Insurance Account Representative Jobs in New York
Insurance Account Representative jobs in New York concentrate heavily in commercial lines, employee benefits, and personal lines insurance, driven by the state's dense corporate sector, large financial services industry, and one of the country's largest small-business communities. New York City, Buffalo, and Albany account for the majority of openings, with major employers like Chubb, MetLife, and New York Life maintaining significant hiring operations across the state. Demand is strongest for representatives with experience in commercial property and casualty, group benefits, and high-net-worth personal lines accounts. Find a role that fits below and apply directly.
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Overview
Join our dynamic team as an Insurance Account Representative, where you will play a vital role in delivering exceptional insurance solutions and building lasting client relationships. This energetic position offers the opportunity to leverage your sales expertise, negotiation skills, and comprehensive insurance knowledge to help clients protect what matters most. As a key member of our organization, you will thrive in a fast-paced environment that values proactive communication, customer service excellence, and continuous growth.
Responsibilities
- Engage with prospective and existing clients through outside sales efforts to identify their insurance needs and present tailored solutions.
- Develop and maintain strong customer relationships by providing expert guidance on health, life, property casualty, and commercial insurance products.
- Conduct thorough analysis of client requirements to recommend appropriate coverage options, ensuring compliance with insurance regulations.
- Manage sales administration tasks using CRM systems to track leads, follow-ups, policy details, and client interactions efficiently.
- Negotiate policy terms and premiums with clients to secure mutually beneficial agreements while maintaining company standards.
- Educate clients on benefits administration, claims processes, and the nuances of various insurance policies to enhance customer understanding and satisfaction.
- Collaborate with team members on marketing strategies and outreach initiatives to expand our client base across diverse markets.
Qualifications
- Proven experience in outside sales or retail sales within the insurance or related financial services industry.
- Strong negotiation skills coupled with excellent communication abilities in multiple languages; bilingual proficiency is highly desirable.
- Knowledge of property casualty, health, life insurance, and commercial insurance products is essential.
- Familiarity with insurance regulation standards and compliance requirements across different jurisdictions.
- Proficiency in Microsoft Office applications and CRM systems for effective sales administration and client management.
- Demonstrated analysis skills to assess client needs accurately and recommend suitable coverage options.
- Exceptional customer service skills with a focus on building long-term client relationships through effective communication and benefits administration understanding.
Embark on a rewarding career where your enthusiasm for sales meets your passion for helping others protect their future! We are committed to supporting your professional development while fostering an inclusive environment that celebrates diversity and innovation.
Pay: $63,895.73 - $76,949.70 per year
Benefits:
- Work from home
Work Location: Hybrid remote in New York, NY 10007
See All 15 Insurance Account Representative Jobs in New York
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Find JobsInsurance Account Representative Jobs by City in New York
Where New York roles are concentrated, by current openings.
Insurance Account Representative Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- State Farm13

- Elitra Health1E
- Highstreet Insurance Partners1

Top Industries Hiring
- Insurance
What New York Employers Look For
The qualifications that appear most often in insurance account representative jobs across New York.
- Active New York Property and Casualty or Life and Health insurance producer license required
- Experience managing a book of commercial or personal lines accounts preferred
- Proficiency with agency management systems such as Applied Epic or Vertafore
- Strong client communication and retention skills across renewal and service cycles
- Bachelor's degree in business, finance, or a related field commonly requested
- Ability to coordinate with underwriters and carriers on coverage questions and endorsements
Insurance Account Representative Jobs in New York: Frequently Asked Questions
How do you become a insurance account representative in New York?
You need a New York State insurance producer license issued by the New York Department of Financial Services before you can legally represent insurance products to clients. Most employers require either a Property and Casualty or a Life and Health license, or both. Candidates typically complete a state-approved pre-licensing course, pass the relevant DFS licensing exam, and then apply through the National Insurance Producer Registry. A bachelor's degree in business or finance strengthens your application at larger carriers and brokerages.
Which companies hire insurance account representatives in New York?
New York insurance account representative roles are posted by State Farm, Elitra Health, and Highstreet Insurance Partners and others right now, based on current listings on Migrate Mate as of November 2026. New York's concentration of Fortune 500 headquarters, large financial institutions, and national brokerage offices means openings appear across commercial, benefits, and personal lines divisions throughout the state.
Which New York cities have the most insurance account representative jobs?
Carmel, Queens, and Scotia have the most insurance account representative openings in New York. New York City leads because of its density of corporate headquarters, global financial firms, and large commercial brokerages, while Buffalo and Albany generate steady demand from regional carriers, state government contractors, and mid-market businesses that rely on dedicated account service teams.
Are there remote insurance account representative jobs in New York?
Yes, though they are less common than in purely analytical roles, since much of the work involves client calls, carrier coordination, and account renewals that many employers prefer to manage in-office or hybrid. About 50% of insurance account representative openings tied to New York are remote or hybrid as of November 2026, reflecting a selective but real remote segment. Service and renewal support functions are the most likely to carry a remote or hybrid designation.
How can I get hired as a insurance account representative in New York with little or no experience?
The most realistic entry path is obtaining your New York DFS producer license first, since it signals commitment and allows you to work immediately upon hire. Large New York brokerages and carriers such as regional offices of national firms often hire entry-level account coordinators or customer service representatives who assist licensed reps before moving into full account management. Roles in claims support, policy processing, or insurance operations are common lateral moves that build credibility. Completing your license before applying puts you ahead of most entry-level candidates.
Where can I find and apply to insurance account representative jobs in New York?
You can find and apply to insurance account representative jobs in New York on Migrate Mate, which lists current New York openings from employers across the state. Search the listings for roles that match your license type, specialization, and preferred location, then apply directly to the ones that fit.
See All 15 Insurance Account Representative Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
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