Insurance Jobs in Arizona
Insurance jobs in Arizona are concentrated in property and casualty underwriting, health and life insurance sales, claims adjusting, and risk management, with demand running from entry-level customer service roles to senior underwriters and regional managers. Phoenix and Scottsdale anchor the bulk of hiring, with Tucson adding a steady secondary market, and major employers such as State Farm, Banner Health Plan, and Allstate maintain significant operations across the state. The most sought-after specialties right now are commercial lines underwriting, claims investigation, and employee benefits consulting. Find a role that fits below and apply directly.
Find Insurance JobsOverview
Showing 5 of 106+ Insurance jobs
Date: Sep 17, 2026
Location: PHOENIX, AZ, US, 85004-3903
Company: APS
Arizona Public Service generates reliable, affordable and clean energy for 2.7 million Arizonans. Our service territory stretches across the state, from the border town of Douglas to the vistas of the Grand Canyon, from the solar fields of Gila Bend to the ponderosa pines of Payson. As the state’s largest and longest-serving energy provider, our more than 6,000 dedicated employees power our vision of creating a sustainable energy future for Arizona.
Since our founding in 1886, APS has demonstrated a strong commitment to our customers in one of the country’s fastest growing states, earning a reputation for customer satisfaction, shareholder value, operational excellence and business integrity.
Our present and future success depends on the creative and dedicated people of our company who demonstrate the principles outlined in the APS Promise: Design for Tomorrow, Empower Each Other and Succeed Together.
Summary
Risk & Insurance Analyst Senior Summary
Under general direction, administers assigned property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Evaluates exposures, analyzes risk treatment alternatives, supports insurance placement and renewal activities, and provides technical consultation to business units, joint venture participants, and other stakeholders. Uses data, digital tools, and sound risk management judgment to improve the accuracy, efficiency, transparency, and governance of insurance and claims processes. Develops clear analyses, reports, and recommendations that support informed decisions, protect organizational assets, maintain reliable records and controls, and strengthen operational resilience.
Risk & Insurance Analyst Consultant Summary
Under limited direction, serves as a risk and insurance subject-matter expert and trusted advisor for complex property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Leads the evaluation of significant and emerging exposures, develops risk treatment strategies, and provides expert consultation to business leaders, joint venture participants, project teams, and other stakeholders. Leads or coordinates complex insurance placement, renewal, contractual risk transfer, loss prevention, claims, and risk financing activities, and develops well-supported recommendations for management consideration.
Uses advanced analysis, market knowledge, digital tools, and sound risk management judgment to influence decisions, improve program effectiveness, and strengthen the accuracy, efficiency, transparency, governance, and financial control of insurance and claims processes. Leads cross-functional initiatives, resolves complex or unusual matters, and provides technical guidance to other risk and insurance professionals. Develops executive-level analyses and recommendations that protect organizational assets, support informed risk-taking, maintain reliable records and controls, and strengthen operational and financial resilience.
Minimum Requirements
Risk & Insurance Analyst Senior Requirements
- High school degree PLUS seven (7) years recent experience in underwriting commercial property and casualty insurance and/or corporate risk management
- OR Associates degree PLUS five years experience
- OR BS/BA degree PLUS three years experience
- Demonstrated knowledge of insurance and risk management principles
Risk & Insurance Analyst Consultant Requirements
- High school PLUS nine years experience in underwriting commercial property and casualty insurance and/or corporate risk with demonstrated knowledge of insurance and risk management principles
- OR Associates degree PLUS seven years experience
- OR BS/BA degree PLUS five years experience.
Preferred Special Skills, Knowledge or Qualifications
- Experience supporting and administering corporate insurance programs.
- Knowledge of contractual risk transfer, certificates of insurance, and commercial insurance policy language.
- Experience developing reports, dashboards, executive summaries, or data visualizations and improving business processes through workflow tools, automation, or other approved digital solutions.
- Experience with Microsoft 365 applications and data analysis or visualization tools.
