Insurance Account Representative Jobs in Michigan
Insurance Account Representative jobs in Michigan are concentrated in Detroit, Grand Rapids, and Lansing, where large carriers and regional agencies maintain substantial operations handling personal lines, commercial accounts, and employee benefits. Well-established employers such as Auto-Owners Insurance, Citizens Insurance, and Blue Cross Blue Shield of Michigan consistently hire at every level from entry-level customer service representatives to senior account managers. Demand is especially strong for professionals with experience in commercial property and casualty, group health, and agency support roles. See the openings below and apply to the ones that match your experience.
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Job Overview
We are seeking a detail-oriented and proactive Patient Accounting and Insurance Representative to join our dynamic RCM team. In this vital role, you will be responsible for accurately posting payments received from insurance companies, patients, and other payers into our Practice Management Billing systems (EPIC, ECW, Athena and NextGen). Your expertise will ensure that all transactions are correctly recorded, supporting the financial integrity of our organization. The ideal candidate will possess strong data entry skills, a solid understanding of accounting principles, and experience working with various financial software systems. This position offers an exciting opportunity to contribute to the efficiency of our billing operations while working in a fast-paced, collaborative environment.
Duties
- Review and verify incoming payments from insurance carriers, patients, and third-party payers to ensure accuracy before posting.
- Enter payment data into multiple RCM billing software systems such as EPIC, ECW, Athena and NextGen platforms.
- Reconcile accounts receivable records by matching payments with outstanding invoices using data analysis and account reconciliation techniques.
- Manage collections accounts by following up on unpaid or partially paid claims to facilitate timely resolution.
- Collaborate with billing and collections teams to resolve discrepancies and improve cash flow processes through effective communication.
- Maintain detailed records of all transactions, perform account analysis, and generate reports using Microsoft Office tools like Excel spreadsheets with formulas for data accuracy and analysis.
Qualifications
- Proven experience in RCM roles with a focus on accounts receivable management or billing software.
- Strong understanding of financial concepts including debits & credits, double entry bookkeeping, and journal entries.
- Proven ability to work with Payor sites and EOBs to reconcile accounts.
- Proficiency in Microsoft Office Suite, especially Excel formulas and spreadsheet management for data analysis.
- Familiarity with accounting software such as Sage, PeopleSoft, QuickBooks, Quicken or similar systems is highly desirable.
- Excellent attention to detail with strong data entry skills and ability to perform account reconciliation accurately.
- Effective communication skills for client interaction and internal collaboration via phone etiquette and professional customer service approach.
- Ability to analyze complex financial data quickly and efficiently while maintaining high levels of accuracy in a fast-paced environment.
Join us as a Medical Payment Poster and become an essential part of our mission to deliver precise financial operations that support quality healthcare services!
Expected hours: No more than 40.0 per week
Benefits:
- 401(k) matching
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
Work Location: In person
See All 21 Insurance Account Representative Jobs in Michigan
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Find JobsInsurance Account Representative Jobs by City in Michigan
Where Michigan roles are concentrated, by current openings.
Insurance Account Representative Job Market in Michigan
A snapshot from current Michigan openings, updated as new roles post.
Who's Hiring

Top Industries Hiring
- Insurance
What Michigan Employers Look For
The qualifications that appear most often in insurance account representative jobs across Michigan.
- Active Michigan Property and Casualty or Life and Health insurance producer license required
- One or more years of experience servicing personal or commercial insurance accounts
- Proficiency with agency management systems such as Applied Epic or Vertafore
- Strong written and verbal communication skills for client and carrier interactions
- Associate or bachelor's degree in business, finance, or a related field preferred
- Ability to handle policy renewals, endorsements, and claims coordination independently
Insurance Account Representative Jobs in Michigan: Frequently Asked Questions
How do you become a insurance account representative in Michigan?
Most Michigan insurance account representative roles require a state-issued insurance producer license, obtained through the Michigan Department of Insurance and Financial Services. Candidates must complete a pre-licensing course, pass the relevant exam for their line of authority (Property and Casualty or Life and Health), and submit a license application. Many employers also expect at least an associate degree in business or finance, though some will sponsor newly hired candidates through the licensing process.
Which companies hire insurance account representatives in Michigan?
Employers hiring insurance account representatives in Michigan right now include State Farm and Optysuite, based on current listings on Migrate Mate as of November 2026. Michigan's strong base of regional carriers and independent agencies, particularly in the Detroit metro and West Michigan corridor, means consistent openings across both direct-writer and brokerage environments.
Which Michigan cities have the most insurance account representative jobs?
Novi, Ovid, and Canton account for the largest share of insurance account representative openings in Michigan. Detroit leads because of its concentration of corporate headquarters, regional carrier offices, and large independent agencies, while Grand Rapids and Lansing attract significant hiring through regional insurers and state government-adjacent benefits programs that require licensed account staff.
Are there remote insurance account representative jobs in Michigan?
Yes, and they're fairly common, since the role is desk-based and centers on phone, email, and system-based account management. About 50% of insurance account representative openings tied to Michigan are remote or hybrid as of November 2026, reflecting the industry's broad adoption of remote service teams. Renewal processing, policy servicing, and inbound client support positions are the most frequently offered as fully remote arrangements.
How can I get hired as a insurance account representative in Michigan with little or no experience?
The most realistic entry path is applying for a customer service representative or insurance service assistant role at a Michigan-based regional agency or carrier, then pursuing your producer license while on the job. Auto-Owners Insurance and Citizens Insurance both run structured onboarding programs that train and license entry-level hires. Lateral experience in banking, financial services, or call center work translates well, and completing a pre-licensing course before applying gives candidates a clear edge in competitive markets like Detroit and Grand Rapids.
Where can I find and apply to insurance account representative jobs in Michigan?
You can find and apply to insurance account representative jobs in Michigan on Migrate Mate, which lists current openings across the state. Search the listings, find the roles that match your experience and location, and apply directly to the ones that fit.
See All 21 Insurance Account Representative Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
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