Insurance STEM OPT Jobs in Florida
F-1 STEM OPT insurance jobs in Florida draw international graduates into one of the country's fastest-growing insurance markets. Jacksonville, Tampa, and Miami host major carriers and specialty insurers, including Fidelity National Financial, Demotech, and Citizens Property Insurance, actively hiring for actuarial, data analytics, risk modeling, and underwriting roles that qualify for STEM OPT work authorization.
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INTRODUCTION
When you join MetLife’s Global Technology team, you’ll be part of a forward-thinking group dedicated to shaping the future of digital solutions for customers worldwide. You’ll develop, maintain and support technology applications and delivery, leveraging AI, automation, and contemporary ways of working to enhance experiences and drive business outcomes. Your work will simplify complex processes, improve tech resiliency, and ensure high-performing, seamless solutions that power life’s most important moments. In this dynamic environment, you’ll collaborate with talented peers across teams and functions, expanding your skills in impactful ways. Ready to push boundaries and set new industry standards? Join us and help drive the future of technology forward.
MetLife Investments IT is looking for a curious, motivated Junior Software Engineer to join our Investments IT Global Accounting team in Tampa. This is an exciting opportunity for an early-career technologist or recent graduate who wants to build real-world software, learn modern engineering practices, and work with emerging technologies including AI, automation, cloud-native platforms, and DevSecOps.
In this role, you’ll be supported by experienced engineers and business partners as you grow your technical skills, learn the Investments IT accounting domain, and contribute to solutions that help transform how our business operates. You’ll have opportunities to experiment, solve meaningful problems, collaborate across teams, and bring fresh ideas to a team that values innovation, continuous learning, and practical impact.
You will receive hands-on mentorship, structured onboarding, and opportunities to build confidence as you grow into a full-stack engineering role. The ideal candidate is eager to learn, enjoys solving problems, communicates well, and has hands-on experience from internships, academic projects, personal projects, or early professional work.
Responsibilities
- Learn the Investments IT accounting domain, team tools, and development practices while contributing to guided onboarding, documentation, and knowledge-building activities.
- Support the design, development, testing, and maintenance of software solutions under the guidance of senior engineers and product partners.
- Participate in Agile team ceremonies, backlog refinement, and spec-driven development sessions by capturing notes, asking questions, and helping clarify requirements.
- Assist with user stories, acceptance criteria, test cases, documentation updates, and low-risk production support activities to help improve application quality and team delivery.
- Explore opportunities to apply AI, automation, and modern engineering tools to simplify processes, improve team efficiency, and support business transformation.
BASIC QUALIFICATIONS
- A Bachelor's degree in Computer Science, Information Systems, Engineering, or a closely related discipline is required.
- Internship or academic project experience in software development or AI/ML.
- Demonstrated ability to quickly learn and apply new skills to deliver high quality software as evidenced by academic or project experience.
- Proficiency in at least one programming language (e.g., .net/C#, swl, Python, Java, JavaScript/TypeScript, etc.).
- Basic understanding of software design principles and coding best practices.
- Familiarity with database concepts, design, and development.
- Basic exposure to cloud-native technologies (e.g., Azure, AWS, GCP).
- Basic knowledge of secure coding practices and automated testing.
- Strong communication, collaboration, and problem-solving skills.
PREFERRED QUALIFICATIONS
Exposure to one or more of the following is a plus but not required:
- Understanding of Agile practices, DevSecOps, and CI/CD pipelines.
- Familiarity with tools like GitHub Copilot, Azure DevOps, Docker, or Kubernetes.
- Exposure to AI/ML and other technology concepts such as:
- Prompt engineering and LLM APIs (e.g., Azure OpenAI)
- AI SDKs and frameworks (e.g., LangChain, Hugging Face, TensorFlow, Semantic Kernel)
- Responsive UI/UX development
- Microservice vs. Monolithic architectures
- Containerization
- Relational vs. NoSQL databases
LOCATION
Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
COMPENSATION
The expected salary for this position is $76,000. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.
ABOUT METLIFE
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").
If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities.
STEM OPT Insurance Job Roles in Florida
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Search Insurance Jobs in FloridaInsurance STEM OPT Sponsorship Jobs in Florida: Frequently Asked Questions
Which insurance companies in Florida sponsor F-1 STEM OPT visas?
Florida-based insurers with documented histories of hiring international graduates in quantitative roles include Fidelity National Financial, Citizens Property Insurance Corporation, HCI Group, and several Lloyd's syndicates operating out of Tampa and Miami. National carriers such as Chubb, Travelers, and Aon also maintain Florida offices and have filed STEM-eligible LCAs for actuarial and analytics positions. Sponsorship patterns vary by role and office, so researching individual employer LCA filing histories is the most reliable approach.
Which Florida cities have the most insurance F-1 STEM OPT sponsorship jobs?
Jacksonville leads Florida for insurance employment overall, anchoring back-office and corporate operations for several large carriers. Tampa is a growing hub for specialty insurance, insurtech, and reinsurance firms, particularly those focused on catastrophe modeling. Miami serves as a regional headquarters for Latin American and international insurance operations, creating demand for bilingual analytics and risk professionals. Orlando and Fort Lauderdale also have concentrations of regional carriers and third-party administrators hiring for STEM-eligible roles.
What types of insurance roles typically qualify for F-1 STEM OPT sponsorship?
Roles that qualify for STEM OPT must correspond to a STEM-designated Classification of Instructional Programs code tied to your degree. In the insurance sector, positions in actuarial science, data analytics, predictive modeling, catastrophe risk modeling, quantitative underwriting, and applied statistics commonly qualify. Titles such as actuarial analyst, data scientist, risk analyst, and pricing analyst appear frequently in LCA filings from Florida insurers. You can cross-reference your specific degree and role using O*NET to confirm occupational alignment before applying.
How do I find insurance F-1 STEM OPT sponsorship jobs in Florida?
Migrate Mate is built specifically for international graduates searching for verified visa-sponsoring employers. You can filter by state, visa type, and industry to surface Florida insurance employers with active STEM OPT LCA filing histories, removing the guesswork of cold-applying to companies that may not sponsor. Pairing Migrate Mate with the OFLC Wage Search tool lets you verify prevailing wage levels for specific roles and locations before you apply, giving you a clearer picture of what to expect at each employer.
Are there Florida-specific considerations for F-1 STEM OPT sponsorship in insurance?
Florida's insurance market is heavily shaped by hurricane and flood risk, which drives outsized demand for catastrophe modeling, reinsurance analytics, and climate risk roles, many of which align with STEM-eligible degrees in statistics, mathematics, and computer science. The state's regulatory environment through the Florida Office of Insurance Regulation also creates compliance and data roles at carriers. Graduates should note that Florida's concentration of property and casualty insurers means sponsorship is more common in P&C-focused firms than in life or health insurance subsidiaries operating there.