Major Accountabilities
Insurance program administration and renewals: Administers assigned property, casualty, nuclear, and other insurance and risk financing programs. Supports renewal and placement activities by gathering, validating, analyzing, and presenting underwriting information. Reviews policies, endorsements, binders, invoices, exposure information, and related documentation for accuracy, completeness, and alignment with approved coverage decisions.
Risk identification, consultation, and contractual risk transfer: Partners with business units, joint venture participants, and project teams to identify and evaluate insurable and non-insurable exposures. Provides technical guidance on coverage requirements, certificates of insurance, contractual risk transfer, retention alternatives, and other risk treatment options within assigned authority. Escalates complex, unusual, or high-risk matters as appropriate.
Data management, analytics, and reporting: Maintains reliable insurance, exposure, claims, premium, and financial data in approved systems and records. Develops reports, dashboards, trend analyses, and summaries to improve visibility into program costs, exposures, claims activity, and risk trends.
Digital process improvement: Identifies opportunities to simplify, standardize, and improve insurance and claims processes using approved digital tools, workflow automation, data visualization, and responsible use of approved artificial intelligence capabilities. Considers business needs, data quality, controls, security, documentation, and long-term support requirements before recommending solutions.
Budgeting and financial controls: Prepares, validates, allocates, and tracks insurance-related financial information, including premiums, claims costs, fees, budgets, and forecasts. Investigates discrepancies and maintains supporting documentation for approvals, financial controls, and audit readiness.
Loss prevention and insurer recommendations: Coordinates and tracks loss control visits, engineering reviews, inspections, and recommendations required by insurance contracts or risk management programs. Monitors findings, ownership, responses, and completion status, and communicates material issues to management.
Governance, compliance, and records: Maintains accurate, complete, and accessible program documentation in accordance with applicable legal, regulatory, contractual, records retention, information security, financial control, and internal governance requirements. Supports audits, regulatory inquiries, and management reviews as assigned.
Market knowledge and continuous improvement: Maintains current knowledge of insurance market conditions, emerging risks, regulatory developments, and risk management practices. Applies new knowledge to strengthen programs, processes, controls, and stakeholder service.
Export Compliance / EEO Statement
This position may require access to and/or use of information subject to control under the Department of Energy's Part 810 Regulations (10 CFR Part 810), the Export Administration Regulations (EAR) (15 CFR Parts 730 through 774), or the International Traffic in Arms Regulations (ITAR) (22 CFR Chapter I, Subchapter M Part 120) (collectively, 'U.S. Export Control Laws'). Therefore, some positions may require applicants to be a U.S. person, which is defined as a U.S. Citizen, a U.S. Lawful Permanent Resident (i.e. 'Green Card Holder'), a Political Asylee, or a Refugee under the U.S. Export Control Laws. All applicants will be required to confirm their U.S. person or non-US person status. All information collected in this regard will only be used to ensure compliance with U.S. Export Control Laws, and will be used in full compliance with all applicable laws prohibiting discrimination on the basis of national origin and other factors. For positions at Palo Verde Nuclear Generating Stations (PVNGS) all openings will require applicants to be a U.S. person.
Pinnacle West Capital Corporation and its subsidiaries and affiliates ('Pinnacle West') maintain a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, recruiting, hiring, promoting, compensating, reassigning, demoting, transferring, laying off, recalling, terminating employment, and training for all positions without regard to race, color, religion, disability, age, national origin, gender, gender identity, sexual orientation, marital status, protected veteran status, or any other classification or characteristic protected by law.
For more information on applicable equal employment regulations, please refer to EEO is the Law poster. Federal law requires all employers to verify the identity and employment eligibility of every person hired to work in the United States, refer to E-Verify poster. View the employee rights and responsibilities under the Family and Medical Leave Act (FMLA).
In compliance with the Drug Free Workplace Act of 1988, the Company is committed to a work environment that is free from the effects of alcohol and controlled substances, and free from the abuse or inappropriate use of prescribed and over-the-counter medications. The Company requires employees to be subject to drug and alcohol testing that is job-related and consistent with business necessity, regulatory requirements and applicable laws.
