Commercial Underwriter Jobs in USA with Visa Sponsorship
Commercial Underwriter roles qualify as specialty occupations under H-1B visa and E-3 visas, requiring at least a bachelor's degree in finance, business, or a related field. Employers in insurance and financial services sponsor regularly, and the role's analytical focus makes degree-to-job alignment straightforward to demonstrate.
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Get Access To All JobsINTRODUCTION
Chubb Commercial Insurance is currently seeking a VP, Home Office Commercial Auto Underwriter to join the Commercial Auto Line of Business team. The role will report to the SVP, Commercial Auto Line of Business Manager. This position will require regular travel to Whitehouse Station, as well as field office travel for agent/customer engagement.
The position will work closely with underwriting leadership, field operations, actuarial, product, claims, and industry practice teams to support profitable growth and underwriting execution across the Commercial Auto portfolio.
The title, career band and level, and location for this position are flexible based on the candidate's experience.
KEY RESPONSIBILITIES
- Serve as a senior Home Office underwriting resource for Commercial Auto, providing technical expertise, underwriting guidance, and decision-making support for complex new business and renewal accounts.
- Work directly with the Field, Territory Underwriting Managers, Industry Practice Leaders, and Regional Leadership on commercial auto transactions to drive overall results including new business, rate and exposure, retention, and profitability.
- Collaborate with Industry Practice Leaders to develop growth and portfolio management tactics and objectives to attract and retain business while executing Commercial Insurance underwriting strategies and initiatives.
- Work closely with home office line of business leadership to provide market & competitive intelligence, provide input on strategies, and report results.
- Serve as the primary referral channel for items outside the Field, TUM, and IP level authority, with confidence in utilizing a home office level underwriting authority grant.
- Provide recommendations on underwriting authority for field staff.
- Participate and add technical and sales insights to Enterprise calls.
- Consult with underwriters and leadership to assist in triaging new business and associated cross-sell opportunities including specialties and core P&C lines.
- Participate in underwriting training, technical development, and knowledge-sharing initiatives to strengthen Commercial Auto underwriting capabilities across the organization.
- Work with legal and product teams to draft manuscript language.
- Play a key role in building and delivering training content with assistance from Learning & Development, including Specialty Schools and other ad hoc training as needed.
BASIC QUALIFICATIONS
- Bachelor’s degree from an accredited college or university.
- Minimum of 10 years of commercial auto underwriting experience and demonstrated in-depth expertise in handling complex accounts.
- Advanced knowledge of commercial underwriting and insurance industry theories and practices.
- Prior Home Office underwriting, underwriting leadership, or delegated authority experience preferred.
- Ability to effectively work in a team environment with Industry Practices, Line of Business, Claims, Operations and the Field to achieve desirable outcomes.
- Ability to build relationships with both internal and external stakeholders that will require branch, customer and broker visitation.
- Track record of results achievement, customer development, collaboration, teamwork, problem solving, communication, and marketing/negotiation skills.
- Strong interpersonal, analytical and negotiation skills, with the ability to effectively interact with all levels of internal and external business partners.
COMPENSATION
- The pay range for the role is $160,000 to $225,000. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
INTRODUCTION
Chubb Commercial Insurance is currently seeking a VP, Home Office Commercial Auto Underwriter to join the Commercial Auto Line of Business team. The role will report to the SVP, Commercial Auto Line of Business Manager. This position will require regular travel to Whitehouse Station, as well as field office travel for agent/customer engagement.
The position will work closely with underwriting leadership, field operations, actuarial, product, claims, and industry practice teams to support profitable growth and underwriting execution across the Commercial Auto portfolio.
The title, career band and level, and location for this position are flexible based on the candidate's experience.
KEY RESPONSIBILITIES
- Serve as a senior Home Office underwriting resource for Commercial Auto, providing technical expertise, underwriting guidance, and decision-making support for complex new business and renewal accounts.
- Work directly with the Field, Territory Underwriting Managers, Industry Practice Leaders, and Regional Leadership on commercial auto transactions to drive overall results including new business, rate and exposure, retention, and profitability.
- Collaborate with Industry Practice Leaders to develop growth and portfolio management tactics and objectives to attract and retain business while executing Commercial Insurance underwriting strategies and initiatives.
- Work closely with home office line of business leadership to provide market & competitive intelligence, provide input on strategies, and report results.
- Serve as the primary referral channel for items outside the Field, TUM, and IP level authority, with confidence in utilizing a home office level underwriting authority grant.
- Provide recommendations on underwriting authority for field staff.
- Participate and add technical and sales insights to Enterprise calls.
- Consult with underwriters and leadership to assist in triaging new business and associated cross-sell opportunities including specialties and core P&C lines.
- Participate in underwriting training, technical development, and knowledge-sharing initiatives to strengthen Commercial Auto underwriting capabilities across the organization.
