Fintech Jobs in Texas with H-1B Sponsorship
Texas is one of the most active states for fintech H-1B sponsorship, driven by major financial technology hubs in Dallas, Austin, and Houston. Employers like Dell Technologies Financial Services, PayPal, Charles Schwab, and Visa regularly file H-1B petitions for roles in software engineering, data science, and payments infrastructure across the state.
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INTRODUCTION
Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs. We are seeking Full Stack Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Sr. Manager Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.
ROLE AND RESPONSIBILITIES
- Lead a portfolio of diverse technology projects and a team of developers with deep experience in distributed microservices, and full stack systems to create solutions that help meet regulatory needs for the company
- Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community, and from time to time, be asked to code or evaluate code
- Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment
- Utilize programming languages like JavaScript, Java, HTML/CSS, TypeScript, SQL, Python, and Go, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services
BASIC QUALIFICATIONS
- Bachelor’s Degree
- At least 6 years of experience in software engineering (Internship experience does not apply)
- At least 1 year experience with cloud computing (AWS, Microsoft Azure, Google Cloud)
- At least 4 years of people management experience
PREFERRED QUALIFICATIONS
- Master’s Degree
- 9+ years of experience in at least one of the following: JavaScript, Java, TypeScript, SQL, Python, Go or Frameworks (React/Angular)
- 3+ years of experience with AWS, GCP, Microsoft Azure, or another cloud service
- 4+ years of experience in open source frameworks
- 4+ years of experience in containerization and Orchestration with Docker and Kubernetes
- 7+ years of people management experience
- 2+ years of experience in Agile practices
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
- Houston, TX: $209,000 - $238,500 for Sr. Mgr, Software Engineering
- McLean, VA: $229,900 - $262,400 for Sr. Mgr, Software Engineering
- Riverwoods, IL: $209,000 - $238,500 for Sr. Mgr, Software Engineering
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

INTRODUCTION
Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs. We are seeking Full Stack Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Sr. Manager Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.
ROLE AND RESPONSIBILITIES
- Lead a portfolio of diverse technology projects and a team of developers with deep experience in distributed microservices, and full stack systems to create solutions that help meet regulatory needs for the company
- Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community, and from time to time, be asked to code or evaluate code
- Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment
- Utilize programming languages like JavaScript, Java, HTML/CSS, TypeScript, SQL, Python, and Go, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services
BASIC QUALIFICATIONS
- Bachelor’s Degree
- At least 6 years of experience in software engineering (Internship experience does not apply)
- At least 1 year experience with cloud computing (AWS, Microsoft Azure, Google Cloud)
- At least 4 years of people management experience
PREFERRED QUALIFICATIONS
- Master’s Degree
- 9+ years of experience in at least one of the following: JavaScript, Java, TypeScript, SQL, Python, Go or Frameworks (React/Angular)
- 3+ years of experience with AWS, GCP, Microsoft Azure, or another cloud service
- 4+ years of experience in open source frameworks
- 4+ years of experience in containerization and Orchestration with Docker and Kubernetes
- 7+ years of people management experience
- 2+ years of experience in Agile practices
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
- Houston, TX: $209,000 - $238,500 for Sr. Mgr, Software Engineering
- McLean, VA: $229,900 - $262,400 for Sr. Mgr, Software Engineering
- Riverwoods, IL: $209,000 - $238,500 for Sr. Mgr, Software Engineering
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Job Roles in Fintech in Texas
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Get Access To All JobsFrequently Asked Questions
Which fintech companies in Texas sponsor H-1B visas?
Several large fintech and financial services employers in Texas have consistent H-1B sponsorship histories, including Charles Schwab (headquartered in Westlake), PayPal (Irving), Visa (Austin), and Dell Technologies Financial Services (Round Rock). Banks with significant technology operations, such as JPMorgan Chase and Bank of America, also file H-1B petitions for fintech roles at their Texas offices. Sponsorship activity is verifiable through the Department of Labor's OFLC disclosure data.
Which cities in Texas have the most fintech H-1B sponsorship jobs?
Dallas-Fort Worth leads Texas for fintech H-1B activity, home to the headquarters of Charles Schwab, AT&T Financial, and a dense concentration of payments and banking technology firms. Austin is a close second, with a fast-growing fintech sector anchored by Visa, Bumble's fintech subsidiaries, and numerous venture-backed startups. Houston has a smaller but active fintech market, particularly in energy finance and insurance technology.
What types of fintech roles typically qualify for H-1B sponsorship in Texas?
H-1B sponsorship in fintech generally covers specialty occupations requiring at least a bachelor's degree in a specific technical or financial field. In Texas, commonly sponsored roles include software engineers building payments platforms, data scientists working on fraud detection and risk modeling, quantitative analysts, cybersecurity engineers, and cloud infrastructure engineers. Product management and UX roles can qualify when the employer documents a specific degree requirement tied to the position.
How do I find fintech H-1B sponsorship jobs in Texas?
Migrate Mate is built specifically for this search. You can filter by visa type (H-1B), industry (fintech), and state (Texas) to see verified sponsorship opportunities from employers with documented filing histories. This saves time compared to manually screening job postings that don't disclose sponsorship. Migrate Mate surfaces roles from companies that have sponsored H-1B workers in fintech, giving you a more targeted starting point than general job searches.
Are there any Texas-specific considerations for fintech H-1B sponsorship?
Texas has no state income tax, which affects total compensation comparisons, but it has no direct bearing on H-1B eligibility or processing. One practical consideration is that many Texas fintech employers are large enough to be H-1B-dependent employers under Department of Labor rules, which adds additional attestation requirements to their Labor Condition Applications. Candidates applying to Texas-based financial institutions should also expect background check and licensing requirements that vary by role type.
What is the prevailing wage for H-1B fintech jobs in Texas?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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