Hybrid: Employees in hybrid roles work both in their home offices (virtually) and alongside their colleagues (in person).
In order for employees to build strong relationships and to promote meaningful in-person interactions, hybrid employees are expected to work about 40% of their time in-person at an APS or other (non-home office) location.
- Employees are expected to reside in Arizona (or New Mexico for Four Corners-based employees).
- Working from a home office requires adequate technology and an appropriate ergonomic set up.
- Role types are subject to change based on business need.
Job Segment: Sustainability, Nuclear, Energy
Date: Sep 17, 2026
Location: PHOENIX, AZ, US, 85004-3903
Company: APS
Arizona Public Service generates reliable, affordable and clean energy for 2.7 million Arizonans. Our service territory stretches across the state, from the border town of Douglas to the vistas of the Grand Canyon, from the solar fields of Gila Bend to the ponderosa pines of Payson. As the state’s largest and longest-serving energy provider, our more than 6,000 dedicated employees power our vision of creating a sustainable energy future for Arizona.
Since our founding in 1886, APS has demonstrated a strong commitment to our customers in one of the country’s fastest growing states, earning a reputation for customer satisfaction, shareholder value, operational excellence and business integrity.
Our present and future success depends on the creative and dedicated people of our company who demonstrate the principles outlined in the APS Promise: Design for Tomorrow, Empower Each Other and Succeed Together.
Summary
Risk & Insurance Analyst Senior Summary
Under general direction, administers assigned property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Evaluates exposures, analyzes risk treatment alternatives, supports insurance placement and renewal activities, and provides technical consultation to business units, joint venture participants, and other stakeholders. Uses data, digital tools, and sound risk management judgment to improve the accuracy, efficiency, transparency, and governance of insurance and claims processes. Develops clear analyses, reports, and recommendations that support informed decisions, protect organizational assets, maintain reliable records and controls, and strengthen operational resilience.
Risk & Insurance Analyst Consultant Summary
Under limited direction, serves as a risk and insurance subject-matter expert and trusted advisor for complex property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Leads the evaluation of significant and emerging exposures, develops risk treatment strategies, and provides expert consultation to business leaders, joint venture participants, project teams, and other stakeholders. Leads or coordinates complex insurance placement, renewal, contractual risk transfer, loss prevention, claims, and risk financing activities, and develops well-supported recommendations for management consideration.
Uses advanced analysis, market knowledge, digital tools, and sound risk management judgment to influence decisions, improve program effectiveness, and strengthen the accuracy, efficiency, transparency, governance, and financial control of insurance and claims processes. Leads cross-functional initiatives, resolves complex or unusual matters, and provides technical guidance to other risk and insurance professionals. Develops executive-level analyses and recommendations that protect organizational assets, support informed risk-taking, maintain reliable records and controls, and strengthen operational and financial resilience.
Minimum Requirements
Risk & Insurance Analyst Senior Requirements
- High school degree PLUS seven (7) years recent experience in underwriting commercial property and casualty insurance and/or corporate risk management
- OR Associates degree PLUS five years experience
- OR BS/BA degree PLUS three years experience
- Demonstrated knowledge of insurance and risk management principles
Risk & Insurance Analyst Consultant Requirements
- High school PLUS nine years experience in underwriting commercial property and casualty insurance and/or corporate risk with demonstrated knowledge of insurance and risk management principles
- OR Associates degree PLUS seven years experience
- OR BS/BA degree PLUS five years experience.
Preferred Special Skills, Knowledge or Qualifications
- Experience supporting and administering corporate insurance programs.
- Knowledge of contractual risk transfer, certificates of insurance, and commercial insurance policy language.
- Experience developing reports, dashboards, executive summaries, or data visualizations and improving business processes through workflow tools, automation, or other approved digital solutions.
- Experience with Microsoft 365 applications and data analysis or visualization tools.
