Banking Jobs in Minnesota
Banking jobs in Minnesota are concentrated in the Twin Cities metro, with additional hiring in Rochester and Duluth, where institutions like U.S. Bancorp, Wells Fargo, and Bremer Bank maintain significant operations. Demand is strongest for commercial lending, wealth management, and compliance roles, reflecting Minnesota's large corporate base and active small-business economy. Openings exist at every level, from personal bankers and loan officers to branch managers and credit analysts. See the openings below and apply to the ones that match your experience.
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Are you a detail-oriented banking professional who enjoys both behind-the-scenes loan operations and building relationships with customers? Heritage Bank is looking for a Loan Services Banking Specialist to combine loan servicing expertise with hands-on branch support.
Position Summary
The Loan Services Banking Specialist is an in-branch role that combines loan servicing expertise with retail banking support. The position is assigned to work in a branch in Spicer, Pennock, Raymond, or Willmar. It provides an additional on-site staff presence, especially in smaller or lower-traffic branches, while completing loan servicing responsibilities and supporting branch customers throughout the workday.
Core Responsibilities
Loan Servicing and Operational Support (70-80%)
- Board and maintain consumer, commercial, agricultural, and mortgage loans within the core system.
- Process loan advances, payments, payoffs, modifications, renewals, and maintenance requests.
- Establish and maintain automatic payments, ACH transfers, overdraft protection, and related servicing functions.
- Process collateral releases, lien satisfactions, title work, and loan-related documentation.
- Monitor loan exceptions, ticklers, insurance, taxes, escrow activity, and paid loan processes.
- Provide payoff statements and respond to customer and employee servicing inquiries.
- Perform loan balancing, reconciliations, exception monitoring, and quality control reviews.
- Support participated, purchased, SBA, USDA, FSA, and other specialty loan programs.
- Complete credit reporting, dispute resolution, year-end tax reporting, and regulatory servicing requirements.
- Assist with audits, examinations, compliance reviews, and documentation requests.
- Maintain knowledge of applicable lending regulations, including RESPA, HMDA, SCRA, MLA, flood requirements, and other regulatory requirements.
- Identify process improvement opportunities and support operational efficiency initiatives.
- Serve as a loan servicing subject matter expert for branch employees and other departments.
Branch Banking and Customer Support (20-30%)
- Work on-site in a Spicer, Pennock, or Willmar branch and provide daily retail coverage based on staffing and business needs.
- Assist customers with deposits, withdrawals, transfers, loan payments, cashier’s checks, and other teller transactions.
- Support account opening and account maintenance activities as needed.
- Deliver outstanding customer service through in-person, phone, email, chat, and digital channels.
- Educate customers on digital banking tools, payment options, and self-service resources.
- Assist branch teams during vacation coverage, staffing shortages, training periods, or special projects.
- Serve as an additional on-site staff member in smaller or lower-traffic branches while completing loan servicing work and remaining available to assist branch customers.
- Maintain cash handling, balancing, security, and dual control procedures when assigned retail responsibilities.
Secondary Responsibilities
- Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
- Responsible for security as it applies to this position.
- Perform additional duties as assigned to support team and organizational goals.
Bank Standards
At Heritage Bank, we are committed to a customer-centric, service-driven culture. We operate under the following core standards:
- Mission: Help people succeed financially.
- Ethics: Always do the right thing.
- Solutions: Bring innovative solutions to challenges.
- Ownership: Take accountability and learn from our mistakes.
- Positivity: Bring energy and enthusiasm to everything we do.
Compensation & Benefits
Get ready to be rewarded! This position provides an hourly salary range of $23.08 to $34.62. Full-time team members enjoy a comprehensive benefits package including paid time off, paid holidays, and even paid volunteer days. Your health is covered with medical, dental, and vision insurance, plus plan for your future with our 401(k) and ESOP retirement plans. Enjoy additional benefits and incentives consistent with our company policy. Join us and discover how rewarding your career can be!
Disclaimer
This job description outlines the general nature of the role and is not intended to be all-inclusive. Duties, responsibilities, and benefits may change as business needs evolve. Employment is at will, meaning either the employee or the Company may end the employment relationship at any time, consistent with applicable law.
We are an Equal Opportunity Employer and value diversity at all levels of the organization.
Requirements:Qualifications
Education
- Associate degree in Business, Finance, Accounting, Banking, or a related field preferred.
- Equivalent banking experience may be considered.
