Insurance Sales Representative Jobs in North Carolina
Insurance Sales Representative jobs in North Carolina are concentrated in Charlotte, Raleigh, and Greensboro, where established carriers and regional agencies maintain large sales forces at every level from entry-level producer to senior account executive. Employers with a lasting presence in the state include Nationwide, State Farm, and Allstate, all of which hire across personal lines, commercial lines, and life and health insurance. Demand is consistent, with property and casualty and employee benefits specialists among the most sought-after across the state. Find a role that fits below and apply directly.
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Showing 5 of 26+ Insurance Sales Representative jobs
As part of Optum, SCA Health is redefining specialty care by developing more accessible, patient-centered practice solutions for a network of more than 370 ambulatory surgical centers, over 400 specialty physician practice clinics and numerous labs and surgical hospitals. Our work spans a broad spectrum of services, all designed to support physicians, health systems and employers in delivering efficient, value-based care to patients without compromising quality or autonomy.
Clinical quality- Integrity
- Service excellence
- Teamwork
- Accountability
- Continuous improvement
- Inclusion
Our values aren’t empty words – they inform our attitudes, actions and culture. At SCA Health, your work directly impacts patients, physicians and communities. Here, you’ll find opportunities to build your career alongside a team that values your expertise, invests in your success, and shares a common mission to care for patients, serve physicians and improve health care in America.
Your ideas should inspire change. If you join our team, they will.
- Verify that sufficient information is available for accurate verification and eligibility. This step may require direct contact with the physician office and/or the patient.
- Determine if a secondary insurance should be added to the patient account ensuring the appropriate payer is selected for Primary insurance.
- Utilize the centers selected vendor for claims and eligibility and/or individual payer websites to obtain eligibility, benefits and/or pre-certs and authorization information.
- Enter the patient insurance information into patient accounting system ensuring the selection is the appropriate payer and associated financial class.
- When the patient’s insurance is Out of Network notify the manager immediately. Follow the Policies and Procedures when accepting Out of Network payers.
- SCA’s goal for each patient’s insurance verification is complete and accurate. The insurance verifier will document the findings in the patient account and will contact the patient with either estimated co-insurance, co-pay and or deductible amounts due on or before the date of service as applicable
- The Insurance Verifier will call each patient as part of center compliance with CMS Conditions for Coverage guidelines in contacting patient’s prior to the date of service to review, Physician Ownership, Advance Directives and Patient Rights.
- Obtain authorizations from insurance companies/physician offices. Ensure complete and accurate information is entered into the patient accounting system and the procedure scheduled, date of service and facility name are on the authorization. Ensure the authorization has not expired.
- Enter authorization into patient accounting system. Include the name/CPT codes effective date of the authorized procedures.
- Ensure high cost implant/supply or equipment rental is included on authorization.
- Check insurance company approved procedure lists/medical policies. If procedure is not payable, notify patient. If patient wants to proceed, obtain signature on Medicare ABN or other non-covered notification form.
- Calculate co-pay, and estimated co-insurance due from patients per the individual payer contract per the individual payer contract and plan as applicable.
- Acceptance of in-network benefits for out-of-network payers must be pre-approved by SCA Compliance Dept.
- Be familiar with individual payer guidelines and the process of collecting over the counter payments/deductibles/copay/co-insurance. Knowledge of payer contracts including Medicare, Medicaid and other government contracts and guidelines and workmen’s compensation fee schedule.
- Contact the patient and communicate the center financial policy
- Bachelor’s degree preferred but not required
- Experience checking authorizations
- Must be experienced with cpt codes
- Detailed and able to work in a high production environment
- Healthcare experience a must
- Local or within driving distance
As part of Optum, SCA Health is redefining specialty care by developing more accessible, patient-centered practice solutions for a network of more than 370 ambulatory surgical centers, over 400 specialty physician practice clinics and numerous labs and surgical hospitals. Our work spans a broad spectrum of services, all designed to support physicians, health systems and employers in delivering efficient, value-based care to patients without compromising quality or autonomy.
Clinical quality- Integrity
- Service excellence
- Teamwork
- Accountability
- Continuous improvement
- Inclusion
Our values aren’t empty words – they inform our attitudes, actions and culture. At SCA Health, your work directly impacts patients, physicians and communities. Here, you’ll find opportunities to build your career alongside a team that values your expertise, invests in your success, and shares a common mission to care for patients, serve physicians and improve health care in America.
Your ideas should inspire change. If you join our team, they will.
- Verify that sufficient information is available for accurate verification and eligibility. This step may require direct contact with the physician office and/or the patient.
- Determine if a secondary insurance should be added to the patient account ensuring the appropriate payer is selected for Primary insurance.
- Utilize the centers selected vendor for claims and eligibility and/or individual payer websites to obtain eligibility, benefits and/or pre-certs and authorization information.
- Enter the patient insurance information into patient accounting system ensuring the selection is the appropriate payer and associated financial class.
- When the patient’s insurance is Out of Network notify the manager immediately. Follow the Policies and Procedures when accepting Out of Network payers.