Major Accountabilities
Insurance program administration and renewals: Administers assigned property, casualty, nuclear, and other insurance and risk financing programs. Supports renewal and placement activities by gathering, validating, analyzing, and presenting underwriting information. Reviews policies, endorsements, binders, invoices, exposure information, and related documentation for accuracy, completeness, and alignment with approved coverage decisions.
Risk identification, consultation, and contractual risk transfer: Partners with business units, joint venture participants, and project teams to identify and evaluate insurable and non-insurable exposures. Provides technical guidance on coverage requirements, certificates of insurance, contractual risk transfer, retention alternatives, and other risk treatment options within assigned authority. Escalates complex, unusual, or high-risk matters as appropriate.
Data management, analytics, and reporting: Maintains reliable insurance, exposure, claims, premium, and financial data in approved systems and records. Develops reports, dashboards, trend analyses, and summaries to improve visibility into program costs, exposures, claims activity, and risk trends.
Digital process improvement: Identifies opportunities to simplify, standardize, and improve insurance and claims processes using approved digital tools, workflow automation, data visualization, and responsible use of approved artificial intelligence capabilities. Considers business needs, data quality, controls, security, documentation, and long-term support requirements before recommending solutions.
Budgeting and financial controls: Prepares, validates, allocates, and tracks insurance-related financial information, including premiums, claims costs, fees, budgets, and forecasts. Investigates discrepancies and maintains supporting documentation for approvals, financial controls, and audit readiness.
Loss prevention and insurer recommendations: Coordinates and tracks loss control visits, engineering reviews, inspections, and recommendations required by insurance contracts or risk management programs. Monitors findings, ownership, responses, and completion status, and communicates material issues to management.
Governance, compliance, and records: Maintains accurate, complete, and accessible program documentation in accordance with applicable legal, regulatory, contractual, records retention, information security, financial control, and internal governance requirements. Supports audits, regulatory inquiries, and management reviews as assigned.
Market knowledge and continuous improvement: Maintains current knowledge of insurance market conditions, emerging risks, regulatory developments, and risk management practices. Applies new knowledge to strengthen programs, processes, controls, and stakeholder service.
Export Compliance / EEO Statement
This position may require access to and/or use of information subject to control under the Department of Energy's Part 810 Regulations (10 CFR Part 810), the Export Administration Regulations (EAR) (15 CFR Parts 730 through 774), or the International Traffic in Arms Regulations (ITAR) (22 CFR Chapter I, Subchapter M Part 120) (collectively, 'U.S. Export Control Laws'). Therefore, some positions may require applicants to be a U.S. person, which is defined as a U.S. Citizen, a U.S. Lawful Permanent Resident (i.e. 'Green Card Holder'), a Political Asylee, or a Refugee under the U.S. Export Control Laws. All applicants will be required to confirm their U.S. person or non-US person status. All information collected in this regard will only be used to ensure compliance with U.S. Export Control Laws, and will be used in full compliance with all applicable laws prohibiting discrimination on the basis of national origin and other factors. For positions at Palo Verde Nuclear Generating Stations (PVNGS) all openings will require applicants to be a U.S. person.
Pinnacle West Capital Corporation and its subsidiaries and affiliates ('Pinnacle West') maintain a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, recruiting, hiring, promoting, compensating, reassigning, demoting, transferring, laying off, recalling, terminating employment, and training for all positions without regard to race, color, religion, disability, age, national origin, gender, gender identity, sexual orientation, marital status, protected veteran status, or any other classification or characteristic protected by law.
For more information on applicable equal employment regulations, please refer to EEO is the Law poster. Federal law requires all employers to verify the identity and employment eligibility of every person hired to work in the United States, refer to E-Verify poster. View the employee rights and responsibilities under the Family and Medical Leave Act (FMLA).
