a STEM-designated Classification of Instructional Programs code tied to your degree. In the insurance sector, positions in actuarial science, data analytics, predictive modeling, catastrophe risk modeling, quantitative underwriting, and applied statistics commonly qualify. Titles such as actuarial analyst, data scientist, risk analyst, and pricing analyst appear frequently in LCA filings from Florida insurers. You can cross-reference your specific degree and role using O*NET to confirm occupational alignment before applying.
How do I find insurance F-1 STEM OPT sponsorship jobs in Florida?
Migrate Mate is built specifically for international graduates searching for verified visa-sponsoring employers. You can filter by state, visa type, and industry to surface Florida insurance employers with active STEM OPT LCA filing histories, removing the guesswork of cold-applying to companies that may not sponsor. Pairing Migrate Mate with the OFLC Wage Search tool lets you verify prevailing wage levels for specific roles and locations before you apply, giving you a clearer picture of what to expect at each employer.
Are there Florida-specific considerations for F-1 STEM OPT sponsorship in insurance?
Florida's insurance market is heavily shaped by hurricane and flood risk, which drives outsized demand for catastrophe modeling, reinsurance analytics, and climate risk roles, many of which align with STEM-eligible degrees in statistics, mathematics, and computer science. The state's regulatory environment through the Florida Office of Insurance Regulation also creates compliance and data roles at carriers. Graduates should note that Florida's concentration of property and casualty insurers means sponsorship is more common in P&C-focused firms than in life or health insurance subsidiaries operating there.