- Work with legal and product teams to draft manuscript language.
- Play a key role in building and delivering training content with assistance from Learning & Development, including Specialty Schools and other ad hoc training as needed.
BASIC QUALIFICATIONS
- Bachelor’s degree from an accredited college or university.
- Minimum of 10 years of commercial auto underwriting experience and demonstrated in-depth expertise in handling complex accounts.
- Advanced knowledge of commercial underwriting and insurance industry theories and practices.
- Prior Home Office underwriting, underwriting leadership, or delegated authority experience preferred.
- Ability to effectively work in a team environment with Industry Practices, Line of Business, Claims, Operations and the Field to achieve desirable outcomes.
- Ability to build relationships with both internal and external stakeholders that will require branch, customer and broker visitation.
- Track record of results achievement, customer development, collaboration, teamwork, problem solving, communication, and marketing/negotiation skills.
- Strong interpersonal, analytical and negotiation skills, with the ability to effectively interact with all levels of internal and external business partners.
COMPENSATION
- The pay range for the role is $160,000 to $225,000. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
See all 446+ Commercial Underwriter Jobs
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Get Access To All JobsTips for Finding Commercial Underwriter Jobs
Align your degree to underwriting directly
Consular officers and USCIS adjudicators look for a direct link between your degree field and commercial underwriting. A finance, risk management, or actuarial science degree maps cleanly. If your degree is in a broader field like business, document how your coursework covered risk assessment or financial analysis specifically.
Pull prevailing wage data before negotiating
Your employer's LCA must certify a wage at or above the DOL prevailing wage for your location and role. Use the OFLC Wage Search to look up the Level I through Level IV wage tiers for underwriters in your target city before you receive an offer.
Target insurers with active LCA filing history
Use Migrate Mate to find commercial underwriter roles at employers with verified LCA sponsorship history, so you're not wasting applications on companies that have never filed for this position type.
Prepare a specialty occupation evidence file early
Gather your degree transcripts, any professional designations like CPCU or CU, and a job description that explicitly requires a bachelor's degree. Underwriting roles that accept equivalent experience instead of a degree can complicate H-1B specialty occupation approval, so document the academic requirement in writing from the employer.
Understand how PERM affects your green card timeline
If your employer sponsors you for an EB-2 or EB-3 green card, they'll need to run PERM labor certification through DOL before filing the immigrant petition. Commercial underwriting roles typically require a full PERM recruitment process, which can take a year or more before the I-140 is even filed.
Clarify sponsorship scope before the offer stage
Some insurance employers will cover H-1B filing fees but not premium processing or green card costs. Ask during the offer negotiation which petition fees the company covers, and get the answer in writing. This avoids surprises after you've already accepted.
Frequently Asked Questions
Does a Commercial Underwriter role qualify as a specialty occupation for the H-1B?
Yes, commercial underwriting qualifies as a specialty occupation because the role normally requires at least a bachelor's degree in finance, business, economics, or a closely related field. The key is that your employer's job description must state the degree requirement explicitly. Roles where any bachelor's degree is acceptable regardless of field can draw a Request for Evidence from USCIS, so the job posting language matters.
Which visas can sponsor a Commercial Underwriter role?
H-1B is the most common path, covering any nationality. Australian nationals can use the E-3, which has a separate cap of 10,500 per year that has never been exhausted and requires no lottery. Chilean and Singaporean nationals may qualify under H-1B1 visa. TN visa is not available for underwriting because underwriters are not listed on the USMCA profession list. All of these require a qualifying degree and a certified LCA from the employer.
How do I find employers who sponsor Commercial Underwriter visas?
Migrate Mate lists commercial underwriter roles at employers with verified sponsorship history, so you can focus your search on companies that have already demonstrated willingness to file. Insurance carriers, reinsurers, and financial services firms are the most active sponsors for this role type. Filtering by geography is useful since underwriting hubs in New York, Chicago, and Hartford tend to have the most active hiring.
Does my professional designation like CPCU count toward H-1B specialty occupation?
Professional designations like CPCU or Associate in Commercial Underwriting can support your petition but don't replace the degree requirement. USCIS evaluates specialty occupation primarily on whether the role requires a specific bachelor's degree. Certifications are useful supplemental evidence showing specialization, especially if your degree is in a tangential field, but they won't overcome a job description that lists the degree as preferred rather than required.
What happens to my visa status if my employer loses the renewal contract or downsizes?
If you're on H-1B and your employment ends, you have a 60-day grace period to find a new sponsoring employer, change to another valid status, or leave the country. During that window, a new employer can file an H-1B transfer petition on your behalf and you can begin work once the petition is received by USCIS. Acting quickly matters because the 60-day period doesn't pause while USCIS processes the new petition.
What is the prevailing wage requirement for sponsored Commercial Underwriter jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.