In compliance with the Drug Free Workplace Act of 1988, the Company is committed to a work environment that is free from the effects of alcohol and controlled substances, and free from the abuse or inappropriate use of prescribed and over-the-counter medications. The Company requires employees to be subject to drug and alcohol testing that is job-related and consistent with business necessity, regulatory requirements and applicable laws.
Hybrid: Employees in hybrid roles work both in their home offices (virtually) and alongside their colleagues (in person).
In order for employees to build strong relationships and to promote meaningful in-person interactions, hybrid employees are expected to work about 40% of their time in-person at an APS or other (non-home office) location.
- Employees are expected to reside in Arizona (or New Mexico for Four Corners-based employees).
- Working from a home office requires adequate technology and an appropriate ergonomic set up.
- Role types are subject to change based on business need.
Job Segment: Sustainability, Nuclear, Energy
See All 106+ Insurance Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
Find Insurance JobsInsurance Jobs by City in Arizona
Where Arizona roles are concentrated, by current openings.
Insurance Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
- Canyon Creek Financial24
- Trucordia5
- AAA Mountain West5
- Freeway Insurance Services America5
- Farmers Insurance4
Top Industries Hiring
- Healthcare & Medical Services
What Arizona Employers Look For
The qualifications that appear most often in insurance jobs across Arizona.
- Active Arizona Department of Insurance-issued producer license in relevant lines
- Experience with property and casualty or life and health insurance products
- Proficiency in insurance management systems such as Applied Epic or Guidewire
- Strong knowledge of Arizona insurance regulations and compliance requirements
- Bachelor's degree in business, finance, risk management, or a related field
- Demonstrated ability to manage a book of business or client accounts independently
Insurance Jobs in Arizona: Frequently Asked Questions
How do you become a insurance in Arizona?
To work as a licensed insurance professional in Arizona, you must obtain a producer license through the Arizona Department of Insurance and Financial Institutions. The process requires completing pre-licensing education for your chosen line of authority, passing the applicable state exam administered by Pearson VUE, and submitting a license application. Lines include property and casualty, life, health, and others. No degree is required to sit for the exam, though many employers prefer candidates with a business or finance background.
Which companies hire insurances in Arizona?
Arizona insurance roles are posted by Canyon Creek Financial, Trucordia, and AAA Mountain West and others right now, based on current listings on Migrate Mate as of September 2026. Arizona's large self-insured employer base and the presence of major regional carriers and third-party administrators in the Phoenix metro make it one of the more active hiring markets in the Southwest.
Which Arizona cities have the most insurance jobs?
Phoenix, Tucson, and Chandler lead Arizona for insurance job openings. Phoenix dominates due to the concentration of regional carrier offices, third-party administrators, and corporate risk management teams headquartered there, while Scottsdale draws underwriting and financial services roles tied to its dense professional services corridor, and Tucson supports a steady volume of claims and customer service positions connected to its healthcare and government employer base.
Are there remote insurance jobs in Arizona?
Yes, and more than most fields. About 54% of insurance openings tied to Arizona are remote or hybrid as of September 2026, reflecting how much of the work involves policy analysis, underwriting review, and client communication that can be handled off-site. Claims adjusting and in-person agent roles remain largely on-site, while underwriting, benefits consulting, and insurance operations positions are the most consistently remote-eligible.
How can I get hired as a insurance in Arizona with little or no experience?
The most realistic entry path is obtaining your Arizona property and casualty or life and health producer license before applying, which immediately signals readiness to most hiring managers. Large Arizona-based carriers and independent agencies regularly hire newly licensed candidates into customer service representative or insurance sales associate roles. Candidates with experience in banking, healthcare billing, or financial services often transition successfully into claims or service positions. Some employers in the Phoenix market offer structured rotational or training programs for associates entering commercial lines or benefits administration.
Where can I find and apply to insurance jobs in Arizona?
You can find and apply to insurance jobs in Arizona on Migrate Mate, which lists current openings across the state. Search through available roles, find the ones that match your license type, experience level, and preferred location, and apply directly to each position from the listing.
See All 106+ Insurance Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
Find Insurance Jobs