General Description: Provides highly technical support to clients and members of USI’s Commercial Lines Account Management and Sales Executive teams. Analyze, design, market, price, and place risks. Make fact-based recommendations to clients to solve their insurance issues.

Responsibilities:

• Review client program design, including risk financing, coverage limits, retention, deductible and classification.
• Access and explain clients' total cost of risk (TCOR) and risk profile using models and resources.
• Analyze, design and price client risks internally for use in policy placement and negotiation. May complete full pre-underwriting analysis.
• Negotiate underwriting terms coverage and pricing with carrier underwriting partners on behalf of clients.
• Develop strong business relationships with external carrier partners and internal Sales and Account Management teams.
• Prepare and interpret casualty analytics and models. Work closely with USI claims and risk control team to assess and mitigate client risk.
• Participate in the development of department policies on a national and local basis.
• May review clients' data and existing insurance policies and make recommendations for improvement.
• May assess clients’ contractual liabilities and alignment with their insurance policies and make recommendations for improvement.
• Mentor and coach junior staff members.

Knowledge, Skills, qualities and Abilities:

• 2-3 years in a Commercial Lines agency with underwriting and technical experience.
• Bachelor’s degree strongly preferred.
• Must hold or be willing to earn Property & Casualty insurance license.
• Industry designation such as ARM, CIC, CPCU preferred.
• Deep, technical knowledge of commercial insurance.
• Strong business, negotiation, and data interpretation skills.
• Effective written and verbal communication skills.
• Comfortable with internet-based programs and Microsoft Office products.
• Knowledge of Sagitta / ImageRight preferred, but not required.

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Why USI?

With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.

Unrivaled Resources and Support

What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise—the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.

Industry-Leading Programs, Rewards, and Recognition

In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in those who build our brand each day. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.

Deep Community Engagement

We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects – to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint – we’re working together as ONE to build a better future.

Committed to a Diverse and Inclusive Workplace

Our award-winning I’m With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.

Nationally Recognized as a Top Insurance Employer

• Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025).
• Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
• Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
• Certified as a Great Place To Work two years in a row (2024-2025).

Visit our Awards and Accolades page for a complete list of our latest industry awards and recognitions!

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.