- SCA’s goal for each patient’s insurance verification is complete and accurate. The insurance verifier will document the findings in the patient account and will contact the patient with either estimated co-insurance, co-pay and or deductible amounts due on or before the date of service as applicable
- The Insurance Verifier will call each patient as part of center compliance with CMS Conditions for Coverage guidelines in contacting patient’s prior to the date of service to review, Physician Ownership, Advance Directives and Patient Rights.
- Obtain authorizations from insurance companies/physician offices. Ensure complete and accurate information is entered into the patient accounting system and the procedure scheduled, date of service and facility name are on the authorization. Ensure the authorization has not expired.
- Enter authorization into patient accounting system. Include the name/CPT codes effective date of the authorized procedures.
- Ensure high cost implant/supply or equipment rental is included on authorization.
- Check insurance company approved procedure lists/medical policies. If procedure is not payable, notify patient. If patient wants to proceed, obtain signature on Medicare ABN or other non-covered notification form.
- Calculate co-pay, and estimated co-insurance due from patients per the individual payer contract per the individual payer contract and plan as applicable.
- Acceptance of in-network benefits for out-of-network payers must be pre-approved by SCA Compliance Dept.
- Be familiar with individual payer guidelines and the process of collecting over the counter payments/deductibles/copay/co-insurance. Knowledge of payer contracts including Medicare, Medicaid and other government contracts and guidelines and workmen’s compensation fee schedule.
- Contact the patient and communicate the center financial policy
- Bachelor’s degree preferred but not required
- Experience checking authorizations
- Must be experienced with cpt codes
- Detailed and able to work in a high production environment
- Healthcare experience a must
- Local or within driving distance
See All 26 Insurance Sales Representative Jobs in North Carolina
Find roles in North Carolina that match your experience and apply in just a few clicks.
Find JobsInsurance Sales Representative Jobs by City in North Carolina
Where North Carolina roles are concentrated, by current openings.
Insurance Sales Representative Job Market in North Carolina
A snapshot from current North Carolina openings, updated as new roles post.
Who's Hiring
- State Farm11
- AmeriLife Career Agency4
- The Gainey Agency3T
- American Enterprise2
- SCA Health1
Top Industries Hiring
- Insurance
What North Carolina Employers Look For
The qualifications that appear most often in insurance sales representative jobs across North Carolina.
- Active North Carolina Property and Casualty or Life and Health insurance producer license
- Proven ability to meet or exceed individual sales targets and production goals
- Strong prospecting skills including cold calling, referrals, and community networking
- Experience using agency management systems such as Applied Epic or Vertafore
- Valid driver's license and ability to travel within an assigned North Carolina territory
- Bachelor's degree in business, finance, or a related field preferred but not always required
Insurance Sales Representative Jobs in North Carolina: Frequently Asked Questions
How do you become a insurance sales representative in North Carolina?
You must obtain a North Carolina insurance producer license through the North Carolina Department of Insurance before selling any policy in the state. The path involves completing a state-approved pre-licensing education course, passing the relevant lines-of-authority exam administered by Pearson VUE, submitting a license application, and passing a background check. Most candidates start with Property and Casualty or Life and Health authority, and many employers will sponsor your exam preparation.
Which companies hire insurance sales representatives in North Carolina?
North Carolina insurance sales representative roles are posted by State Farm, AmeriLife Career Agency, and The Gainey Agency and others right now, based on current listings on Migrate Mate as of September 2026. North Carolina's concentration of regional bank-owned insurance agencies and national carriers headquartered or regionally anchored in Charlotte means hiring is active across both captive and independent agency models throughout the year.
Which North Carolina cities have the most insurance sales representative jobs?
Charlotte, Raleigh, and Winston-Salem have the most insurance sales representative openings in North Carolina. Charlotte drives the largest share of listings because of its density of financial services firms, regional carrier offices, and large commercial accounts, while Raleigh and Greensboro reflect strong small-business and individual consumer markets that support both captive agency and independent broker hiring year-round.
Are there remote insurance sales representative jobs in North Carolina?
Yes, but they're less common than in purely desk-based fields, since client relationship-building and territory management often favor in-person presence. About 100% of insurance sales representative openings tied to North Carolina are remote or hybrid as of September 2026, with remote arrangements more frequently available for renewals specialists, inside sales roles focused on inbound leads, and group benefits account management positions.
How can I get hired as a insurance sales representative in North Carolina with little or no experience?
The most realistic entry path is joining a captive agency as a licensed producer trainee, a structured program that large carriers like State Farm and Allstate run regularly in North Carolina markets. Obtaining your North Carolina insurance producer license before applying gives you a clear edge over unlicensed candidates. Customer service, banking, and retail experience translate well, and roles titled account associate or service representative at independent agencies in Charlotte and Raleigh commonly serve as launch points into full sales positions.
Where can I find and apply to insurance sales representative jobs in North Carolina?
You can find and apply to insurance sales representative jobs in North Carolina on Migrate Mate, which lists current openings from employers actively hiring across the state. Find roles that fit your experience level and preferred location and apply directly to the ones that match.
See All 26 Insurance Sales Representative Jobs in North Carolina
Find roles in North Carolina that match your experience and apply in just a few clicks.
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