Experience
- Minimum of two years of loan servicing, loan operations, loan administration, or related banking experience required.
- Retail banking, teller, or customer service experience preferred.
- Experience working with loan documentation, collateral, loan maintenance, and servicing functions required.
- CSI Core experience preferred.
Knowledge, Skills, and Abilities
- Strong knowledge of loan servicing processes and regulatory requirements.
- Understanding of consumer, commercial, agricultural, and mortgage loan products.
- Excellent customer service and communication skills.
- Strong attention to detail and organizational skills.
- Ability to manage multiple priorities and work independently.
- Ability to work on-site and travel among the Spicer, Pennock, Raymond, and Willmar branches as assigned.
- Proficiency with Microsoft Office and banking software platforms.
- Ability to maintain confidentiality and handle sensitive customer information.
Are you a detail-oriented banking professional who enjoys both behind-the-scenes loan operations and building relationships with customers? Heritage Bank is looking for a Loan Services Banking Specialist to combine loan servicing expertise with hands-on branch support.
Position Summary
The Loan Services Banking Specialist is an in-branch role that combines loan servicing expertise with retail banking support. The position is assigned to work in a branch in Spicer, Pennock, Raymond, or Willmar. It provides an additional on-site staff presence, especially in smaller or lower-traffic branches, while completing loan servicing responsibilities and supporting branch customers throughout the workday.
Core Responsibilities
Loan Servicing and Operational Support (70-80%)
- Board and maintain consumer, commercial, agricultural, and mortgage loans within the core system.
- Process loan advances, payments, payoffs, modifications, renewals, and maintenance requests.
- Establish and maintain automatic payments, ACH transfers, overdraft protection, and related servicing functions.
- Process collateral releases, lien satisfactions, title work, and loan-related documentation.
- Monitor loan exceptions, ticklers, insurance, taxes, escrow activity, and paid loan processes.
- Provide payoff statements and respond to customer and employee servicing inquiries.
- Perform loan balancing, reconciliations, exception monitoring, and quality control reviews.
- Support participated, purchased, SBA, USDA, FSA, and other specialty loan programs.
- Complete credit reporting, dispute resolution, year-end tax reporting, and regulatory servicing requirements.
- Assist with audits, examinations, compliance reviews, and documentation requests.
- Maintain knowledge of applicable lending regulations, including RESPA, HMDA, SCRA, MLA, flood requirements, and other regulatory requirements.
- Identify process improvement opportunities and support operational efficiency initiatives.
- Serve as a loan servicing subject matter expert for branch employees and other departments.
Branch Banking and Customer Support (20-30%)
- Work on-site in a Spicer, Pennock, or Willmar branch and provide daily retail coverage based on staffing and business needs.
- Assist customers with deposits, withdrawals, transfers, loan payments, cashier’s checks, and other teller transactions.
- Support account opening and account maintenance activities as needed.
- Deliver outstanding customer service through in-person, phone, email, chat, and digital channels.
- Educate customers on digital banking tools, payment options, and self-service resources.
- Assist branch teams during vacation coverage, staffing shortages, training periods, or special projects.
- Serve as an additional on-site staff member in smaller or lower-traffic branches while completing loan servicing work and remaining available to assist branch customers.
- Maintain cash handling, balancing, security, and dual control procedures when assigned retail responsibilities.
Secondary Responsibilities
- Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
- Responsible for security as it applies to this position.
- Perform additional duties as assigned to support team and organizational goals.
Bank Standards
At Heritage Bank, we are committed to a customer-centric, service-driven culture. We operate under the following core standards:
- Mission: Help people succeed financially.
- Ethics: Always do the right thing.
- Solutions: Bring innovative solutions to challenges.
- Ownership: Take accountability and learn from our mistakes.
- Positivity: Bring energy and enthusiasm to everything we do.
Compensation & Benefits
Get ready to be rewarded! This position provides an hourly salary range of $23.08 to $34.62. Full-time team members enjoy a comprehensive benefits package including paid time off, paid holidays, and even paid volunteer days. Your health is covered with medical, dental, and vision insurance, plus plan for your future with our 401(k) and ESOP retirement plans. Enjoy additional benefits and incentives consistent with our company policy. Join us and discover how rewarding your career can be!
Disclaimer
This job description outlines the general nature of the role and is not intended to be all-inclusive. Duties, responsibilities, and benefits may change as business needs evolve. Employment is at will, meaning either the employee or the Company may end the employment relationship at any time, consistent with applicable law.
We are an Equal Opportunity Employer and value diversity at all levels of the organization.
Requirements:Qualifications
Education
- Associate degree in Business, Finance, Accounting, Banking, or a related field preferred.
- Equivalent banking experience may be considered.
Experience
- Minimum of two years of loan servicing, loan operations, loan administration, or related banking experience required.
- Retail banking, teller, or customer service experience preferred.
- Experience working with loan documentation, collateral, loan maintenance, and servicing functions required.
- CSI Core experience preferred.
Knowledge, Skills, and Abilities
- Strong knowledge of loan servicing processes and regulatory requirements.
- Understanding of consumer, commercial, agricultural, and mortgage loan products.
- Excellent customer service and communication skills.
- Strong attention to detail and organizational skills.
- Ability to manage multiple priorities and work independently.
- Ability to work on-site and travel among the Spicer, Pennock, Raymond, and Willmar branches as assigned.
- Proficiency with Microsoft Office and banking software platforms.
- Ability to maintain confidentiality and handle sensitive customer information.
See All 53 Banking Jobs in Minnesota
Find roles in Minnesota that match your experience and apply in just a few clicks.
Find Banking JobsBanking Jobs by City in Minnesota
Where Minnesota roles are concentrated, by current openings.
Banking Job Market in Minnesota
A snapshot from current Minnesota openings, updated as new roles post.
Who's Hiring
- Old National Bank11
- Piper Sandler6
- Magnifi Financial5
- Park State Bank4
- Associated Bank3
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
What Minnesota Employers Look For
The qualifications that appear most often in banking jobs across Minnesota.
- Active NMLS license or willingness to obtain one for lending roles in Minnesota
- Bachelor's degree in finance, business, economics, or a related field
- Minimum two to five years of experience in banking, lending, or financial services
- Proficiency with core banking platforms and standard financial software
- Strong knowledge of federal and Minnesota state banking regulations and compliance standards
- Demonstrated ability to build client relationships and meet deposit or loan production goals
Banking Jobs in Minnesota: Frequently Asked Questions
How do you become a banking professional in Minnesota?
Most banking roles in Minnesota require at least a bachelor's degree in finance, business, or economics, though some entry-level retail banking positions accept equivalent experience. Mortgage loan officers must register with the Nationwide Multistate Licensing System, administered in Minnesota through the Department of Commerce. Investment-related roles may require FINRA Series licenses. Employers in the Twin Cities often look for candidates who have completed internships or training programs with regional or national financial institutions.
Which companies hire bankings in Minnesota?
Employers hiring bankings in Minnesota right now include Old National Bank, Piper Sandler, and Magnifi Financial, based on current listings on Migrate Mate as of September 2026. Minnesota's strong presence of corporate headquarters and regional bank branches makes it one of the more consistent hiring markets for banking professionals in the Midwest.
Which Minnesota cities have the most banking jobs?
Minneapolis, Saint Paul, and Waite Park have the most banking openings in Minnesota. The Twin Cities metro drives the majority of demand, anchored by major financial institutions headquartered there, while Rochester benefits from its large healthcare economy and the business banking activity it generates, and Duluth supports regional commercial and community banking activity along the Lake Superior corridor.
Are there remote banking jobs in Minnesota?
Yes, but they're limited. About 50% of banking openings tied to Minnesota are remote or hybrid as of September 2026, reflecting the fact that many banking roles require in-person client interaction or branch presence. The positions most likely to offer remote or hybrid arrangements are in compliance, credit analysis, and back-office operations rather than retail or relationship banking.
How can I get hired as a banking professional in Minnesota with little or no experience?
The most realistic entry path is a retail banking or personal banker role at a Minnesota branch, where employers like U.S. Bancorp and Bremer Bank regularly hire candidates without prior banking experience and provide on-the-job training. From there, lateral moves into loan processing or operations are common. Obtaining your NMLS registration early signals commitment to lending careers, and associate or management trainee programs at larger Twin Cities institutions are worth targeting directly.
Where can I find and apply to banking jobs in Minnesota?
You can find and apply to banking jobs in Minnesota on Migrate Mate, which lists current openings from employers hiring across the state. Search the listings to find roles that match your background and experience level, then apply directly to the ones that fit.
See All 53 Banking Jobs in Minnesota
Find roles in Minnesota that match your experience and apply in just a few clicks.
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